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<br /> ; TpCETEiER Wt7'H ali the improvements aow ar hereafter eracted on Wc propertY•:ind:�Il ea�e �s.appurtenances.and .
<br /> .- , - '.� futures now or pemafter a part �f the property. b!ll repiacanents and addition�shali also be rnrcred by this Sccurirr �,:.:':.
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<br /> �• . • Instrument.Atl of the foregoing is cefemai to in enis Securiry Insuument as tUe'Property." �.,�;,,.
<br /> - EORRaWER COVENAN'i'S that Sortower is lawfully seised of the estate hereby mmeyed:�nd has the r��ht tu grant ans! `�. • '.
<br />_�. . �': r :`'� canwey the Propem ac�tttat che Property is uaenrum6ectd.except for encumbranc�es of mord. Borrower warrasiu and witl
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<br /> . � dat'end generaliy the ticie co the Pcopecey agninst ali ctaims and demands.subject to any encumbrdnces of record.
<br /> . . � 'FyIS SEC[!RC[Y INSTRllMEN1'cam6ines unifarm covenants for natiaaal LLse and non-uniforrn cuvrnants w�th iimittxi .
<br /> � , � ' w�triations by jurisdictioa to constitute a unifornr security insttument covering reaf property.
<br /> - -- ---_ -- UNIFURM COVEI3ANTS_Borrower and Lertder covenant artd agree as follows: ;" `
<br /> _--�°'�`�`:�-=�- i. pa�nient af�tcipal snd It�tteresi; Qre�}Raeni aad l.ste C6arges. Borrower�hull Qmmptiv pay when due tha •,__•'_
<br /> ;��=c=�"_;: principa!of and interest on the debt eti�ideaced by the Note and aay pmpayment and late churges d¢e under the hote. t �
<br /> . , - Z,Fuuds for Taxes aad Insuraace.Subje�to applicable law or to a�vritten wF►iver by Lender.Barrow�er shall pay to }
<br /> : -�:�� : �- Lender an the day monthiy payments are due under the Note.until the Note is pnid in full.a sum l'Funds°!for:la)yearly ttu�es 'i�.«'.
<br /> - _ � and a5sesst�l�utc wflich may attain priosit}over this Securiry irutrument as a tien on the Property;(b)yearty tpsehold payments �"_:':
<br /> � Yi•�l:
<br /> or growsd�enis an thc Pmperty.if atsy:(c)YearIy harard or property insurance preuiiuu►s:(d)Yearly tlaod insurance pmmiums. .
<br /> � �.'` ;.' if any.(e}year►y rmstga,�e insumnce premiams.if any:and(�any sums payable by Borrower to Lender.in accordance with '
<br /> . tht pmvisiai►5 af paru�8.in licii af the paymenEof mortgage ins7uance pmmiums.These items am ratt�d"Fscrow Items." , �s.:
<br /> - �z�= �.eniier may..af,�anp iim:,eallect.�hatd Functg$�.:aa:amou�not to eaceced the mvcimum amaunt a lender for a fe�eraily � :, � ;
<br /> ,L�':• -�-�: :=� relateci mort Y �N
<br /> � gssge Iban;ma ire for��iYOares'S��sraa�r�nt�wider the federal Real�fist'�te Setttement Procedunes Act af _
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<br /> I. ���;r;�,:� 19T4 as am�Zte�fron!titne to.am���2:�7;.�.C.5`;�a�s�s:���1t�eY•.c�q.("RESPA"). unS�s�A�mr taw that applies to ihe Fontls
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<br /> ,� :� sets a�esser:amauA�: I�so. Lender may.at any ttt�'a collect and hold Funds in an amr�unt not to eaceed the lesser aam►mt.
<br /> �+ 1 :s s'.; .. Lender may�t���¢.��of Funds due on the basis of current data aad reasonable estImates of eapenditures af future
<br /> � F�,�: ,���� :�• � Escsow Items or othw�vise in accordance arith applicable law. . • .
<br /> t " s'fhe F.uu�fs shall.be held in an-institution whose d osits are insured b a federa!ageacy. instr�mentality.o; enpty
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<br /> `.,-�':'r`� . ��'::� (inclusiing t:�der.if I.ender is such an institution)or in asry Fsdera!Home Loan Bank.Lender shal)apply the FunsTs to pag�ffie ..�,;.: '
<br /> .� - �Escrow Itistis.I.ender may�not c6arge Borrower fo�holding and applying the Funds.annually anatyzin$the escro��at�y:�a��, . �,;��.
<br /> � �.�verifying the Escrow ltems,�unless Ixnder pays Borrqwer intecest on the Fvnds and applica6le law permits lxnder to make suc�i
<br /> . . �.€;�I�, a charge.However�"Lander may require Boaower to pay a one-time d�arge for an independent real esEate tax reporiing service ,
<br />-..;t:.`.°..�:."�:�°"`:`� used�by I:ender in.cbnti�tion:with this toan. anless applicable law provides otherwise. Unless an agceement is made or
<br /> �'�'�'�-'�"r, lica6ls ta�v�i intetest to b� d l.ender shall not be req�iced to gay Borrower any.�nterest or eamings on.the Funds.
<br /> .`�:.:�., �- aPP� �� Pac •
<br /> � ' {='� � . - Borrower and Lender riiay,ag�e�irt.W�iting,however.that interest simll•be on the Fun3s.Lxnder sh�ll give m Borrower.
<br /> � f, '� 'without char�e.an anmtui•.eccowrAiri�of the Funds. showing credits aad�tio the Funds and fha p►u�tTse for which each :��" :�c
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<br /> ':;, �:-.debit to the�unds was.i�isuls:T6e Pit�ds are ptedged as additioual s�arity��.�sa�ms secure�by tlus Se�'�g�.Iastsumern. � =-.
<br /> �- � If{1re.Funds held tiy Leader excc��.thc amounu permitted ta�.h�i���plica6le taw, �ender shal��tuat tv Butro�v►er _
<br /> � � ,"` for the ezt+�fs Funds in accotdanoe w-tt�i the tequiremenu uf ap�ri���t`tn i�w:if the amount of the Fands.he;�i P�:$.e�d c r;;brsny � ; �
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<br /> .. rtinte is�::;�fficient to pay the Escrow Items when due.Lender.r{�:.�s{t uoti�y Borrower in amti�$,aad ct�b�y�>c��u�er -
<br /> �.; �' :56a11�pay�to Lender the amount necrssary to mak�'trp the deftciency.Borrower shall make up the deficieq,ic��ns��o.�,r�.��.�han
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<br /> ,.'', >�:•;:.:tovelve monthlY Payments.at Lender's sale discretion. _
<br /> ' � � +;.�:�''•� Upon payment in fuU of all sums secured by this 3ecurity Instwnent, Ixnder shall ptomptly refund to Borrawer arry �--_�
<br /> � � � �' 'Funds held by Lender.If.under paragraph 21.Lender shall acquire or sell the Prapecty. Lender,prior to the acquisi6an o�sale �''
<br /> - . ' r•`���� '"`� .: of the Property,shall apply any Funds held by Lender at the time of acqaisiuon or sale as a credit against the sums s�by ="
<br /> ; ,, , ;� this Security Instrumetu. . ,,. .� '.";. ` � ..
<br /> : ' ''�;.: 3.Appli¢atfon og YRs�meats.Unless app{icable law pravides olherwL�;�3�aYments ceoeived by Lender uader paiagraphs
<br /> y^ �' �`l�and z shall be applied:first,ta any prePayment charges due under the Nd•e:second.to amounts paya6lo onder paragraph 2;. �__
<br /> �` , r :` `,r�.'tliird;i�s•iriterest due;fourth.to pri�.�l due:and last,to a�ir�f���arges due under the Nute. .;,:�,..
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<br /> � `� � 4•C6arges;Idens.Borrower:tfafl pay all ta�ces.ass��ma�`��.charges. fines and i�ositions attributabla to th���At�eriY
<br /> :'?�,'`' 1;�r ,:, ��wh�ch may aftain priority over this 5ecuriry Inscn�ita+w#y z�;r�s-a�g�'%wld payments or�ound mnt�. if miy:�$ortower'sliali pay �._
<br /> . '" these obligations in the manner provided in parsgr^,{sl�.`�;or 1�noi paid in that manner.Batrower shall�y,dtnm on time directty -
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<br /> , . � �`� ��' ��`��� ' to the person owed paymem.Borrower shall prompYly fumish to I:ender all notices of amounts to be patd•under this paragrdph.
<br /> . "•�'"'' w es these a ents directl .Borrower shall promptly fumish to I.ender receipts evidencing the payments. ��
<br /> • If Borro er mak p ym Y
<br /> . Borrower shall pr�omptiy dis�harge any lien which has prinrity over this Securiry Instcument unless Borrower:(ay�grees in '
<br /> -__ ' � �' writing to the paymeu isf the abligation secured by the lien in a manner acceptable to I.ender;(b>contests in good faith the licn
<br /> -. '._ �. lien rn•,{e roceedin s wtrJr3ti i� the Le�nder's opinion operate to pr�event the • � =
<br />-.:.:,.,,., • ,,', .. . 63+, or defends agaIn�i:�sforcement of the . 8� P 8 '...•�._:-_
<br /> � � :'� ' enforoement of the liar:nc�(c)secur�es from the hs�td"er of the lien an agcalaare�:�atisfactory to Lender subordinating the lien to
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<br /> • . . . this Security Inst�ume:.r:�7f i.ender determines that any pan cf tit�#'mpe:c'�is subject to a lien which may attain ptio�i'.y over ` '.
<br /> � this Security lnsuumenl.l.ender may give Bbrrower a.nq�ice.i?'.i�a�rS�"r,�$the lien. Borrower shall satisfj�the lien or taR�a�e or� "�
<br /> �f� � more of the acsions set Ee�.*th above within 10 days.b�the;,�i'�'1)S�;�1i°�T11CC• • '
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