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<br />�� U ihe arnamts hdd by I.endu fa Escrow Items eacxod thc einounts pcmdtted to be hcld by RBSPA�Lendu shall
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<br /> ;°�:.�;� ac�unt to Borrowu far the excess funds a9 roquired by RBSPA. If tho amounu of funds held by Lendes at eny time
<br />= ���•�•��s�� are not sufficient t�o pay t!►e fiscrow Iuans when due,I�endee may na►ify tha Bomnwcr and require Hortower w make up
<br />'r,�"r''°�<.� thrs ahptrge as pamit�ocl by RESPA.
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<br />,..�,��t, 'I1�E,srrow�unds are pkdgod�s addi�socuriry for�II aums securcd by this Sceurity Instrumcn� If Borrowu
<br /> -��";. teridus to I�enda the full payr►xnt of all such swns.Bo�rower's account shall be credited with the batanc�e remaining for
<br /> y`����;�= alllnst�Ument iteras(a)� (b).and (c)snd aay mo�tgage insurance pnmium instaUment thac Lender has not become
<br />-:.'-'�- obligatod eo pay to ttie Socretary.and I.ender stuU�[omptly rofund any eaccess funds to Bomowu. Tmmedjate2y pdar to
<br /> '•`'���;` a faoc}asure sale of t6c Propaty or its acquisldon by Lendu, Borrowu's account ahall be credited with any balance
<br />'``�y:r'�-,, remaining fa all lastallmeau for icems(a).(b),end(c)-
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<br />_x`,��r.- 3.AppUcatbo o�PRyments.All payraents under paragraphs 1 aad 2 shall ba applied by Lender as fofl0ws:
<br /> �; , Fj�,co the m�atgage insuranco premium to be paid by L.ender to the Secretary or to the montlily charge by ihe
<br />�'"�', .1' SecretYy instead of ths monthly macsgaga insurance premiiun;
<br />_..�.�� ���,w any taues.special assessmems�leaschold payments or graund rents�ond fire,flood and other ha�rd
<br /> insut�ance txertdwns.ag require�d;
<br />—�''���� �C�.to inu�ixst due under the Nou;
<br /> :�:;� F9u�h,to amord.7adon of tha principal of thc Note;and
<br /> ---- - F1Bh�W lato ch�rges due wida the Not�e.
<br /> —'— 4,Fin,F7ood�nd Other Hanlyd Insuranca Bortower shall insue�e all improvenxuts on the Projx,ity,whettxx
<br /> --_�� naw �n ealaunce or subseqtxntty erocted,a8etnst a�►y t�ards.casaal�es.end condngenci�,s.including fire,for which
<br /> Le,ncfer requfres Insurance.'I]iis iasurence shall be mainwined i,n the amounts and ia the perioda d�ac I�da rcqu;�as.
<br /> ---- Homower shall also insuro all improvements on ihe PropUty.whelhu now in existeace a subsec�nendy erccted.e8ainst
<br /> loss by floods m tbe eatmt required by the Secretary.All lrtsurance shall be carried with canpanies approved by Lenclu.
<br /> — Tde inwr�nce puliale.q and any m.�ewals shall be held by Lender end shsll include loss payabk clauses in favor of,and
<br /> ---� in a fam aceepteble to�L,ender.
<br /> In tt�e Gwa►t of loss.Horrower sdall give I,ender immodiAte nodce by maiL Lender may make proof of bss�f not
<br /> + �P�P�Y by Barowa.Bach ias�uice company ca►ce�aed Is hereby authorized and dirocced to make paymmt for
<br /> — such bss direcdy W L�ender.instead of to aormwer end W L�cicr jointly.AU a any part of the insurance proc,eeGs maY
<br /> -- ' be applied by Laider.at its optioa�eith�x(a) to the reducdon of tho indebtedness unda tha Nota aad this Sociutry
<br /> --- In�run�ent,First to any ck,�nqoent amounts applied L� the order in paregraph 3.and thu►to prepaymeat of principal.a
<br /> (b)w ihe restontlon or re�air of tbe damagod Propaty.My applicatbn of the procads to the principal shall not ext�d
<br /> - or pos�pock the due dat�of the montlily payments which are refared to L�paragraph 2,or change the amount of such
<br /> ' paymrnts.My excas insurance procaxlc ovu an amount requirod to pay aU outs�nding fndebtedness under the Note
<br /> and tha Securlty InsCUment shall be paid to the endry legally e�titkd the�eto.
<br /> _— 1n tha event of foreclosure of this Soc�uity Instn�ment or othu transfer of dtle w thc Proputy that extinguishes the
<br /> indebttdness.all rlght,tltk and inurcst of Bocrower in aad to insurance policies in foroe shall pavs w the piuchasa.
<br /> - — 6.Occup+mc�,Pre�ervatbn�MainteaNOa �nd Protectlon of the Propertpi Bomower'a Laan Appik�tion;
<br /> _ — I.e�selosd�. Barower shall occupy.establLSh.and use the Proputy as Borcower's principal residea�ce within suety days
<br /> afta Ua exxudon of this Security Instcument(or wlthin sIxty days of a laur sak a transfar of the Pcnpaty)and sha11
<br /> �'� continue W occupy tho Propaty a4 Barower's principl r�esidence for at least one year after tha dste of oocupancy.
<br /> unkss I,ender deteamines th�t req�irement will cause undue hardship for Borrower.or unkss exteAUSdng circumstances
<br /> e�st which are beyond Bocrnwer's control.Bonnwer shall notify Lender of any extenuatjnng clrcumstances.Barowec
<br /> sh�ll not commit waste or destroy.damage or substendally ctiange the Property a allow the Proputy to detalorate,
<br /> - irasonablc wear and tear e�ccepted.Lendu may inspect the Proputy if d�e Property►is vecant or abandanod or the loan is
<br /> -=-- in defaWt Lender may takc reasonable acdon to protoct and pres�ve such vacant or abandonod Ptoperty.
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