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<br /> 					'THLS AWU3TABLE RATE RIDER is made tbis 15th	day of septeaber       				�'
<br />  '  . ... _ ..' r'   		1998     		. and is inoorpatated.into and shall be d�med to amend and sappiement      		�`
<br /> ;-. ;.. :.�`"..:;;,;   		the Mortgoge.Deed of.Ttust or Se�uitlt•Deed(the'Security insuument')of the same date given by the      		.�:�';' ,`;
<br />  ,,�,,7;i::�;.:�			undetsigaed  (the  "Bormw+er')  m  s�vte  Borcawer's  Adjustable  Rate  Nate  (the  'Note") to      		; _^:;= :.
<br />..'s�'�:.:�  ,    �   		Hom:� Fedesal Sav�nqs aad.Lcan Associatioa o£ Gxaisd IsZassd     					; sr`r.:
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<br />     	r ..�   		221�8outh L�oCU3t _    	'     				� ••�  • , �
<br />       --  			tthe"L,ender')of the�ne d�e� '�ruas�ing t�e Pmpeaty descnbed'm the��3?.t�t and locat�     		i`�.�Y_:;
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<br />     					TliiS 1150'1�',CONTA�NS PdtO{�t�fR�NS ALl.OWINQ FOE���'�6iANQ�S IN MY� '� 				,
<br />  _,<_ '•:     .;,_,    			INYEREST RATE  A�Rl�.MY t+li�llLY P�tY�iIENT.  INCR�ASES' IN Tt1E   '  	' 		` `s `.r�
<br />    .�  ,'-` ..:y,�,:',:     			INTEREST Rd1TE 1NS�;$�S4�T�   GI�Bi PI?�.�lIfENTS. OECREASES Illt THE•   . . .     �   		:":•.i,�..
<br />  --   .  ;.��     			ttISTEEtEST flATE Wf�:��$.��bYYER PA'fi'iV1ENT3.		.  � .   	.   			�;��'�..
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<br />      	;��_' 			ADDITIONAL COVEN�u,'�'c�.����r�Fs�the covenants and a�;ments iaade in tlis Se�ity   		�   �
<br />  _.�   	-      	�      Iflstrument,Borro�ver 2iad Lend�r`'�er e�.'°�«�,�..�.�ad ag�ee as foltows:   ��  '     ' 						.:'
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<br />     				�.��iA'i'E APTD Mt�.�T�.Y PA�,3�N'T C�NGES       					r   , .  	�;,t;'
<br /> _n�z;`,'',`�. 				Tlte Nate prowvlSS for an initial interest r„dt:s�6.875       	.... �o. 'Ihe '�v�:a pmvides for  	., .    	�
<br /> ;';'.�`';;:     			c�anges In the int�st.sate�and the monthly pa:��s.as foUows:     	�   			.       		� :,. ,
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<br />      �   .:..	�       	4.QiTEltEST RATE AND MONTHI.Y PAYA�N'P CH�PItiF•4      							��:°y"�
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<br /> ' �	�      			The intemst nte I arill pay may change on the iat     	day of Oat.abar • 		.			_��*!�
<br />  �   �       			2001 	.and on¢haz day every 12   	month theteafter.Each date on wbir�tny iatarest iate			� '`^
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<br /> �   ,  �    '  .      		oould change is called a•(�nge Date.'     											.
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