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20120656� office upon election. 18. MAINTENANCE OF COMMON ELEMENTS: The Association sha11 maintain all common elements and limited common elements and shall have the right to enter any Unit at reasonable times to perform maintena.nce. The Association sha11 provide yard caze, snow removal and common trash hauling service for its members. 19. EXTERIOR SURFACES: The Association ma.y maintain any exterior surface within the boundaries of any Unit, consistent with other comparable exterior surfaces, and sha11 have the right to enter the Unit at reasonable times to perform maintenance. The cost of maintenance performed by the Association shall be added to the next assessment aga,inst the Unit. 20. INSURANCE: The Association shall insure the Condominium and the Association against risk, including tort liability, in the manner set forth in the Bylaws. A Unit owner may obtain insurance, for the unit owner's account and benefit, covering the Unit and contents. Each policy shall be issued in the name of the Association for the benefit of Unit owners in proportion to the allocated interests shown on Exhibit "B." The limits of coverage shall be established by resolution of the Executive Board. Premiums for such insurance sha11 be a common expense. 21. DAMAGE: Any da.mage to the Condominium caused by fire or other casualty sha11 be promptly repaired by the Association in the manner set forth in the Bylaws, unless (1) the Condominium is terminated, (2) repair or replacement would be illegal under any sta.te or local health or safety sta.tute or ordinance, or (3) 75 percent of the Unit owners, including the Unit owner of every Unit which will not be rebuilt and every Unit to which a limited common element is assigned which will not be rebuilt, vote not fo rebuild. The cost of repair or 0