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<br />`�' -� If the amounts held by Lendcr for Bscrow Items excad the amounls permiued to be held by RBSPA,Leadcr shall
<br /> '��•�' account tn Borrowu for the cxass funds as required by ItBSPA. If the amounts of funds hcld by Lender at any dme
<br />-Y'� are not sufCcieat w pay tho Bscrow Uems whea due.Lender may nadfy the Borrowu end requim Bamnwer to make up
<br /> -' T':�j the shortage as pe�miaed by RESPA
<br /> • •�? The Bscmw Funds ara plodgedu addittonal security for all sua►s secured by this Sectuiry Instrument, If Borrowu
<br /> .:• tendcts m Lender the fuU payment otell such sums.Borrowu's account shaII be credited with thc balatscc remaining for
<br /> �--,.--�.'�•.:� all installment Items(a). (b)� and (c)and any mortgage ins�raace pnmium installment that L.cndcr has not become
<br />-.�;:`r�..._ obllgated to pay to the Socretary�an�!Lender shall pmmpdy rofund an.y ezcess tuads to Borrowu. immediateiy prior�o
<br /> -.'`�'�.:::;�' a fonclosure sak af the Propeity aIts ecquisitian by Lendu,Borrower's uccount shall be cretllted with any balance
<br /> �'�'� runainln for all installments fex iUems Ca)�(b),and(c).
<br /> ,�f��,ti�� 3.Appiicatbn ot Pnymenn. AU pnymenls unda paragrePbs 1 and 2 shall be applied by I.cader a4 foUaws:
<br /> At"'�':��' �to the moRgago inswanca pnmiwn to be paid by Lenda w the 5ecretary or to the.monthly charge by tha
<br /> ��:'�-Y;': Secretary instead of the monttily manga8e insurance pnmiumt
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<br /> '�i�;b�,7• �, W sAy fexes.special�ssessments,leasehold payme�ts or�rouad rents�and fua. flood and other hazard
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<br /> insurancc premiums,as required
<br />'`:_".�:'.- yiitsi,to int�t�st due w�destheNote;
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<br /> � ��,to amort�ion of tha principal of the Note;and
<br />:�:;�`'�i�sd' E�,w late charges due under�he Note.
<br />'�-Y� • 4.Fire,Flood�nd Other H�nrd Insuranee.Borrowu shall insure all improvemants on the Proputy,whetha
<br />'��,:�'��� now ia exist�ace ox subsequendy elxted,aBeinst any haia�ds�casualdes. and condngencles.including firo.for which
<br /> �`:�;,�': I,ender requjres insurmce.'lt�is insuru�a shall be maintaiaod ia the amounts and for tha periods thnt l,ender mq�res.
<br />_-�,����" Banower slwll�L�o insum all imprnvements on tha Property.wheUkr now in eadstwcc or subsequea�tly enxted.against
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<br /> -�-=1��-:��� loss bv floods to the extent na u i n e d by [h e Seae t e ry.All insaranc�shali be cazr[ed with companies approvod by I.ender.
<br /> �.�±�,� 'Itu insuwnce pollcles and any renewals shall be tield by Lender and shall include loss payable cisuses in favor of.and
<br /> —_'='-"'� in a form accept*bk w.L.ender.
<br /> _-_"----= In the event of bss.Bomower ahall givo Lendu immediat+e nodce by meil.Lender may make proof of bss if not
<br /> � �P�P�Y by Bo�rowa.Bach lnsnra►�ce company concerned is hereby autlwrizod and dirocted to make paymait fa
<br /> ==°:;:^.;9�� such loss�irecdy w Leadu�insuad of t�o Borrowa and to I�u►der jointly.All or any part of the inaurance procce.ds may
<br /> ----= be applied by L,enckr,at its opdon,eitlxr (a) to tho roductlon ot tho indebtedness undot the Noto md this Se�urlry
<br /> Inswment,6isc w aay deliaqucnt�nounts applied in tt►e orda in paragreph 3.and then to prqmymeant of prlucl�al,a
<br /> ��— @)w the restoration a repair of the dam�ged Proptity.My applic�on of ttie pmceeds to the principal sh�ll not extead
<br /> a ppstpone tl�e due date of the monthly payrt�enw which are nfemd W in pazagry�h 2,or change the amount of such
<br /> --.—� paymciics.Any excess insivaocx praceeds ovu an amount required to pay all outatanding indebtedness unda the Note
<br /> �nd this Se�urity Instrumer►t shrll�t�epaid w tiv:endty legally endtled thaew.
<br /> In the event of faeclosuro of thtc Security Insavrneat or othu a�ansfer of dtle to tfie Property ttiat extinguishcs tha
<br /> u�debtednass,�11 dght,dtk u�d 3nterat of Barowu in end to lnsurance policks in furce shall pass w Ihe pu�+chaser.
<br /> � . S. Oocupnncy.Preee�'atbn,M�tnte�na and Protection of the Property; Borrower'e Loan Applk�tbni
<br /> ---- Leaulioldi. Barower st�all oavpy,estwbljsh�and usa tt►a Prope:ty as Borrower's prIndpal nsidence wlthin sixry days
<br /> �the execudon of this Socuriry Iastcument(a withln sixty daya of t Isux sale or transfu of the ProPer�Y)and sball
<br /> — . -- � ooadnue ou occupy tha Pro�ty as B�royvu's principat resider.ce fa et le�t ono year efter tha date of occupancy. -
<br /> • �nless L�ula det�i�v that requittinent will canse undue hardship fa Sorrowa.or nnless eatenuadng circumstances
<br /> wcist which are beyond Bomowx's controL Bomnwa shall nodfy Lender of any extenuating circumstances.Borrowa
<br /> shall not commit waste or destroy,damage or su'astantially change tha Propeity a allow the Prope�ty to detala�ato.
<br /> - ----�— reasonabk wear and tear exceptod_I.e�tda may inspoct tho Property if ihe Propercy is vacant or ebandoned or the ben is
<br /> in defaulG Lender may talce re�sonabk acdon w protect and preselve such vecant or abandoned Property.
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