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RE��ECO�DED ! 20120644 ' 201 p � 462� Subject to the provisions of Section 18, any Successor in Interest obligations under this Security Instrument in writing, and is approved by rights and benefits under this Security Instrument. Bonower shall not be and liability under this Security Instrument unless Lender agrees to such agreements of this Security Instrument shall bind (except as provided in '� and assigns of Lender. 14. Loan Charges. Lender may charge Borrower fees for sE Borrower's default, for the purpose of protecting Lender's interest in the : Instrument, including, but not limited to, attomeys' fees, property inspecti other fees, the absence of express authority in this Security Instrument to not be consttued as a prohibition on the charging of such fee. Lender n prohibited by this Security InsUument or by Applicable Law. If the Loan is subject to a law which sets maximum loan charge that the interest or other loan charges collected or to be collected in � permitted limits, then: (a) any such loan charge sha11 be reduced by the an the permitted limit; and (b) any sums already collected from Borrower w refunded to Borrower. Lender may choose to make this refund by reducin by making a direct payment to Borrower. If a refund reduces principal, t] prepayment without any prepayment charge (whether or not a prepayment Borrower's acceptance of any such refund made by direct payment to Bc right of action Boaower might have arising out of such overchazge. of Borrawer who assumes Borrower's Lender, shall obtain all of Borrower's released from Bonower's obligations •elease in writing. The covenants and �ecrion 20) and benefit the successors ices performed in connection with perty and rights under this Security and valuation fees. In regazd to any �rge a specific fee to Borrower shall � not charge fees that aze expressly and that law is finally interpreted so nnection with the Loan exceed the unt necessary to reduce the charge to ch exceeded permitted limits will be the principal owed under the Note or reduction will be treated as a partial �arge is provided for under the Note). �ower will constitute a waiver of any 15. Notices. All notices given by Borrower or Lender in connec �on with this Security Instrument must be in writing. Any notice to Borrower in connection with this Security t�ument shall be deemed to have been given to Borrower when mailed by first class mail or when actually deliv ed to Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute notice to 1 Borrowers unless Applicable I,aw expressly requires otherwise. The notice address shall be the Property Ad�lress unless Bonower has designated a substitute notice address by notice to Lender. Borrower shall promptly �otify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's chang of address, then Borrower sha11 only report a change of address through that specified procedure. There may only one designated notice address under this Security Instrument at any one time. Any notice to Lend shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Len er has designated another address by notice to Borrower. Any notice in connection with this Security Ins nt shall not be deemed to have been given to Lender until actually received by Lender. If any notice requir d by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satis the corresponding requirement under this Security Instrument. 16. Governing Law; Severability; RWes of Construction. Thi by federal law and the law of the jurisdiction in which the Property i contained in this Security Instrument are subject to any requirement� Applicable Law might explicitly or implicifly allow the parties to agree b� silence sha11 not be construed as a prohibition against agreement by conb clause of this Security Instrument or the Note conflicts with Applicable L provisions of this Security Instrument or the Note which can be given ef As used in this Security Instrument: (a) words of the masci corresponding neuter words or words of the feminine gender; (b) words in plural and vice versa; and (c) the word "may" gives sole discretion with� 17. Borrower's Copy. Borrower sha11 be given one copy of th 18. Transfer of the Property or a Beneficial Interest in B� "Interest in the Property�' means any legal or beneficial interest in the Prop beneficial interests transferred in a bond for deed, contract for deed, agreement, the intent of which is the transfer of title by Borrower at a fu If all or any part of the Property or any Interest in the Property i not a natlu�al person and a beneficial interest in Borrower is sold or trans consent, Lender may require immediate payment in full of all sums However, this option shall not be exercised by Lender if such exercise i If Lender exercises this option, Lender sha11 give Borrower nc provide a period of not less than 30 days from the date the notice is giver which Borrower must pay all sums secured by this Security Instrument. Ii to the expiration of this period, Lender may invoke any remedies permitt further notice or dema.nd on Borrower. 19. Borrower's Right to Reinstate After Acceleration. I Borrower shall have the right to have enforcement of this Security Instru the earliest of: (a) five days before sale of the Properiy pursuant to any p Instrument; (b) such other period as Applicable Law might specify for � reinstate; or (c) entry of a judgment enforcing this Security Instrument. 7 pays Lender a11 sutns wluch then would be due under this Security Instnu had occurred; (b) cures any default of any other covenants or agreeme in enforcing this Security Instrument, including, but not limited to, reasona and valuation fees, and other fees incurred for the purpose of protecting rights under this Security Instrument; and (d) takes such action as Lende� I.ender's interest in the Properiy andrights under tlus Security Instrumen sums secured by this Security Instrument, shall continue unchanged Len� reinstatement sums and expenses in one or more of the following fo; (b) money order; (c) certified check, bank check, treasurer's check or casb drawn upon an institution whose deposits are insured by a federal (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Secu hereby shall remain fully effective as if no acceleration had occurred. H apply in the case of acceleration under Section 18. 20. Sale of Note; Change of Loan Servicer; Notice of Grieva� Note (together with this Security Instrument) can be sold one or more tim sale might result in a change in the entity (known as the "Loan Servicer NEBRASKA—Single Family—Fannie Mae/Freddle Mac UNIFORM INSTRUMENT 12439.CV (9/11) 907367 ; Security Instrument sha11 be governed located. All rights and obligations and limitations of Applicable Law. contract or it might be silent, but such �ct. In the event that any provision or iw, such conflict shall not affect other ect without the conflicting provision. line gender sha11 mean and include he singular shall mean and include the ut any obligation to take any action. Note and of this Security Instrument. rrower. As used in this Section 18, rty, including, but not limited to, those installment sales contract or escrow ure date to a purchaser. � sold or transferred (or if Borrower is erred) without Lender's prior written �ecured by this Security Insirumen� pmhibited by Applicable Law. ice of acceleration. The notice shall in accordance with Section 15 within Borrower fails to pay these sums prior d by this Security Instrument without Borrower meets certain conditions, nent discontinued at any time prior to �wer of sale contained in this Security ie termination of Borrower's right to aose conditions are that Borrower: (a) ient and the Note as if no acceleration ts; (c) pays all expenses incurred �le attorneys' fees, property inspection Lender's interest in the Property and may reasonably require to assure that , and Borrower's obligation to pay the er may require that Borrower pay such ms, as selected by Lender. (a) cash; er's check, provided any such check is �gency, insmxmentality or entity; or ity Instrument and obligations secured �wever, this right to reinstate sha11 not e. The Note or a partial interest in the without prior notice to Borrower. A that collects Periodic Payments due Form 30281/Ol (page 7 of 9 pages) Creative Thinking, Inc. GOTO(OO1t7691) �- � • ' 1 �i/' � �