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<br /> ii u,a�.�:..�a r.��,�""-""'f"'R"°�"w Items excad tLee amouats P��tted to be held by RF.SPA.Lendet ahaU
<br /> accow►t eo Borrower for the exasu flu►d� �s reQuired by RESPA. If�a�o�`�t q����ower to�m�e np -
<br /> are�wt sufficlent to pay tlse&crow Iterm wt�n due,Lender naay nodfY
<br /> the shortage as permttted by RESPA.
<br /> Tpe Escrow Fuads are pledsed�Addldon�l securtty tor aU su�secured by this Security Ipsaument. If Bonower
<br /> tendero to Lender the tWl paYment of all tuch aums.Borrowor'�account�hall be ctedited w[th the b�lame remainU�g for
<br /> aU W�alLnent item� ta)� (b)�and (c) and u�Y awngage lnsur�nce premium iiutaUment t�ac Lendar haa not become
<br /> obligated to pay co 11rc Secretary.and Lender shall pmmpQy retiu�d aay excas tUnds cv Aonower. Irnmediauly prior to
<br /> a foreclosure aala of the Propercy or ite acquisidon by Lender,Bonower'a account aUall be credited w[th any balance
<br /> rein�ining for�11 itntallmenu for[tems(a).N).and(c).
<br /> 3.AppUcs�don of PaYmenb.AU PaY°xau under F�caS�P�s 1 and 2 st�aU be appliul by Leader as foAowa: `
<br /> �,to the murtg�ge lasuruua pcemluia tn be Pald by Lrnder to thc Secretery or to the uionthly charge by the
<br /> Secretuy inauad of the monthly mongage iasurance premium;
<br /> Sec.ond,to any taxes��pecial asse3sroents, leasehold paya�enta or grflund rents,and fire,flood and other hazud
<br /> inswance prerrduum�.as required;
<br /> �,w inunst due under the Note;
<br /> �,w amortizsdon of the prIncip�l of the Note;aad
<br /> Fj$ti,w lau charges due under the Note.
<br /> 4.Fire,Fiood and Other Haxsird Insarance�B°n°wer shall insure a1�1 improvemeata on the Property.whetlur
<br /> ur�w ia e�iaunce or subsequendy encted,against ani► huards��asualdea•u�l�°A�BCOCi�' �1� �re,faT which
<br /> Lender requina insu:ance.'Ihis insurwce ahaU be maintained in tbe amouats and for the periods tl�at Ltnder nquiret.
<br /> Borro�ver st�U also insure all iwpmvementa oa the Property.whett�er now Ia exisunce or subseguendy ecectuf,aYaiatt
<br /> loss by floods to the extent required by tbe suretary.i+U insw,�:�ei�it�csrricd•��ith cQmgaaite z�pmv�.d by Lender.
<br /> ���rance policies and ury renew�la ahall be held by Lender and sball lnclude loss payable clauses in favor of,aud
<br /> in a form acceptabk to,Lender.
<br /> Iu tix event of losa, Borrower shall give Lender Immedi�u nodce by rn�il.Lcnder a�ay rnake Droof of loss if not
<br /> madc�sompdy by Sorrower.Fach lasurance cout�any cance�is henby authoriud and directed to make pay►nent for
<br /> such lasa direcdy to Lender,inatead of to Bcirrower and to I.ender jolndy.All or any put of the insurance procteds m�y
<br /> be ppplied by I,ender,at fu opdon, eIther (a) to the reducdon of the indebtedxss under the Nou and this Securiry
<br /> Ia�uument, fir�t w any deltoqueat amouata applied in the order in ParagnPh 3,and then to prepayment of princlpal.or
<br /> (+by to the restondoa or rep�ir of the dunaged Propeccy.Any apPlicadon of the proceeds to the prineipal shall not eatead
<br /> ar postpone t1�s due date of the monthly paymente which are refe�ral to in paraBraph 2,or change the amount of such
<br /> p�yny-,nts. Any excesa insur�nce proaeds over an amounc rrquired to pay all ouutandtng indebtedneu uadec the Note
<br /> and tt�it Secariry Insuument sball be paid to tbe endty leg�lly entltled thereto.
<br /> Ia the event of foreclosure of this Securtry In�miment or otlser m�nsfer of dde to tbe Pcoperty tlmt exdqgul�ha t1u
<br /> • indebtedxsa,aU dght,dde and Inarat of Borrower in and to insurauce pollciea iu force ahall paas w the pu7ehaser.
<br /> s.OccuP�ncY. Yre.�avatlou. Maintenance and Yrotxtia� ot the P��opGrty; Borrawer's Loen AppUcatlon;
<br /> i nae]wlds. Borrower sl�ll occupy.establIah.a�use the Properry as Borrower's principal resldecrce wtthin aiaty days
<br /> SRCf 1�iC G7CtCUt�Om O�II113 SCCUfILy IIISItl11YICIIL (OT Wltbld 317.Iy�y6 UI Y�AtCi'bdiC OI�IAII.tiTcr uf t1k:Ptoy,-.rrJ)attt!sha14 .
<br /> coadtuu to occnpy t1x PropenY u Borrower's princlp�l raidence for at least one year after ttie date of occupaacy.
<br /> unkas La�er determines that nquirement wlll cause wdue hardshSp for Borrower.or unless eaum�adn� circwbstances
<br /> ea3tt wbich are beyoM Aotrower's comtrol.Borrower ehall noHfy I.eader of any extenuating eircumstancea•Borcower
<br /> st�all uot commit waate ot desuoy.damsge or aubstandally change�e�P�operry is a11�o�wt t�eA��o rthe loan is
<br /> reaton�ble wear u�d tear excepted.Lender may ia+P�ct the Property P�rt3'
<br /> � �gul�, Lcnder may talce reaaoi�able aeflon to pmtect uid preser�e auch vacant or abuidoned property.
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