201 20462�
<br />Subject to the provisions of Section 18, any Succe:
<br />obligations under this Security Instrument in writing, and i;
<br />rights and benefits under this Security Instrument. Borrow
<br />and liability under this Security Instrument unless Lender �
<br />agreements of this Security Instrument sha11 bind (except a
<br />and assigns of Lender.
<br />14. Loan Charges. I,ender may charge Borro�
<br />Borrower's default, for the purpose of protecting Lender's i
<br />Instrument, including, but not limited to, attomeys' fees, pri
<br />other fees, the absence of express authority inthis Security
<br />not be construed as a prohibition on the charging of such
<br />prohibited by this Security Instrument or by Applicable La
<br />If the Loan is subject to a law which sets maximw
<br />that the interest or other loan charges collected or to be
<br />permitted limits, then: (a) any such loan charge sha11 be redi
<br />the permitted limit; and (b) any sums already collected fror
<br />refunded to Borrower. Lender may choose to make this refi
<br />by making a direct payment to Borrower. If a refund reduc
<br />prepayment without any prepayment charge (whether or not
<br />Borrower's acceptance of any such refund made by direct
<br />right of action Borrower might have arising out of such ov
<br />15. Notices. All notices given by Borrower or Le�
<br />be in writing. Any notice to Borrower in connection with tl
<br />given to Borrower when mailed by fust class mail or when z
<br />by other means. Notice to any one Borrower shall consti
<br />expressly requires otherwise. The nodce address shall be th
<br />substitute notice address by notice to Lender. Borrower sh
<br />address. If Lender specifies a procedure for reporting Bon
<br />report a change of address through that spec�ed procedur�
<br />under this Security Instrument at any one time. Any no
<br />mailing it by first class mail to Lender's address stated her�
<br />notice to Borrower. Any notice in connection with this Se
<br />given to Lender until actually received by Lender. If an}
<br />required under Applicable Law, the Applicable Law require�
<br />this Security Instrument.
<br />16. Governing Law; Severability; Rules of Con
<br />by federal law and the law of the jurisdiction in which �
<br />conta,ined in this Security Instrument are subject to any
<br />Applicable Law might explicitly or implicitly allow the par�
<br />silence shall not be construed as a prolubition against agree
<br />clause of this Security Inshument or the Note conflicts wit�
<br />provisions of this Security Instrument or the Note which c,
<br />As used in this Security Instrument: (a) words
<br />conesponding neuter words or words of the feminine gende
<br />plural and vice versa; and (c) the word "may" gives sole d
<br />17. Borrower's Copy. Bonower shall be given �
<br />18. Transfer of the Property or a Beneficial ]
<br />"Interest in the Propert}�' means any legal or beneficial inter
<br />beneficial interests transferred in a bond for deed, conti
<br />agreement, the intent of which is the transfer of title by Bc
<br />If all or any part of the Property or any Interest in
<br />not a natural person and a beneficial interest in Borrower i
<br />consent, Lender may require immediate payment in ful]
<br />However, this option shall not be exercised by Lender if si
<br />If Lender exercises this option, Lender shall giv�
<br />provide a period of not less than 30 days from the date the
<br />which Borrower must pay all sums secured by this Security
<br />to the expiration of this period, Lender may invoke any ren
<br />further notice or demand on Borrower.
<br />19. Borrower's Right to Reinstate After Aa
<br />Bonower sha11 have the right to have enforcement of this �
<br />the earliest of: (a) five days before sale of the Property pw
<br />Instrument; (b) such other period as Applicable La,w migt
<br />reinstate; or (c) entry of a judgment enforcing this Security
<br />pays Lender all sums which then would be due under this S
<br />had occurred; (b) cures any default of any other covenan
<br />in enforcing this Security Instrument, including, but not limi
<br />and valuation fees, and other fees incurred for the purpos�
<br />rights under this Security Instrument; and (d) takes such ac
<br />Lender's interest in the Property and rights under this S ecw
<br />sums secured by this Security Instrument, shall continue un
<br />reinstatement sums and eJCpenses in one or more of the
<br />(b) money order; (c) certified check, bank check, treasurer';
<br />drawn upon an institution whose deposits aze insured
<br />(d) Electronic Funds Transfer. Upon reinstatement by Borrc
<br />hereby sha11 remain fully effective as if no acceleration hac
<br />apply in the case of acceleration under Section 18.
<br />20. Sale of Note; Change of Losn 5ervicer; No1
<br />Note (together with this Security Instrument) can be sold o�
<br />sale might result in a cha.nge in the entity (known as the "]
<br />�or in Interest of Borrawer who assumes Borrower's
<br />approved by Lender, sha11 obtain all of Borrower's
<br />r shall not be released from Borrower's obligations
<br />�ees to such release in writing. The covenants and
<br />provided in Section 20) and benefit the successors
<br />fees for services performed in connection with
<br />rest in the Property and rights under this Security
<br />-ty inspection and valuation fees. In regazd to any
<br />rument to charge a specific fee to Borrower sha11
<br />Lender may not charge fees that aze expressly
<br />loan charges, and that law is finally interpreted so
<br />ollected in connection with the Loan exceed the
<br />;ed by the amount necessary to reduce the chazge to
<br />Borrower which exceeded permitted limits will be
<br />�d by reducing the principal owed under the Note or
<br />� principal, the reduction will be treated as a partial
<br />prepayment charge is provided for under the Note).
<br />iyment to Borrower will constitute a waiver of any
<br />der in connection with this Security Ins�nt must
<br />is Security Instrument shall be deemed to have been
<br />;tually delivered to Borrower's notice address if sent
<br />ute notice to all Borrowers unless Applicable Law
<br />; Property Address unless Borrower has designated a
<br />�ll promptly notify Lender of Borrower's change of
<br />�wer's change of address, then Borrower sha11 only
<br />. There may be only one designated notice address
<br />ice to Lender shall be given by delivering it or by
<br />in unless Lender has designated another address by
<br />;urity Instrument shall not be deemed to have been
<br />notice required by this Security Instrument is also
<br />ient will satisfy the corresponding requirement under
<br />truction. This Security Instrument shall be govemed
<br />he Property is located. All rights and obligations
<br />requirements and limitations of Applicable Law.
<br />ies to agree by contract or it might be silent, but such
<br />ment by contract. In the event that any provision or
<br />Applicable Law, such conflict shall not affect other
<br />�n be given effect without the conflicting provision.
<br />of the masculine gender shall mean and include
<br />;(b) words in the singular shall mean and include the
<br />scretion without any obligation to take any action.
<br />�ne copy of the Note and of this Security Instrument.
<br />nterest in Borrower. As used in this Section 18,
<br />:st in the Property, including, but not limited to, those
<br />�ct for deed, installment sales contract or escrow
<br />rrower at a future date to a purchaser.
<br />khe Property is sold or tra.nsfeaed (or if Borrower is
<br />; sold or transferred) without Lender's prior written
<br />of all sums secured by this Security Instrument.
<br />ch exercise is prohibited by Applicable Law.
<br />Borrower notice of acceleration. The notice shall
<br />iotice is given in accordance with Section 15 within
<br />[nstrument. If Bonower fails to pay these sums prior
<br />�edies permitted by tlus Security Instrument without
<br />eleration. ff Borrower meets certain conditions,
<br />ecurity Instrument discontinued at any time prior to
<br />�uant to any power of sale contained in this Security
<br />t specify for the termination of Borrower's right to
<br />[nstrument. Those conditions are that Borrower: (a)
<br />�curity Instrument and the Note as if no acceleration
<br />:s or agreements; (c) pays all expenses incurred
<br />ed to, reasonable attorneys' fees, properly inspection
<br />of protecting Lender's interest in the Property and
<br />:ion as Lender may reasonably require to assure that
<br />ity Instrument, and Borrower's obligation to pay the
<br />;hanged. Lender may require that Borrower pay such
<br />following forms, as selected by Lender. (a) cash;
<br />check or cashier's check, provided any such check is
<br />�y a federal agency, instrumentality or entity; or
<br />wer, this Security Instrument and obligations secured
<br />occuned. However, this right to reinstate shall not
<br />e of Grievance. The Note or a partial interest in the
<br />or more times without prior notice to Borrower. A
<br />an Servicer") that collects Periodic Payments due
<br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM
<br />12439.CV (9/11) 907367
<br />(MERS) Form 30Z81/Ol (page 7 of 9 pages)
<br />Creative Thinking, Inc.
<br />GOTO(OO1t7691)
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