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2o�2os3oo services and subsequeat charges e,ach time remappings or similar changes occur w}uch reasonably might affect such detennination or certific�tion. Borrower shall also be responsiible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Barrower fails to maintaiu any of the coverages described above, Lender may obtain insurance coverage, at Leader's option and Borrower's expense. Lender is under no obligation to purchase any particular typa or amount of covera.ge. Therafora, such coverage shall cover Lender, but might or might not protect Bonower, Borrower' s equity in the Properiy, or the content� of the Progerty, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effe,ct. Bonower acknowledges that the cost of the insinance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by I.ender under this Section 5 shall bacome additional debt of Boirower secured by this Sec�mty Ins�ent. These a�unts shall besr interest at the Note rats from the data of disbursement aud shall be payable, with such interest, upon notice from Lender to Bonower r�ng PaY�uent• All insurancx golicies required by i,ender and renewals of such policies shall ba subject to I,ender's right to disapprove such policies, sha11 include a standazd mortgage clause, and sha11 name Lender as mortgagee and/ar as an additional loss pay�. I.ender sba11 have the right to hold the golicies and renewal certificate.g. If Lender requir�, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not othervvise required by Lender, for damage to, or deshvction o� the Properiy, such policy shall include a standard �rtgage clauae and sha11 name Lender as mortgagee and/ar as an additionalloss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not m�e promptly by Bonower. Unless Lender and Baaower othervvise agr� in writing, any insurance proceeds, whether or not the underlying insurance was requised by Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is economically fea�ble and Lender' s sexurity is not lessened D�ring such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender vas 1� an opporiunity to inspect such Proparty to e�sure the work has been completed to Lender's satisfaction, provided that such inspection ahall be uadertaken promptly. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress pay�nts as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not ba required to pay Bonower any interest ar earnings on such proceads. Fces for public �justers, or other third parties, retained by Borrower shall not be paid out of the insurance pracceds and shall ba the sole obligation of Borrower. If the restoration or repair is not economically feav'ble or I,ender' s security would be 1��, the insurance proc�ls shall be applied to the sums secured by this Se�vrity Instr�mnent, whether or not then due, with the excess, if any, paid to Borrower. Such �++a��+nce proceeds shall be applied in the order provided for in Seclion 2. If Borrower abandons tha Properiy, Lender may file, negotiate �d settle any available insurance claim and related �.tters. If Borrow� does not respond within 30 days to a notice from Lender that tha insuranca carrier has offerefl to settle a claim, then Lender may negotiate and settle tha claim. The 30�ay period will begin when the notice is given. In either event, or if Lender acquires the Property under Section Z2 or otherwise, Borrower hereby assigns to I.ender (a) Borrower' s rights to any insurance praxeds in an amount not to exceed the aznounts unpaid under the Note or tlua Security Inslrument, and (b) any other of Borrower' s rights (other than the right to any refimd of unearnad premiums paid by Borrower) under all insurance polici�s covering the Properiy, insofar as such rights are applic�bla to the coverage of tha Properiy. Lender may use the insurance proceeds either to repair or restore the Properly or to pay a�unts unpaid under the Note or this Se�urity Instmm�ent, whether or not then due. z2ooa�ssaa NEBRASKASh�gle FamOy-Fannie Mae/Freddle Mao UNIFORM WSTRUMENT WITH MERS VMP Cql Wol6ara Kkiwer Fina�adal Services � `' � � , / �. ��