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201 20462� <br />Subject to the provisions of Section 18, any Succe: <br />obligations under this Security Instrument in writing, and i; <br />rights and benefits under this Security Instrument. Borrow <br />and liability under this Security Instrument unless Lender � <br />agreements of this Security Instrument sha11 bind (except a <br />and assigns of Lender. <br />14. Loan Charges. I,ender may charge Borro� <br />Borrower's default, for the purpose of protecting Lender's i <br />Instrument, including, but not limited to, attomeys' fees, pri <br />other fees, the absence of express authority inthis Security <br />not be construed as a prohibition on the charging of such <br />prohibited by this Security Instrument or by Applicable La <br />If the Loan is subject to a law which sets maximw <br />that the interest or other loan charges collected or to be <br />permitted limits, then: (a) any such loan charge sha11 be redi <br />the permitted limit; and (b) any sums already collected fror <br />refunded to Borrower. Lender may choose to make this refi <br />by making a direct payment to Borrower. If a refund reduc <br />prepayment without any prepayment charge (whether or not <br />Borrower's acceptance of any such refund made by direct <br />right of action Borrower might have arising out of such ov <br />15. Notices. All notices given by Borrower or Le� <br />be in writing. Any notice to Borrower in connection with tl <br />given to Borrower when mailed by fust class mail or when z <br />by other means. Notice to any one Borrower shall consti <br />expressly requires otherwise. The nodce address shall be th <br />substitute notice address by notice to Lender. Borrower sh <br />address. If Lender specifies a procedure for reporting Bon <br />report a change of address through that spec�ed procedur� <br />under this Security Instrument at any one time. Any no <br />mailing it by first class mail to Lender's address stated her� <br />notice to Borrower. Any notice in connection with this Se <br />given to Lender until actually received by Lender. If an} <br />required under Applicable Law, the Applicable Law require� <br />this Security Instrument. <br />16. Governing Law; Severability; Rules of Con <br />by federal law and the law of the jurisdiction in which � <br />conta,ined in this Security Instrument are subject to any <br />Applicable Law might explicitly or implicitly allow the par� <br />silence shall not be construed as a prolubition against agree <br />clause of this Security Inshument or the Note conflicts wit� <br />provisions of this Security Instrument or the Note which c, <br />As used in this Security Instrument: (a) words <br />conesponding neuter words or words of the feminine gende <br />plural and vice versa; and (c) the word "may" gives sole d <br />17. Borrower's Copy. Bonower shall be given � <br />18. Transfer of the Property or a Beneficial ] <br />"Interest in the Propert}�' means any legal or beneficial inter <br />beneficial interests transferred in a bond for deed, conti <br />agreement, the intent of which is the transfer of title by Bc <br />If all or any part of the Property or any Interest in <br />not a natural person and a beneficial interest in Borrower i <br />consent, Lender may require immediate payment in ful] <br />However, this option shall not be exercised by Lender if si <br />If Lender exercises this option, Lender shall giv� <br />provide a period of not less than 30 days from the date the <br />which Borrower must pay all sums secured by this Security <br />to the expiration of this period, Lender may invoke any ren <br />further notice or demand on Borrower. <br />19. Borrower's Right to Reinstate After Aa <br />Bonower sha11 have the right to have enforcement of this � <br />the earliest of: (a) five days before sale of the Property pw <br />Instrument; (b) such other period as Applicable La,w migt <br />reinstate; or (c) entry of a judgment enforcing this Security <br />pays Lender all sums which then would be due under this S <br />had occurred; (b) cures any default of any other covenan <br />in enforcing this Security Instrument, including, but not limi <br />and valuation fees, and other fees incurred for the purpos� <br />rights under this Security Instrument; and (d) takes such ac <br />Lender's interest in the Property and rights under this S ecw <br />sums secured by this Security Instrument, shall continue un <br />reinstatement sums and eJCpenses in one or more of the <br />(b) money order; (c) certified check, bank check, treasurer'; <br />drawn upon an institution whose deposits aze insured <br />(d) Electronic Funds Transfer. Upon reinstatement by Borrc <br />hereby sha11 remain fully effective as if no acceleration hac <br />apply in the case of acceleration under Section 18. <br />20. Sale of Note; Change of Losn 5ervicer; No1 <br />Note (together with this Security Instrument) can be sold o� <br />sale might result in a cha.nge in the entity (known as the "] <br />�or in Interest of Borrawer who assumes Borrower's <br />approved by Lender, sha11 obtain all of Borrower's <br />r shall not be released from Borrower's obligations <br />�ees to such release in writing. The covenants and <br />provided in Section 20) and benefit the successors <br />fees for services performed in connection with <br />rest in the Property and rights under this Security <br />-ty inspection and valuation fees. In regazd to any <br />rument to charge a specific fee to Borrower sha11 <br />Lender may not charge fees that aze expressly <br />loan charges, and that law is finally interpreted so <br />ollected in connection with the Loan exceed the <br />;ed by the amount necessary to reduce the chazge to <br />Borrower which exceeded permitted limits will be <br />�d by reducing the principal owed under the Note or <br />� principal, the reduction will be treated as a partial <br />prepayment charge is provided for under the Note). <br />iyment to Borrower will constitute a waiver of any <br />der in connection with this Security Ins�nt must <br />is Security Instrument shall be deemed to have been <br />;tually delivered to Borrower's notice address if sent <br />ute notice to all Borrowers unless Applicable Law <br />; Property Address unless Borrower has designated a <br />�ll promptly notify Lender of Borrower's change of <br />�wer's change of address, then Borrower sha11 only <br />. There may be only one designated notice address <br />ice to Lender shall be given by delivering it or by <br />in unless Lender has designated another address by <br />;urity Instrument shall not be deemed to have been <br />notice required by this Security Instrument is also <br />ient will satisfy the corresponding requirement under <br />truction. This Security Instrument shall be govemed <br />he Property is located. All rights and obligations <br />requirements and limitations of Applicable Law. <br />ies to agree by contract or it might be silent, but such <br />ment by contract. In the event that any provision or <br />Applicable Law, such conflict shall not affect other <br />�n be given effect without the conflicting provision. <br />of the masculine gender shall mean and include <br />;(b) words in the singular shall mean and include the <br />scretion without any obligation to take any action. <br />�ne copy of the Note and of this Security Instrument. <br />nterest in Borrower. As used in this Section 18, <br />:st in the Property, including, but not limited to, those <br />�ct for deed, installment sales contract or escrow <br />rrower at a future date to a purchaser. <br />khe Property is sold or tra.nsfeaed (or if Borrower is <br />; sold or transferred) without Lender's prior written <br />of all sums secured by this Security Instrument. <br />ch exercise is prohibited by Applicable Law. <br />Borrower notice of acceleration. The notice shall <br />iotice is given in accordance with Section 15 within <br />[nstrument. If Bonower fails to pay these sums prior <br />�edies permitted by tlus Security Instrument without <br />eleration. ff Borrower meets certain conditions, <br />ecurity Instrument discontinued at any time prior to <br />�uant to any power of sale contained in this Security <br />t specify for the termination of Borrower's right to <br />[nstrument. Those conditions are that Borrower: (a) <br />�curity Instrument and the Note as if no acceleration <br />:s or agreements; (c) pays all expenses incurred <br />ed to, reasonable attorneys' fees, properly inspection <br />of protecting Lender's interest in the Property and <br />:ion as Lender may reasonably require to assure that <br />ity Instrument, and Borrower's obligation to pay the <br />;hanged. Lender may require that Borrower pay such <br />following forms, as selected by Lender. (a) cash; <br />check or cashier's check, provided any such check is <br />�y a federal agency, instrumentality or entity; or <br />wer, this Security Instrument and obligations secured <br />occuned. However, this right to reinstate shall not <br />e of Grievance. The Note or a partial interest in the <br />or more times without prior notice to Borrower. A <br />an Servicer") that collects Periodic Payments due <br />NEBRASKA—Single Family—Fannie Mae/Freddie Mac UNIFORM <br />12439.CV (9/11) 907367 <br />(MERS) Form 30Z81/Ol (page 7 of 9 pages) <br />Creative Thinking, Inc. <br />GOTO(OO1t7691) <br />L t `- J'L•i/'�� <br />