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201206312 <br /> for Yhe repairs emd restoration in a�sin�le pa}nnent or in u series of progr�ss paymcnts as tl�e worl< is <br /> complctc;d Tf thc insurancc or condcmnation procec�3s are not Fuf6cient to repair or resUore Lhe Property, <br /> Boxrower is not relieved of Borrower's oblig�riou for ih�eompletion of such re�air or restoration. <br /> Lender or iue ngenh may inake reasonnl�le enlries upon and inspections o£Hie Propercy. If it hae reasonable <br /> cause, Lender may inspect the interior of the iinprovements ou Che Property. Lender shall give Borrower <br /> notice at the time of or prior to such an interior inspection�ypecifying sucl�rcaeonable cause, <br /> £3. 8orrower's Loan Application. Borrower sha11 Ue in default if, during tl�c Loan application proocss, <br /> Borrower or any persons or cntitres acting at tihe�dircetion of Boirower or wilh Borirower's laiowledge or <br /> consent gave malcrially false, mieleading, or inaccurate informatian oi stakements to Le�ider(or failed to <br /> provide Lender with maYeri�l infonnation) in comieetion with the T,oan. Material rcpresentationc includc, buC <br /> ata not limited to, representations concerniiig liorrow��'s occupancy of ihe Property ae Borrower's prinoipal <br /> residence. <br /> 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If(n) <br /> Borrowcr fails Eo perPorin the oove��anks nnd agreements contained in thia Security Instrwnent, (b)there is a <br /> legal prooeeding thak might significazrtly aPfect Lender's intieresf in the Property and/or rigl�tv Lulder this <br /> Securitiy InsU'ument(such as a proceeding in banlcruptcy, probatie, for condemualion or Por�feiLltee, �for <br /> cnforcement of a licn wlvul�may atLain priorily over t}ua Seourity Instrument or to enPorce lawe or <br /> regulalions), or (c) Borrower has�bnndoned the Property, then Lender may do vid pay 1'or��hatever is <br /> reasonable or appropriake to protect Leuder's interest iu the Properry aaid rights undcr this Security <br /> Instl�umenti, includiug protecfing and/or assessing the value of tl�e Prnperty, ancl securiug�nci/or repairiug <br /> fhe Property. Lender's actions cen include, Uut arc not limiCed w; (n)paying cmy sums seeured by a lien <br /> w1�ich has priority ovoe this Sc:ciu�ity InstrntnenN (b) appenring in court; and(c)pzying reasonable atCorneys' <br /> fees Co pintect its interest in the Property nnd/or riglits tmdar tliis Secw•it�y I��strmne��t, iilcluding its sccurcd <br /> position in a b�nkrupYoy proceeding. Securin�Hie Property inoludes, but is noh limited to, entering the <br /> R�operty to malce repairs, changc]ocks, rcplace or Uaard up doors and windows, draln water fi�om pipes, <br /> eliinina[�e building or othex code violatione or daugerous condiCions, and liave uti1ities hlrned on or nff. <br /> Although Lender inay take action wider tl�is Section 9, Lcnder does noC have Co do eo and is not under any <br /> duty or obligation to do s�. lt is agrcod tl�at Lender incurs no liability for not taking any or nll actions <br /> authorizod undor Hiis Scc6ion 9. <br /> Auy nxnounts disbursed by Lender mxler tlus Section 9 shall Uccoine addifional deb[ of Borrower secured by <br /> this Secw�ity Instniment. These amounts shzll bcar inCeresC a[[he Note xate from the dake of disbw�sement <br /> and eha11 Ue payablc, with�uch inLerest, upou notioe fi•om Lender to Borrower reqnesting paymeut. <br /> If U�is Security 7nshumont ie on a lnaseholcl, Borxower ehnll coix�ply with all the provisions of tihe lease. If <br /> Bnrrower�[equirea fee ritle W the Pt•operty, the leasehold aaid the fee title sha1l not mcrgc u��1css Londcr <br /> Tgrees to the merger 'rn writing. <br /> 10. M ortgage Insuranee. I'f Lcndcr roquired MorCgnge Ineurnnce as n conditiou of inaking Y7ia Loan, Borrower <br /> shall pay the preiiiimns reqitireci to mnin�in the Mortg�age Insuranca in effect. If, for any reason, the <br /> Morugage Insiu�nce oove�age required by Lender ceases to be availabl�fi on1 the mortgaoc insilrer Cl�at <br /> previously provided such insm•�nee aud Borrower was requircci to make eeparately designated pn}nneuts <br /> towarcl the prerniwne for Mort�gage 6isurancc, Borrower shall pay the premilims reqnired to obtain ooverage <br /> snbstantia7ly eqtiiivalent to t7�e Mortglge Insi�ranoe pxevionely in effect, �t� cosC substiantially equivalent to <br /> tha cost tp Borrower oP Lhe MorEg�ge Insw•anee previously in effect, fi om an altcrnatc martgagc insnrer <br /> selected by Lender. If substantially eqnivalent Mortgagc Insuravpe coverage is not nvnilnble, Borrower sh�ll <br /> 2A0015d5 <br /> NEf3RASKq-Single Pamily-P2nnle M aeff-rerltlle M ac t1NIFORM INS'I'RUM ENT Form 3020 1/01 <br /> VPd P p VMP6(NE)(11061 <br /> Nlolters Kluwer Flnenclnl Servlces Peqe 8 of 17 <br />