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<br />''°""` �T If tfie amounts held by L.endcr for Hscrow Itcros excad�he amounts pem►itted to be hcld by RESPA.Lcndu shall
<br /> -+�� eccount w Borrowcr for tha exccss fand�a9 requirod bY RESPA. If the amounts of fnnds held by l.ender at any dme
<br /> - - `;, are not safficient w pay tha Escrow Items when due,Lendu may notify the Sotrowu and requue Borrowu to maka up
<br /> •''� the shortage a4 pemyitta!by RESPA.
<br /> The Escrow Funds aro pledged a�acldidonal sec�ulty for all sums sxured by th�s Sxuriry Instn�men� If Borrowcr _
<br /> ' ` tenckrs to Lendu the full payment of all such sums.Barowu's account shali be crcdited wit�►the balance rema�►ing for
<br /> :. t� -.
<br />_;�;.�t; ' all installmer►t iums(e), (b). and (c)end any matBaBe insurance premium insWlment that I.ender Nas not bec�me
<br />»'�-. .. obllgatod w pay to the Secretary.and Lendu shall�smmpdy refund eny excxss funds to Borrower. Immediately prior w
<br /> ...`'`. a foreclosure sak of the Property or its acquLsidon by L�ender.Borrowu's eccount shaU be cm.dited with any balance
<br />_ ° •;.� remainin8 for alllnstaWnents fa items(a).(b),a�d(�)•
<br />:•_;;t��' ts�ndes paragrnphs 1 end 2 shall be applled by Lendu as followa:
<br /> :;�.1 4_ 3.AppLiaitir►n ot Paymenta All paymeo L u i d e r t o t h e S e c r e t a ry o r t o the monthl y char ge by�he
<br />`;,��, �t,w t h e a�atgage i n s u r a n c c p r e m i u�a t o b e p x i d b y
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<br />--�T-���� Sxretary iastead of tt►e monthly mc�rtgage�nsurencc Premlum� `
<br /> , ,� $�p�, w any taues,spxial asscssments�leasehold paymei►u or ground rents.and fue,flood and other hazard
<br /> .:ai�:� insurance pcemiums,ag required:
<br />=.'���,� �j�,to inuxest due und�the Note:
<br /> :,::..�� �,tn amortizadon of the principal of the Note;and -
<br />-v'�T� EIBh�to late charge.s due nnder the Note.
<br /> `=``�'� 4.Fire.Fbod and UtAitr Harard Inturana.Borrower shall insure all improvements on the Prope,cty,whcthu
<br /> �"`��'_": , now in eacistenoe or subsoq�►tly erectod.a8s�nst any ha��.���•�C°ndngencies,including fue.for which
<br /> ":-;: I,endex requires insnrance.'ihis insurance st�a11 be maintait►od in the amounts end for the periods tuat Le:.der roqulres.
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<br /> „r,�Y�,� Bocrowu shaU also insure all impmvements on the Propary.whcther now in e�cistence or subsWuuitlY rrecced,a8ainst
<br />-- Io�8y itr�ic�;.ax•.�t ztquira!b;th!�Serreiary.All iasurance shall be c�rried wiU►companies appro ved by Lender.
<br /> ►���'��� .���.,�jp��nd any rc.�ewnls shall be held by I.endu and shall include loss payabk clauses+n favor ot,aad
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<br /> --°:z� in a fam accep�ble to,Lcader.
<br /> In the ovent of bss,Borrower ahall glve Lcndu immodiate ls hereb y a�►ct►o�.oa�a a�ec�►o mre�y att fa
<br /> _ �P�P�Y by Borrowu.Each ins�rar�cc company conccmod Y
<br /> -�— such bss direcdy to Lender.instead of to Borrower and to Lendu joinUy.All or eny part of the insuirance Procmds taaY
<br /> - be applied by Lender, at its opdon�either(a)w the rednction of the inde 3btodness���y��f p�ru�c;p�iJ.•o
<br /> -- - Insavrt�ent,firAC oo any a�linquenc an►owits appliea in�oraa�paregry►� ������oc oxtena
<br /> --_ (b)to the resLa�tion or repair of the damaged A'opatY• Y ePP P�'�
<br /> '� or postpone the due date of the moathlY payments which are cefared to ir►paragraPh 2.or change the amount of such
<br /> -- PaYments.Any�access insurance pracads over an amouat required to pay all outstanding indebudness under the Noto
<br /> end tdis Securicy�nswmont shall be paid w the endty legally cntitkd duxeto.
<br /> In the ova�t of forocbsure of this Security Instrument or otha transfu of titb w the�ropaty that oadn8uishes tha
<br /> L�debtsdness.aU right,title and inun,4t of Borrower in and to ins�uance policies in force shall pass to the purct�ser.
<br /> S. Occup�ncy�Preservati�n�Maintenance and Protectbn nt the Propertyi gorrawer'a Lo�n Appticatioei
<br /> Le�eholds. Borrower ahall occupy.establish,and use the Propaty a4 Barowct's principal residence within sixty days
<br /> -.-..-=� a[cer the exECUiicr�►at th3s security In�mertt(or�'rlthin si�sty days of a later sale or transfa of�he PropatY)and s�ll _
<br />_------ ooatinua to accupy the Pmpaty a9 Borrower's principol residence for at least one year aRer the dat�e of occupancy,
<br /> ��������q���t��ause�ndue hardship for Borcovver.or unless eatcnuating circumstances
<br /> eacist which are beyond Barowu's controi. Borrowu sdall no�fy Le+�dcx of any extenuatinng c�+cumstances.Botrowex
<br /> - � shall not commit wastc or destmy,dama8e or suisstandally change the propecty or allow the Property ro deteriorate,
<br /> - --— reasonable wear and tear excepced.Lender may inspect ihe ProputY if the ProPertY is vacant or abandoned or the loan is
<br /> .,,�;:��� in defa�ilG Lendu may take reasonabk action to prouct and presesve such vacant or abandoned Proflesty.
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