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<br />Loan No: 107254792
<br />�.
<br />DEED OF TRUST 2 012 0 5 7 7 �
<br />(Continued)
<br />Page 8
<br />any Ilen which has prtority over this Deed of Trust ahell be aent to Lender's address, ea shown near the beginning of
<br />this Deed of Trust. Any person may change his or her eddress for notices under thia Deed of Truat by giving formal
<br />wrftten notice to the other peraon or persona, specifying thet the purpose of the notice is to chenge the person's
<br />address. For notice purposes, Trustor agrees to keep Lender informed et all times of Truator's current eddress. Unless
<br />otherwise provided or requfred by law, if there is more than one Trustor, any notice given by Lender to eny Trustor is
<br />deemed to be notice given to all Trustora. It will be Trustor's responsibil(ty to tell the others of the notice from Lender.
<br />MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a pan of this Deed of Trust:
<br />Amendments. What is written in this Deed of Trust and in the Releted Documents is Trustor's entire agreement
<br />with Lender concerning the matters covered by this Deed of Trust. To be effective, any change or amendment to
<br />this Deed of Trust must be fn writing end must be signed by whoever will be bound or obUgated by the change or
<br />amendment.
<br />Caption Headings. Caption headings in this Deed of Trust are for convenience purposes only and are not to be
<br />used to interpret or define the provisions of this Deed of Trust.
<br />Merger. There shall be no merger of the interest or estate created by this Deed of Trust with eny other interest or
<br />estate in the Property at any tima held by or for the benefit of Lender in eny cepeclty, without the written conaent
<br />of Lender.
<br />Cioverning Lew. This Deed of Trust will be governed by federel law appliceble to Lender end, to the extent not
<br />preempted by federal law, the laws of the Stete of Nebraska wlthout regard to its conflicts of law provisions. Thls
<br />Deed of Trust has been eccepted by Lender in the Stete of Nebraska.
<br />Choice of Venue. If there is a tawsuft, Trustor agrees upon Lender's request to aubmit to the jurisdiction of the
<br />courts of Hall County, Stete of Nebreske.
<br />Joint and Several Liability. All obllgat(ons of Trustor under this Deed of Trust ahall be joint and aeveral, end all
<br />references to Trustor shall mean each and every Trustor. This means thet each Trustor signing below is
<br />responsible for all obligationa in this Deed of Trust.
<br />No Waiver by Lender. Trustor understends Lender will not give up any of Lender's rights under this Deed of Truat
<br />unless Lender does so in writing. The fact that Lender delays or omits to exerciae any right will not mean that
<br />Lender has given up that r(ght. If Lender does agree in writing to give up one of Lender's rights, thet does not
<br />mean Trustor will not have to comply with the other provisiona of this Deed of Truat. Trustor also underatands
<br />that if Lender does consent to a request, that does not mean that Trustor will not have to get Lender's consent
<br />again if the situation happens agein. Trustor further understands that just beceuse Lender consents to one or more
<br />of Trustor's requests, that does not mean Lender will be required to consent to eny of Trustor's future requests,
<br />Trustor weives presentment, demand for payment, protest, and notice of dishonor.
<br />Severability. If a court f(nds that any provision of this Deed of Trust is not veUd or should not be enforced, thet
<br />fact by itself will not mean that the rest of this Deed of Trust will not be valid or enforced. Therefore, a court will
<br />enforce the rest of the provisions of this Deed of Trust even if a provision of this Deed of Trust may be found to be
<br />invalid or unenforceable.
<br />Successors and Assigns. Subject to any limitations stated in this Deed of Trust on transfer of Trustor's interest,
<br />this Deed of Trust shall be binding upon and inure to the benefit of the parties, their successora and assigns. If
<br />ownership of the Properry becomes vested in a person other than Trustor, Lender, without notice to Trustor, mey
<br />deal with Trustor's successors with reference to this Deed of Trust and the Indebtedness by way of forbearence or
<br />extension without releasing Trustor from the obligations of this Deed of Trust or liability under the Indebtedness.
<br />Time is of the Essence. Time is of the essence in the performance of this Deed of Trust.
<br />Waiver of Homestead Exemption. Trustor hereby releases and weives all rights end benefita of the homeatead
<br />exemption laws of the State of Nebraska es to all Indebtedness secured by this Deed of Trust.
<br />DEFINITIONS. The following words shall have the following meanings when used in this Deed of Trust:
<br />Beneflciary. The word "Beneficiary" tneans Five Points Bank, and its successors and essigns.
<br />Borrower. The word "Borrower" mearls ROGER A CLINE and ELIZABETH E CLINE and includes all co-signers and
<br />co-makers signing the Note and all their successors end assigns.
<br />Deed of Trust. The words "Deed of Trust" mean this Deed of Trust emong Trustor, Lender, and Trustee, end
<br />includes without Ifmitetion all assignment and security interest provisions relating to the Personal Property and
<br />Rents.
<br />Environmental Laws. The words "Environmentel Lews" mean any and all stete, federal and locel statutes,
<br />regulations and ordinances relating to the protection of human health or the environment, including without
<br />limitation the Comprehensive Environmentel Response, Compensetion, and Liability Act of 1980, as amended, 42
<br />U.S.C. Section 9601, et seq. ("CERCLA"), the Superfund Amendments and Reauthorization Act of 1986, Pub. L.
<br />No. 99-499 ("SARA"), the Hazardous Meteriels Transportation Act, 49 U.S.C. Section 1801, et seq., the Resource
<br />Conservation end Recovery Act, 42 U.S.C. Section 6901, et seq., or other appliceble etate or federet laws, rules,
<br />or regulations adopted pursuent thereto.
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