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<br /> S.H�rd or Propecty Ituurance. Bonower shall keep the Improvemente nnw cxiating ar hereaRcr crected on thc Nroperty _
<br /> - icuured a�xiiut lo�� by flre, t�aurds included widun �hc tcrm "exte�xled coveraye" aixl Kny OA1CP IiL"liti'LIB, uxiudf►�g fic�ads �r �-
<br /> flooding,for which Lender requires lnsuriuue.'fhie irourance ahAll be maIntained in the amo�nta and for the periods th�t I.ender
<br /> requlrES.'11�e inaurance carrler providing the ipsurance shaii be chosen by Bonower aubject to Gender's apptoval which Rhau not =
<br /> ' be unreaxonably wtthheld. If Aonower faila to mlintain covera�a deacrlbed above, Lendcr may, at Lender's optloa, a6ialn
<br /> coverage to protect L.ender'e rlghta ln the Properry in accordance with puagraph 7.
<br />- All insurauce pollcies and renewals shall be acceptable w Lender and ehall include a standard mortgage claase. I.ender shall
<br />— twve the right to hold the policies and renewai:. If Lendcc rCyuiees. Sariower ahall pronpQy give ta L.znder a11 r2cEipu af paid �
<br /> premiuins and renewal nodcea.In[he event of los�,Boaower shall give prompt nodce to the insurance cazrier and I.ender. Lencier
<br />- may makc proof of loss if not made promptiy by Qorrower.
<br />= UWe�s I.end�r aud Bonower otherwise�ree in writiag. iasurance ptoceeds shaU be applied to restaraUon or npair of tLe
<br />— Property damaged,if the restoration or ropair is economically feasible and Leader's secudry ia not lessened.If the reatoratioa or --
<br /> repair is not economicaUy feaslble or Lender's secutiry would be lesseped,the insurance proceeds aba11 be applied to the wrau
<br /> aecuxed by t1�1e SecurIty Instmmcr,t, whether or not [hen due, with aay excesa paid to Borrower. If Bonower abandons ttu
<br />= Property, or doea aot answ�r wtthin 30 days a noticc fram Lender tLat the Insurancc carrier has offend to settic a claim,ttien
<br /> L,ender may collect the insurance proceeds.Lender may use the proceals to repair or restore the Property or to pay sums saured
<br />�� by tl�s 3ecurity Instnunent,whether or not then due.The 30�clay perlod will begln when the not3ce is given.
<br />_ il�nlese Lender and Bonow�a mtherwise agrce in wrlting,•uny applicatIon of proceeds qm principal ahall aot exund�r pos�one
<br /> the clue date of the monthly paym�:mts referred to in paragraph.s 1 and 2 or change the amo�►t of the paymenta.If unr�er paragraph �
<br /> 21 the Property i�acquired by I.eader. Iioaoaer'a right to any insutance policics and proceeds reauldng from dat�naga to tbe �`-
<br />— Property priar to 2he acquiaiaoa shall pase to Iender to t6e eaunt of the sums secured by thi3 Security Inauument immedl�t�ly
<br /> prlor w the acquisidon.
<br /> • 6.Occa,paacy,PreaervAUon,Matntetuuue rtnd ProtecHon of the I'roperty; Borrower's Lo�n Application;La�selalds.
<br /> • Bomow�r aZaall occupy. eatabliah, and use tde Property as Ba•raower'a principal residence within sixry days after[he executlon of
<br /> thia Securiry In�aument and s1�aU condnue to occupy the Prop�rty as Barrower'a principal reaidence for at least one year after the
<br /> dacc of occupancy, ualesa L.ender oWcnv�se agreca in writing, wbich consent ahatl not bc w►rtasonabty wlthdcld, or �mle�t
<br /> exttauating circumstsnces e�Ist whlcb are beyond Borrowat'a control.Borrower shall aot destroy,dsunuge or impair the Prop�cty,
<br /> �Ifow the Property to deurlorue. or commit waate on tbe Property. Bonower shall be 1n default if any forfcitura acdon or
<br /> proceedit►g.whether civil or criminal, ia 6egun tttat in Lender's good faitb judgment could result in forfelture of the Prope�ry or
<br /> otLerwiae maudelly impair the lien creaud by this Security Wtrumeat or Lender'a aectulty iaureat. 8oaower may cure aucia a
<br /> • default and ninstate. ea provided in paragraph 18,by cawing We acdon or proceeding to be diemissed wlth a �uling tlut, Lt
<br /> Lender's goad faith detcrndnadon,precludea forfeiture of t4e Bonnwer'a interest in the Property or other materlal impairnoent�f
<br /> d�e llea cnxted by this SceurIty In�trument or Lender'e securlty Inten�t. Borrower shall alao be in default if Borrower.duria{tlx
<br /> „ loan�pll�don process.gave maudally false or inaccurau Information or staumenta to L.ender(or failed to provide Lenderwith
<br /> aqy materlal infom�adon) in connecdon with the loan evidenced by tha Note, fncluding, 6vt not limited to. npnsent�8ons
<br /> � coacemtng Borrower's occupancy of We Properry as a principai res{deace.If Wis SecurIry Instnupent is on a leasehold,Borrower
<br /> . shall conoply wtth all the provisions of tlie lease.If Bonower acquires fee dde to the Property.the leaaehold and the fee dtleihaU
<br /> .. not merge unieas Lender agreea to tUe merger in wrtdng.
<br /> , 7.Proteetlon of Lender'a Righta tn tlx Property. If Borrower faila to perform the covenuiu�nd�gramenta contained in
<br /> tht� Securlty lnsmiment, or tl�ore ia a legal proceeding that may signiRcandy affect Lender's dghta in tl�Property (euch as a
<br /> �pcocadinQ in bankcuptcy.probate.for condemnadon or forfelture or to enforce lawa or regulations),then Lender may do and pay
<br /> for whatever i�necessary w protect the va:ue of the Properry and Lender's dghu in the Property. Lender's acdans m�y inclu+de
<br /> paying wy swns seciued by n liea which has prlority over this Sccuriry Instr�ment, appearing in couzt, paying reasamble
<br /> ` attomey�' faa and entering on the Properry to wake repairs. Although I.ender may take acdon under tLis paragraph 7. I.eocler
<br /> does not have to do so.
<br /> Any amount�disburaed by Lender under this paragraph 7 shall becorrse addlHonal debt oP Borro�ver secund by thls Secncity
<br /> In�uumcat. Ualeaa Borrower aad Lender agree to other urnu of payment, these amount�shall bear intareat from the dae of
<br /> • diabwsement at the Note rate aud shail be payable, wich intereat,upon nodce from Lender to Borrower requesdng paymcnt.
<br /> 8.MortRa�e Inaurance. If Lender requ[red mortgage insntance ss a condidon of makiqg ihe loan secuted by thie Seatlty
<br /> • Insmiment. Boaower shaU pay the premiums required [o maintain the mortgage Insurnttce ia effect. If. for aqy reasoa,tl�e
<br /> mortgage iast�rance coverage nquired by I.ender lapsea or ceases to be in effect, Borrower slull pay the pnmiums nquirtd to
<br /> obt�in coverage eubstandally equivalent to the mortgage incurance prevlously in effect, at a cost substandaUy equlvalont to ttae
<br /> - cost to Borrower of the mongage insurance previously in effect, from an alternate mortgage insurer approved by Lcndtt. If
<br /> � substentinlly equivalent mortgage insurance coverage is not available.Borrower shall pay to I.ender each month a sum equal to —.
<br />= one-twelfch of the yearly mongage insurance pnmium being patd by Bonower when the insurance coverage lapsed or ceaa�d to
<br />__ be in effect. I.ender wIU accept. use and retain these payments as a loss reserve in lieu of mortgage insucance. Loss merve
<br />�:� Forsa 3028 1190
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