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20120529� designated a substitute notice addr�s by uotice to Lender. Eiotrower shatl pmmptly natity Lender of $ono�ver's change of address. If Lender specifies a procedure far reporting Baetower's cl�nge of addre�, thEn Borrower shap onty report a eha.ugo of address tivough thet spccified pracedure. Thete may be only one desip�eted notice address under this Security Insirument at any one Uima. Any notice to Lencier shal! be giv� by dotivering it or by mailing it by fust cluss mail to Leader's address stated herein unlucti I,ender has deai�rratect a.nulher ucWrc�s by ne�tice lc� &armwer. Any notice in c:onn�tion with lhir Security Instrument shall not be deemed to have t�een given ta Lender until act�fly r�eived by Lender_ 1f any notice r�quired by this Security Instrwnent is als� required nnder Applicable Law, the Applicable L.aw requirement will satisfy the conresponding rcqairement wnder this Security I�strament 16. Gover�ingLauv; �verability;Rulesof Construc#Ion.This Securiry inst�ument shatl be governed by fedcral law and ►he !aw of the jurisdiction irt which thc Property is tocatcd. All rights aud obligations cont�ained in this S�curity Instrmttent are subje,ct to any requirements and limitations of Applicable Law. Applicabfe Law might explicitly or implicitty allow the pacties to agree by cuntract �r it might be silent, but sucb sile�ce shuli not be coasteued as a proh'sbition agamst agreement by conrinat. In the eveat that any provision cir cluuse of this S�ourity Insttwnent or the Nule cunlL'ets: with Appiiaable Law, such wndict shal! nvt aff�t other provisioas of Wis Security Tns6vmenl or the Note whieh caa be given effect withouE the conIIicting provision. As used in this Security i4shvir►ent: (a) �vords of the masculine gender shafl mean sand include cacrespondin$ neuter words or words of the fzminine gender, (b} �rords in t�e siagular shall m�an aacf include the plura! and vice versa; and {c) the word "may" givcs �Ic discrction without any obli�ation to take any action. _ 9T. Borrower'sCopy. Borrower shall be given one copy af the Note and of this Secwity Insuument• 48. Transferof the Propertyor a Benefialailnterest in Bor�ower. As used ia rhis �rion 18, "lacerest in the Praperty" me�sns any [ega) ar beneficial inlerrsl 'm thr Pn►pertY, including, but not limiteci lo. those beneficial interests transFs�red in a bond for deed, contract for deed, instaJlmettt sales contraet or escrow a�ereement, the intent of which is the traasfer of title by Borrower at a Cuture date m s gnrchaser. If all or any part of We Property or any Iaterest in the Property is sold or tiansferred (or if Boaower is not a nawral persoa and a beacficial intcrest in Baao�vcr is sold ar transfcm�} wii.houl Lcndcr's prior wtittcn conse�et, Lender may require imme�iiate puyment in full of at) s�uns secured by chis Secucity It►stnmment. However, this optioa shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If L$nder exercis�s this opticsn, Lender shall giva Borrower aoiiee of acce4eration. 'I'he nntic� shall provide a period ot' ncu la,.:s ihran 3Q ck3}�cs fn�m tbe dale lhe o�lice ie given in aceorc�uce with Section 15 within which Borrower mn� pay all sums secured b,y this Security Insttumcnt. I#' Borrawer faits to pay these sums pr+or to the egpiralian of this periad, Lender may invoke any remedies permitted by this Security Instcument without fmther noticr or demand on Iiarro�ver. 19. Borrowor'sRightto Rein&tateAfter Acceteration.If Borro�vcr mECts ccrtain co�iitions, Baaower shall havc the reght eo have c�Forecmcnt of this Sccurity Instrament discontinued at any time preor to the eatliest oL (a} five days before yale of the Propertp purs�ant to atry power of sale contained in thes Security In�vment; (b} such otl�er petiad f►s Applicable Law� mie}�i sptxify for the letminatioa oCBorcow�'s right to rei�tate; c>� (e} entry nf a juci�,ment enCoreing this SrA:urity Insriramehl. 'E'hos� condilions r�rC that Bormever. (a) pays Lender all swns wlrich Q�en would be due under this Security Ins{rutnent and We Note as if no acceleration bad occurted; (b) aures any d�f�eult �Funy ot6er cav�ar►is or agreements; (c) pays all expenses incurred ia eaforciag khis Security Iustrument, includin�, but �t limited to, reasonable attorneys' fee.s, pmperty inspe�tion and valuation fees, aod other fees iocurred fcu� the pur�►os� of protecting Lender's iat�t ME$RASKABingfe FarNly�Faraiia dAee/Freddte AAac UNIFORM INSTRUMQJT Fo�m �28'U41 VMP � Vk6P8(NE) (1108�,00 Wp�� (�u� �� g�y�g Paga 92 oP f7