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<br /> _ ' �_ =- rovemems naur existing o�he�eafter �erected on the �',=:
<br /> _,��:`.::,`� � 5. 8azard o� Peoperty Iasorauce. Hn:rower shalt kee.p the. imp .; .
<br /> . • , Property iasuxe�agaiaat loss by fire.Aazards insiaded withis�the tertn°extcnded coverage'and anY other ha7ards.incl�ag f ..`:,,
<br /> ' ` V'� ftoods ar flooding.fo��viuch Lender reqs�ires iasurance.This insurance shal!be maintained in the amounts anA for the pesiads a:..••
<br />. -. - that Lender requires.'fhe insurance carrier providiag the insvrance shali be choseo by Somn�ver sub}ect to Lender's approval "`,::,`
<br /> ., �;. �: �/, �� which shal[ not be unrcasonably withhetd. If Borrower falls to snait►tain ooverage describad above. Lender aray. ai l.eadei s ;..,
<br /> . .. option.o6tain coverage to protect L.cnder s righu in�he Property in acxordance with paragraph 7. ,'��:
<br /> ,_ •,;
<br /> , . .. • . AII insurance policies and renewa]s shalI be ac�eptable to I.ender ami shall indude a standazd�rtgage c1a�.5sa.Le�d� `;:;
<br /> .. " shall have the cight to holQ t6e policies and rene�vals.[f Leader requires.Borrower shall pmmptty give ta.Lender,ail traeeipts of ° ; _
<br /> -" -�- � - paid Qrenniums and renewat notices.In the event of Iflss.6airower shall give prompt nodce to cF.e iasvrauce cazrier•dnd•Lender. ;r:�,�-
<br /> `' �-° Lender may make proof of[oss if not made pmmptly by Borrow�er. `
<br /> . ':y.f��`""`':�� Unless I.ender and Borro�ver otherwise ag�in writit�.in5uranoe Pmceeds's�;bsapplied to restoraaou�ns,�r,af the �,
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<br /> pmpeciy damaged.if the restorationor nepair is eoouotn3cally:fe3sibte aa�d Leu�lex's sec�fit�.is noi lesSened:lf:ttt��tdtatiouQr
<br /> tepair is not economically feasi6le or Lender's security would•be lessers�d:;t�iA.insura�v:e proceeds shall be app,tie.rf�tp�ttV:.sums. . . b �::
<br /> � ',�; :-;`• se�ured by this'Security Inswmen�.whether or not then;due,wi�h au3t�txa��pa�d,ta.Borrower. If �osnlwe�•abandoas tb� ..,..;.•,.: .__
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<br /> ��. Propetty.or daes not answer wistin 30 days a aotice hom Lender that t�r:�rame*has oi[sced�to.seql�.a claim,ihe� , . �
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<br /> .� � Lender may collect the insursuv�.�raceeds. .Lender may�nse die praQeetls ia��S3iT�a�:restore t1� Pro, �ar�p�paY sw� ,�..
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<br /> secur�d 6y this Security Instnu�5;whether or not thta due_;Ttzs 30-day:periad.dn'1�,b9�f1�w4en th�nouce is.git�+:-
<br /> ".-�- -` Unless Lender and Borrower oth�se_agree in writing. any:ap,�t1{ration.of�pr�s:to }irii�i�! shali��»t;e�ctend or
<br /> - posipone the dn�'daic cs�the moailtly ga�n4s refertad•tn�it�.paragraplsi i a� 2 pr,cb�i¢ge tt}�nr�ii�:of the paymeatS. [f
<br /> �. � uader paragraph 2t the Frapetty is aoquired tijr.Lender.Borir!n�vea's right to any insusan.n:��t#c�s aqr.�;�ceeds resuldng from
<br /> ° '{' � dama e to the e or to the aa�uisition shall pass e0(��eadei ta the extent of tbt sus�secs�f�,u?is Secwity Instr�ment
<br /> ,. g Prop rtY Fn : • � . : -, , .,
<br /> 4`�• immediately prior to'the acquisition: • • � _ � . . .
<br /> �':' S IABkl:A�Ij�u�'dtlAtiliEIICCiS�hOldS. � .;
<br /> �,..�. 6.oocupa�.y,Pceservat�an,Maintmanfleand pt�ntectton•af th�Propw'�y�i BarF►,���
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<br /> ---����-..::�;�: BortotVer shait accupy.estabfistr.and¢se dix ProQerty as Bonnwet's.p���lceside��ithin sixty�ila�safter.tttz exec?tip�laf:::.:,,.k
<br /> al r�idenoe for at least oae ear,af'tG`r. � f F
<br /> .; this SecuTity Instrument and shall continae to oavpy the Property•as.�irsr�tre�t's pri�cip y
<br /> `;' .:. the date of oavpancy.untess I.ender otherwise agcees in writing.wi�ir#e�cumsept��shall;�pt be unreasonably withhetd,or unlPSs
<br /> � ,4 l�;�� extcnuating cinvmstances exist which are beyond Bosrower's cdnunl: Soimvrei,sir�l not desuoy. dazaaSe or im�air the , __
<br /> �'�•�`� p�crperty,altow the Propesty to deteriarate. or wmmit,waste on•th�Ptopeny_ Bornower shall 6e in defadt if azry forfeitutc .,;',.� �,� _
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<br /> ' action or proeceding,�rbether civil or criminal;is begun that in T�►i3ef''s 800d faith 1ndPaeM coa����te ia fodeit�re af:tfre� :. *
<br /> C.. , _ . . Prope�ty or athe:aiise materially impair the li�r.�ed by this Security Insaumem or Lender's secvriiY.interest.Borrower may; ;., ��
<br /> cu�sucf►a default and reinstate.as provided inparagraph-t�,by causing the action or prooeedin$tn�be dismissed with a rulin�'tl <�-•`
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<br /> ;,� ,�� tBat:;`ii��.ender's gaod faith determinatioa. �recludes•iQrf'e3fure of the.Sorrower's inierest in th: Property or ather matenal
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<br /> '` ''' . •�is�r.��t�of the lien created by this Security Insuu�-i�i'i�'�er's sec�ritY interest. Borrower shall�alsa b�#n�default if �"A.;
<br /> ` ' Hoi'r�,�r�during the toan apptication process,gave m�t "�r�Jf",y�"�or inaccurate infom�ation os statemenis to Lend�i(or failed, �..
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<br /> . to prai�i�Lender with any material information)in cocmec�Euriw,itb�iii�tdan evidenced by the Nate.including,but not limited:'. , �,�
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<br /> ����f to.nePresentations.concerning Borrower's occupanty of the Ftq�a� �..s s piincipal rrsidence.If this Securiry Insuument is otr�•� ..s_
<br /> �o1�Y�r'r�� ��r leasehold. Borrower sl�all oomply with ail the pmvisions af t�ist.t:4.,:`�If Borrower.�:�quires fee atle to the Propercy. the � _
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<br /> �.;`,�ga,`',,: : �` '- :: leasehotd and the fee tide sha11 not merge unless Lender agee�.tv:��er in writns�:,;:'
<br /> � �: r 7.Protectlan of Lende�s Rights in ihe ProFerty If i�nr�uwer�i;i�satp Derform��;�venants and agreements wnu►ined in ��
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<br /> this Security Instrumeni,or t6ere is a tegal proc�eding that may sigv,t�Cy affect Lender's righu in the Property(such as a _
<br /> � � proceEding in banlcruptcy,probate,far condemnadon or farfesture aF tu gnforce law�pr:mgulations), thea Lender may do and _
<br /> ��',��� • pay for whatever is necessary to protect the value of the�a�?.,�[y and Lender's n��'sn the Property. Lender's actions may •
<br /> °'f�`;��t'.� . im�Ee payii�g any sums secured by a tien which has��;eiip over this Secarity'�smw�ent, appearing in oourt. paying _�
<br /> •.'::�'"• ' , � .;'r,i�;s�ble attome�ys'fees and entering on th�a.Propecty�t�ifi�ice repair��;M�ough Lender may take action undcr this paragraph _.�._..
<br /> , �� '�;i,�der daes�t'have to do so. ,,; ,=, . ..� �.� . ���
<br /> r ��• �,�ny amot�s•disbursed by Lender r�n�t�zhis paragraph 7 sh�l,'►'.n�ome additional debt of Horrower secured by th�s�,.
<br /> ;4��^�' .';;<< �� , �y Instrument. Unless Borrower and'�.°'.?der agree to bther tenns a�'payment.,tfa�e amounu shall bear interest from the ' � �:
<br /> .- .i<;.s,i .,; ���of disbursemeat at the Note rate and�shall be payable, with mterest. upon n�ii��ee from 1.endcr to Botrower requesting �.
<br /> .,,; .; �� payrttent. � �
<br /> ' ' '� � 8.Mortgage Insurance•If Lender rc�ixd mortgage insurance as a:tp4ditioA of making the loan secured by thls Secudty
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<br /> �:�''«:: ' � ""��"�� �� Instru�nent, Borrower shall pay the premiius�.required to maintain t[u�tac�Mgage insuranae in effcct. if. for any reason.the �
<br /> , '� ;5,:: ` , ••• ' . mc�tgage insurance covernge required by L�i��l�:pses ri�ceases•to be i�;effect.Ba.nower shali pay the premiums required to - -
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<br /> �'r�'� .. �`� ,;is�sf coverage substantially equivalent to th�mc;�a�::�uranoe pn�+ioii,s�j��n��:.at a cc�st substantiaily equivalent to the _
<br /> ` " , , _ � , • a,•,r�r_xo Borrower of tAe mortgage insurance¢r:vioasty:fd�effect. fror.r.;as��•�Itetcr,=��'r�artgage insurer appmved by Lertder. If � —
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<br /> �� ' :1::}. ; subsc�tially equivalent mortgage insuranc:c aiY�rage is not available.T�crosse�er shatl pay to Lender each month a sum equnl co .r::
<br /> •• � atze-twelfth of the yeariy mortgage insurFn�pr-mium being paid by��cl�er when tite insurance covetage tapsed or ceased to �
<br /> `��� ` tre r�effect.Lender wi11 ascept.►ase and ri�:'s�s�these payments as a loss easerve'in.fi,�.of mortgage insurance. Loss reserve !C:
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