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201206086 required by RESPA, and Borrower shall pay Co l.ender the amount neeessuy to make up the deficiency in accordancc with R�SPl�, but in no more[han 12 monChly payments. Upon payment in Yull of all sun�s sccurad by this Security InsCcument, Lendex shall promptly rePund to Rorro�ver any Funds held by Lender. 4. Charges; Liens. Borrower shall pay all taxes, assessments, cl�arges, fines, and in�posiCions attri0ueable Co the Properry whioh ean areain prioriCy over this Security Inshumcnt, Ieasehold paymente or ground rents on the Property, if any, and Coinmunity Assoaiation Dues, Fees, and Assessmeuts, if any. To the extei�t that these Items .u•e Escrow Items, Bonowcr shall pay them in the manner provided in Section 3. Borrower sh�ll promptly discl�arge,my lien which hae prinriry over this Sectiirity L�strument unleas Borrower: (a) agrees 3n writing to the paymenY oP ttie obligation securc�d by the lien in a manuer accepCable to Lender, l�ut only so lnng as Borrower is perforn�ing eueh agrcemenl; (b) contests the lien in good f�ith by, or defends agaiiist enforcemeirt of the lien iii, legal proceedings which in Leuder's opinion operate to��revent tlie enforeeinent oY the]ien while those proceedings are pending, buY only until such proceedings arc coneluded; or(c) secures from the holder oP the lien ui agreeme»t sEitisfactocy lo Leuder sqborclinating the lien Co ehis Securiry InsCrttment. If Lender determines that any parC of Che Property is subject to a(ien whicl� can nttain priority over tliis Secuxity Insttument, Lender may give Bonower a notice identifying the lien. Within 10 days of fhe date on which that nolice is glven,Borrower shall saYis'fy tl�e liei� oi t�il<e one or more ot"the actions s�t Yorlh abovc 3n Chis SecCion 4. Lender may require Bori�ower to p.ry a one-Cimc charge for a real estate tax verifieation and/or reportin� setvice used by Lender in conneclion wiCh this Loan. 5. Property Insurance, Borrower shall kee� thc improvaments now exisCing or Iiereafter erected o�1 the Properry ineured a��inst loss by firq haru'ds iocluded wiChin Y(1e term "extended eover.ige," and any oCher l�azards including, but not limited to, earCliquakes and floods, for which Lender re�uires insm�ance. 'fliis insur�nce shall be mainYlined in the amounts (including cieductiblc lcvcls) aud for the periods tliat Lendec requires. What Lender requires pursuant to Chc preceding sentences can change dur'tng the term of the Loan. The insurance carrier providing Che insurance shall ba ch�sen by Borrower subject to Lender's righC Co disapprovo Borrower's choice,whicli riglrt shall noC l�e exercised unreaso�iably. Lcndcr may require Borrower to pay, in connection with this Loan, either. (u) a one-time ehu'ge for 7ood zona deter�nination, cert'tfieation and tracking seeviees; or (b) a one-Cime eliarge for t7ood zone cieterminatio� enci certil�cation sezvices and subsequent charges eaeh time remappinbs or similat chan�;es oecur whlch rcasonably might afYecf such deCerminatio�t pr certiflcaYion, Borrower shall ulso be responsible for Che payme�t of any fees imposed by the Fedecal 5mergei�cy Manzbeme�it Agency in connection with tlie review of any flood zone determ3untioii resulting from an objecCion by Rorrower. If Borirower ftiils to mainCtiin any oP t'hc covcrages despribed above, Lender may obtain i�lsurai�ce wvertige, at Lender's option and Borrower's expense. Lei�der is widee no obligation to purchase any particqlar lype or amotmt of coverage, Therefpre, such coverage shall cover Le�ider, but might or might not proteeC Borrower, Eorrower's oquiCy in the Proper[y, or tlie contents of the ProperCy, againsC any risk, haz�vd or fiabi]iCy smd might provide greatec or lesser coverage thtm was previaus[y in effect. Bnrrower acknowledges th2t the cost of the iiisuranoe coverage so obCainod mighl sigoificantly exeeed Che cost of insurance that Borrower could have obtaincd. Any amounts disbursed by Lender tmder tliis Section 5 shall becoii�e additional dcbt of Rorrower secured by tliis 5ecurlCy InsCrumenY. These amounts shall bear iiieerest at thc Nofe rate fi�om the date of disbursemenC and shall be�ayahle, with such interest, upon notice�from T.ender to Borrower requesting pa}nnent. -- — _----._._ 24001544 NEBPASKA-Sinplo FemilY-Fennle MzelFretldla Mac UNIFOHM INSTRl1MFNT Fonn 3028 1l01 VMP� VMP6WE)11�061 Wolcers I(luwer Pinanclal 3arvices Paflo 6 of i]