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<br /> . . , Begipqiitg with the first Change Date.my inteness rate w11 be bas�ed on att Iadex.The 'index'is: �
<br />_. .. . ' ''� US Tseasusy 83.11 � ti ' a
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<br /> ` .` The mosc reoent Inden fignre available as of the data: �45 days � - :'`'��:-�;�;.���:
<br /> �- .befoie each C6amge DatB is caUed the'Cnrient Index." � °��t "'.:
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<br /> � If t8e iade�c is no longer ava�1a61e. the Note Hotder w�l choose.a new Index tflat is based nP� � . ts, •. ,-�
<br /> _ �:i. oompaia6is iafarmation.'Ihe Note Holder wU give me nodce of[his choice. ` �,�'.�� ;-
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<br /> ^% (�CaicwlatlonoYC6atages { s�'=w
<br /> � , ;; Befa�. eacb Chaage Date. tite Note HoIder will calculate my new iatecest rate by addmg .r ;;�,_
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<br /> 7W� 1�6D�7 3/4 . Peccenta8e Paint(s) � . a,,L r.� 4:
<br /> ,� . t2.750C� %)w the C�ucent Iadex. The Note FluIder cv�l th�round the result of this •. ry.7r ' t
<br /> ��= a d d i t i o n t o t h e �N e a s e s t ❑N C x�H i g h e s i •�N C E t I A w C S t • ���_ jf�` �;.�.,.
<br /> j''' � ' 1/8 {0.125 %).StcB�t.[o t h e l i m ita stat e�ia �� "r:4��, =
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<br /> :s��� r`�` Se�tion 4(D)b4toa►,c�s�nded aznouat will be wg Aew interest rate uatil the r��Change Date. � , .,,���rr
<br /> " �.. The k���thea dete�mme the amaimt of the monthiY Payment chas would be suf�cient to �f ��-_
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<br /> ,�" .. ...._sn:: repay the au�titfl:�al that I am expecxed to owe at the Chaage Date in fiill on the Matiuity Date at my �_ „ T:,�.�
<br /> - , -- '-���'•s t1EW iII[ete��:,rD Sddl�taIItlalIY�I�PaY�-14te LCSUIi of[his CelCWaiioa wi11 be tite 11ew�ttloutlt o f •:r •-: 3
<br /> . . _ mY moIl�11Y FaJ��^ . r fir �?
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<br /> t 'Ihe,"�c�nty�a"is the p�d fcauet�;c�te of this�te throaP,h � ' • . . . �'�'�_
<br /> i� �i��� 5 r �`� • For the i�+�.:-�-t-only ger�od, after caScatating m�s�.iatems+.�;as pnovided above,the �T�.rte Holder h
<br /> i`�,'�r�'` ,}� t � � wUl then determine.tir,��nnt of the monthly�ay�cs.e�that woWd be suf&aeut xo pay the interest wLicti'• � , , `��`a�0--
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<br /> •t?`� �i�`�•�'°1 .`� al of [oan. The a�sn:t nf d�is caicutadnn a:�taP the new amount af my; '� � . �� A�:Y—
<br /> ,.� �Y1 �(,'I1ICS Qll i21B 13A1181I��'SICI� mY , . � .
<br /> , L ;.. montWy P�3!�ent. • , i�• � ,
<br /> r `� The'amorti7arion period'is t�e gseriad afte�the interESaoniy period. For the amortization perlod> , .;; � :�
<br /> • � �•-•� after calcatatit►g my new interesc ratc�pz+ovided above.the Note Holder wiU then dete:mitte the aruonnt � :' � �r': :� -
<br /> `' �� Y PaYmen �P Y �P P�iP xp �;r:.;.�r:;�
<br /> �` �;,� of the montW t that woWd he suffcient to a the aid �1 ttiat I am e ected w owe at: ., . '��•+{.� ..
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<br />.`i'�.. - ' the Change Date in full on the Maturiry Date at my aew iatetest rate in substandallY equal Payments. 'C6s' '` ' __
<br />- ; tesult of tb,is calcolation ivill be the new amouat of my monthty paymeat. : � ;�r;,,�.� -
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