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�oi2os3o� Any amounts disburs�i by Lender under this Section 9 shall become �iditional debt of Boaower secured by this S�urity Ins�nt. These �wrts shall bear interest at the Note rate &om the date of disbursement and shall be payable, with such interest, upon notice from I.ender to Borrower requesting payment. If tUis Security �nstrument is on a leasehold, Bonower shall comply with all the provisions of the lease, ff Borrower acquiras fee title to the Properiy, the leasehold and the f� title ahall not merge unless Lender agrees to the nierger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Bonower sball pay tbe premiums requir� to maintain the Mortgage Insurance in effeck If, for any reason, tha Mortgage Insurance coverage required by Lmder ceases to be available from the mortgage insurer that previously provided such insurance and Boirower vvas raquirad to make sepmrately dasignated payments toward the premiums far Mortgaga Insurance, Borrower shall pay the pramiums required to obtain coverage substantially e�uivalent to the Mortgage Insutance previously in effe�t, at a cost substantially equivalent to the cost to Honower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Barrower shall continue to pay to Lender the amount of the separately desi�nated payments that were due when the insurance coverage � to be in effect. I.ender will accept, use and retain these payments as a non refimdable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non-refinndable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or eamings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender re�uires) provided by an insurer selected by Lender again becomes available, ia obtained, and Lender requires separately desi�atal payments toward the premiums for Mortgage Insurance. If Lender required Mortgage �nsurance as a condition of making the Loan and Borrower was r�ad to make separately designated payments toward the premiums for Mortgage Insuranca, Borrower shall pay the premiums re�uired to maintain Mortgaga Insurance in effect, or to provide a nan-refimdable loss reserve, imtil Lender's requirennent for Mortgage Insurance ends in accordance with any written agr�t between Borrower and I.ender providing for such termination or until tern�inaation is re�uired by Applicable Law. Nothing in this Section 10 affects Boaower' s obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) far certain losses it may incur if Borrower does not repay the Loan as agreed. Boirower is not a party to the Mortgage Insuranca. Mortgage insnrers evaluate their total risk on all such insurance in farce from ti�e to time, and may e� into agr�ts with other parties t�at share ar�dify their risk, or reduce losses. These agreements aze on terms and conditions that are satisfactory to the �rtgage insurer and the other Paz'ty (ar parties) to these agr�nts. These agr��nts may require the mortgage insurer to make payments using any source of funds that the �rtgage insurer may have available (which may include funds obtained from Mortgage Insurance premiwms). As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate of any of the foregoing � r��e �� a��ray> �»� rn�t derive from (or might ba characterized as) a partion of Borrower's payments for Mortgage Insurance, in exchange for shHring or modifying the �rtgage insurer' s risk, ar reducing losses. If such agreement provide,a that an affiliate of Lender takes a shaze of the insurer' s risk in exchange for a share of the premiums paid to the insurer, the arrangement is often termed "captive reinsurance." Further: NEBRASKASb�gte FamBy-FanNe Mae/Fredd� Mac UNIFORM INSTRUMENT WIT� 27 Form 3038 7/07 HINp (ql VMPBA�NE) (1106) Wolters KWwer FNterp9al S�rkes Pege 8 of 17 � /� � �