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(C) " Lender " is WELLS FAR60 BANR, N.A.
<br />Lender is a NATIONAL ASSOCIATION
<br />organized and existing under the laws of THE
<br />Lender's address is 101 NORTH PBILI,IPS
<br />2 U 1 205251
<br />U1�TITED STATES
<br />AVENUE, SIOIIX EALLS, SD 57�0�
<br />I.ender is the beneficiary under this Security Instcvment.
<br />(D) "Trustee" is��tLLS FARGO FINANCIAL NATL BNR
<br />C/O SPEC, SERV., PO BOX 31557, BILLINGS, MT 591Q7
<br />(E} "Note" means the promissory note signed by Borrower and dated JUNE 22 , 2012 . The Nate
<br />states that Borrower owes Lender ONE HUNDRED FOIIRTEEN TIIOII3AND TSREE HIINDRED AND
<br />00/100
<br />Dollars (IT.S. $*****119, 300 . 00} plus interest. Borrower has promised to pay this debt in regulaz
<br />Periodic Payments and to pay tiie debt in full not later tha.n+7ULY O1, 2042 ,
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />ProFertY-"
<br />(G) "Loan" mea.ns the debt evidenced by the Note, plus interest, any prepayment charges and la.te charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest,
<br />(H) "Riders" means all Riders to this Security Instrument that aze executed by Borrower. The following Riders
<br />are to be executed by Borrower [check box as applicable]:
<br />❑ Adjustable Rate Rider 0 Condominium Rider ❑ Second Home Rider
<br />❑ Balloon Rider ❑ Planned Unit Development Ritder � 1-4 Family Rider
<br />� VA Rider 0 Biweekly Payment Rider ❑ Other(s) [specifyJ
<br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances
<br />and administrative rules and orders (that have the effect of law) as well as all applicable fin�al, non-appealable
<br />judicial opinions.
<br />(J) "Community Association Dues, Fees, �nd Qssessments° means a11 dues, fees, assessments and other
<br />charges that are impased on Bortower or the Property by a condominium association, homeowners
<br />associa.tiou or similaz organization.
<br />(K) "Electronie Funds Trensfer" means any transfer of funds, other than a transaction originated by check,
<br />draft, or similar paper instrument, which is initia.ted through an electronic terminal, telephonic instrument,
<br />computer, or magnetic tape so as to order, instract, or authorize a fina.ncial iustitution to debit or credit an
<br />account. Such term includes, but is not limited to, point-of-sale transfers, automated teller machine
<br />transactions, transfers initiated by telephoue, wire transfers, and automated clearinghouse transfers.
<br />{L) "Eserow Items" means those items that ase described in Secfaon 3.
<br />IM1 "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
<br />any third party (other than �nc�,�n�; proceeds paid under the coverages described in 5ection 5) for: (i)
<br />dama.ge to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Prog�rly; (iii) conveyance in Iieu of condennnation; or (iv) misrepresentations of, or omissions as to, the
<br />value andlor condition of the Propertv.
<br />NEBRASKA-5ingle Famfly-Fannie Mae/Freddia Mac UNIFORM IIVSTRUMENT Farm 3028 1/01
<br />VMP � VMPBINE) (1106),00
<br />Woliars Kluarar Finarxial Servicas Paga 2 of 17
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