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201205888 <br />Non -Uniform Covenants. Borrower and Lender covenant and agree as folLows <br />22, Acceleration; Remedies. Leader shall give notice to Borrower prior to acceleration following Borrower's <br />breach of arty covenant or agreement in this Security Instrument (but not prior to acceleration under Section <br />IS unless Applicable Law provides otheryrise). The notice shall specify: (a) the default, (b) the action required <br />to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the <br />default must be cured; and (it) that failure to cure the default on or before the date specified in the notice may <br />result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice <br />shall further inform Borrower of the right to reinstate after acceleration and the right to bring a court action <br />to assert the non-existeace of a default or any other defense of Borrower to acceleration and sale. If the default <br />is not cured on or before the date specified in the notice, Lender atits option may require immediate payment in <br />fall of all sums secured by this Security Instrument without further demand and may invoke the power of sale <br />and any other remedies permitted by Applicable Law. I -ender shall be entitled to collect all expenses incurred <br />in pursuing the remedies provided in this Section A including, but not limited to, reasonable attorneys' fees <br />and costs of title evidence. <br />If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part ofthe <br />Property is located and shall mail copies of such notice in the manner prescribed by Applicable Law to <br />Borrower and to the other persons prescribed by Applicable Law. After the time required by Applicable Law, <br />Trustee shall give public notice of sale to the persons and in the manner prescribed by Applicable Law. <br />Trustee, without demandon Borrower, shall sell the Property at public auction to the highest bidder at the time <br />and place and under the terms designated in theriotice of sale in one or more parcels and in any order Trustee <br />determines. Trustee may postpone late of all or any parcel of file Property bypublic anuolancement at tile time <br />and place of any previously scheduled sale. Lender or its designee may purchase the Property at any sale. <br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the <br />Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made <br />therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of <br />exercising the power of sale, and the sale., including the payment of the Trustee's fees actually incurred and <br />reasonable attorneys' fees as permitted byApplicable Law;(b)to all sums secured bythis Security Instrument; <br />and (c) any excess to the person or persons legally entitled to it <br />23. Reconveyarme. Upon payment of all sum secured by this Security histrumorit, Lender shall request Trustee <br />to reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by <br />this Security Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or <br />persons legally entitled to it. Such person or persons shall pay any recordation costs. Lender may charge, such <br />person or persons a fee for Tzconveying the Property, but only if the fee is paid to a third party (such as the <br />Trustec) for services andered and the charging of the fee is permitted under Applicable Law - <br />24, Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security <br />Instrument is recorded. Without conveyance of the Property, the successor trustee shall succeed to allthe title, <br />power and duties conferred upon Trustee herein and by Applicable Law. <br />25, Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's <br />address which is the Property Address <br />NEHW"�& �W��FuM� MW%M,� �� UNMRM NMRUMENT F.� IMB W <br />VMP 0 wvuon 01�j-w <br />Wolm rjw�, R�.w.j �p 13 d1s <br />A 9=0 I] Wlrkal`el� <br />