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201206312 <br /> required by iLLSPA, amd Borrower shall pay to Lender the amount necessary to mflke up Ihe doficiency ui <br /> aocordance witli RESPA, buf in no mora tAan 12 inonfhly paymenls. <br /> Upon payment in full of all sumn secured by Yhie Security Ins[rwiic��t, Lender shall promptl�refund to <br /> Borrower any Funds held by Lendc�. <br /> A. Charges; Liene. Borrower Fhall�ay a11 taxes, assessments, charges, �Gi2os, and impositions nttribirtnble to <br /> the Property which can ettain priority over U�is Security [nsT�rument, leasehold paymcnte or ground renYs on <br /> Lhe Property, if any, and CoimnuniYy Associntion Dues, Fee.w, and Assessments, if nny. 'I'o t�he cxt�ent Yhat <br /> these items ere Eacrow Itcros, Borrower shall p�y thetn in the mnav�cr provided in Section 3. <br /> Borrower shall proirry�tly discharge any lien which has priori[y ovor this Secttrity Insh�ument unless <br /> ]3orrower: (a) agrees in writing to the paymcti�t of fl�e obligation secured by the lien in d mamier a�ccepYable <br /> to l,ender, but only so long as]3oxrower is perPorn�ing such agreement; (b) coutesta che lion in good faith by, <br /> or defm�ds against enforceinent of Yhe lien in, legal proceedings which in L ender's oyinion opern'Ce to prevent <br /> tihe enforcemcnt of the 7ie�i w1�ile tihase proeeedinge are pending, bnt on1q Lu1ti1 such proceedinge are <br /> concluded; or(o) secures from the]Zolder of the lian an agreement sntis�ictory to Lender suUmd'uiating the <br /> lian tio this Secw'ity Inskument. If Lencier dnt�nznines tl��t any paz�t of tihe Property is subjcct to a 1ien whioh <br /> can attain priority over tl�is Security Inettumeni, Lender inay giv� Borrower n notice id�sirifying tho lirn�. <br /> Within 10 days o�L t�l�c clato on which tl�at�notioe is given, Borrower shnll Eatiefy Yhe lieu or tal�e one or more <br /> oF the actions eet foa th above in this Secfic�n�4. <br /> Lender may require Borrower Co pay a ono-timc ol�arge for a raal estate t[tx verificaCion and/or reportin�; <br /> service used Uy Lender in connection with ehis Loan. <br /> 5. PropeYCy Insul'anCe. Borrower shall keep thc improvemoute now existing or hereafler ercctcd on the <br /> Yroporty insw�ed against loss by fire, hazards inohided wiChin tl��ter�n °extanded aoverage," nnd anq othcr <br /> haz�rds inclruiing, but��ot 1imited to, earthqualcas and floods, foc�vhicli Lcnder requiras insurance. This <br /> insurence shall be mainCained in the a�noiiiits (iuchiding dedueYible levels) and for thc pe�7ods that Lender <br /> requu'es. What Landar requires purauanC to the preceding sentences can chatige during the Cerm oF the I.oan. <br /> The insurancc carrier providing the insurance shall be chosen by Borrower subject to Lender'e right to <br /> disapprove Borrowei's choice, whicl�right sha11 not Ua exercised unreason�bly. Londer may requira <br /> Borrower fo pay, in eonnection with this Loan, ciHicr: (a) a one-tiine chaige for flood zone deCermination, <br /> certifieAlion�nd fracleivg scrvices; or (U) a one-tinie charge foc flood zone detaz7�ination and cartificetion <br /> services and subsec�uent charges each tiinc remappings or similar ohnnges oecur which rcasonnbly might <br /> affect snch determinekion or certificntiou. Borrowcr sl�all also Ue responsible for the paymenf of any fees <br /> imposcd by the�ederal Emergency Management Agenoy in connection with the review of�iry flood zanc <br /> detienninafion resu]Ying from an ovjection Uy Borrqwer. <br /> IPIIorrower fnils to maintain any of'ihe coverages desci-iUecl above, Leuder may oUtiain iusurance coverage, <br /> at Lender's opEion and Borrower'e oxponse. I,ei�der is under no obligation Co�pi�rchase any particular type or <br /> a�nount af covet�age. Therefore, such coverage sl�all enver Lc+iTder, buti might or might nof protect Bon�ower, <br /> BorrocVer's cquity in the Property, or tlia eontents of the Property, against any rislc, l�azard or liabilify rmd <br /> might provide gxeater or lesser ec�verage flTan was previously in effect. Borrower acknow1edges that the eost <br /> o£the insur�ice coverage so obtpined mighh sigi�ificantly cxoeed the cnaY oP insurance LhaC Borrowcr could <br /> l�avc obtained. ,4ny amounts disbm•sed by Lender under this Secrion 5 shall becoine additional de6t of <br /> Borrower seoL�reci by this SecL�rity InsUwnent. These amounts shall bear interest at the Note rake fi•om the <br /> dAte of disburse�nent and shall be�ayable, with such intei�est, upon uotice from Lcnder to l�orrower <br /> requestin�payment. <br /> 2-0001586 <br /> NE6RASKA-Sinyle Famlly-Fannle M ao(Fretldie M ec UNIFORM IN51"RUM ENT farm 3020 1707 <br /> VMP� VMPG(NEj(1105 <br /> Wolters Klmv er Flnanclal Servlces Page 6 of�� <br />