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<br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note
<br />(together 'with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale
<br />might result in a change in the entity Omown as the "Loan &7-ViCt7') that collects Periodic Payments due under
<br />the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note,
<br />this Securrty Instrument, and Applicable Law. There also might be one or more changes of the Loan Servicer
<br />unrelated to a sale of the Note. If there is a change of the Loan Servicer. Borrower will be given written notice of
<br />the change which will state the name and address of the new Loan §ervicor, the address to which payments
<br />should be made and any other information RESPA requires in connection with a notice of transfer of servicing. If
<br />the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the
<br />mortgage loan servicing obligations to Borrower vdIl remain with the Loan Serviccr or be transferred to a
<br />successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note
<br />purchaser.
<br />Neither Borrower nor Leader may cornmence, join, or be joined to any judicial action (as either an individual
<br />litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument 01
<br />that alleges that the other party has breached arw provision of, or any duty owed by reason of -Jds Security
<br />Instrument until such Borrower or Lcndcr has notified the other party (with such notice given in compliance,
<br />with t' to requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable
<br />period after the giving of such notice to take corrective action. If Applicable Law provides a time period which
<br />must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of
<br />this paragraplL The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and
<br />the notice of acceleration given to Borrower pursuant to Section 19 shall be deemed to satisfy the notice and
<br />opportunity to take corrective action provisions of Us Section 20.
<br />21. Hazardous Substances, As used in this Section 21: (a) "Hazardaus Substances" are those substances
<br />defined as to)dc or hazardous substances, pollutants, or wastes by Environmental Law and the following
<br />substances: gasoline, kenisaue, other flammable or toxic petroleum products, unde pesticides and herbicides,
<br />volatile solvents, materials containing asbestos or formaldehyde, and radioacii-ve materials� (b) "Environmental
<br />Law" means federal laws and laws oftbo jurisdiction where the Property is located that relate to health, safety or
<br />environmental protection; (c) "Envwonmenral Cleanup' includes any response action, remedial action, or
<br />removal action, as defined in Environmental Law, and (d) an "Environmental Condition' means a condition that
<br />can cause, contribute to, or otherwise trigger an Environmental Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances,
<br />or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone
<br />else to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an
<br />Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates 8
<br />condition that adversely affects the value of the Property- The preceding two sentences shall not apply to the
<br />presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally
<br />recognized to be appropriate to normal residential uses and to maintenance of the Property (including, but not
<br />linuited to, hazardous substances in consumer products).
<br />Borrower shall promptly give Lendex written notice of (a) any investigation, claim, demand, lawsuit or otex
<br />action by- any governmental or regulatory agency or private party involviag. the Property and any Hazardous
<br />Substance or Environmental La* of which Borrower has actual. knowledge, (b) any Environmental Condition,
<br />including but Dot limited to, any spilling, leaking.. discharge, release or threat of release Of any Hazardous
<br />Substance, and (c) any condition caused by the presence, use or retease of a Hazardous Substance which
<br />adversely affects the value of the Property- If Borrower teams, or is notified by an), governmental or regulatory
<br />authority, or any private party, that any removal or other remediation of any Hazardous Substance affecting the
<br />Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with
<br />Environmental Law Nothing herein shall create any obligation on Lander for an Environmental Cleanup.
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