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<br /> f Iaaurana. Botrower shaU kaP the imProvements now cxisting or ho�re�afer�ter�[e��d�°P�Y
<br /> S.NazArd or PraPe*q'
<br /> insared�g�inst loss by fire,he�r�s incluticd within the icrm "extended aaverege" end any other her�uds.Including floods or c
<br /> tiooding,fa which Lender roquires insuranco.'Ihis insurance shaU be maintalnod in the amnunts and for the periods that I.ender
<br /> requirc.9.,ll�e ins���u P���g��SUrance shell be choscn by Bo�rowu subjoct w Lendcr's approval which shall not
<br /> ry,� �nrea�ont,bly withheid, If Borrowa fails W maintain cavua8e described above, Lcndcr may, at 1.cnder's opdon, obtaii�
<br /> coverage to prWect Lendet's rights in Ihe H�opetty in acco[dance wIth paragraph 7.
<br /> pu�SU�po►icies end reaev�ral9 shaU bo acoeptable to I.et►der and shall include a standerd mortgage clause.Lender shaU
<br /> t�ave the dght to hold the pnlicles and renewals.If Lender rtqufres.Borrower shall prompdy give to Lendu all receipts of paid
<br /> p�m{���rerteWnl nodce�,In the event of bss,Borrowu shall give prompt nodce to tde insurenca carrler end I.e�►du.Lendec
<br /> may make proof of loss if not mada promptly by Bo�rowu.
<br /> Unless Lender and Barower Athaw�se agroe in wrldng. insurance proceeds sball be appHod tn reswradon or rc�air of tho
<br /> �Y�Sod,if the restoratlon or repair is economlcally feasible and Leader's securlty is not kssened.If the restarat�ar
<br /> re{�air is not abnom1ca11Y feasibla or Lend�'s sec�uiry woald be le3sened,the insuraace procads shaU be appHed to�h�tums
<br /> sxured by ttus Socurity Instrument,whet�er c�r nat tLea due�with any euass paid w Bortower.If Boctowa abandons the `_
<br /> pcopaty.a das not answu wlthin 30 days a�nodce from L.endu�hat 1in�s bs�sutence carricr t��off:red ta seale a claim.then
<br /> Ira�u m�y coUoct the inaurana proceeds.l.ender may use the pcoceeds ta repair or resta�e the praperty o� to pay.,.�ms sec�-ed
<br /> by this Sxwity Instruanenl,whether or not th�n due.The 34day period will begtn when the noticc is glven.
<br /> Unks.y 1„ender aad Boerowu othuwjse a8�ee ir►wridng.anY aPpiica�i�n of proco�ls�°principal shall not eactend or postpone
<br /> the due claro of the monthly payments referrod to in pazagraphs 1 and 2 a�hnnge the amount of the payma►ts•If undet P�B�
<br /> 21 the Pmpaty 1s acquirod bY Le�du. Borrower's rlght to any Insuianco policles a��d proceeds resuldr►g from denwBe to the
<br /> p�y prior w the acquisition shall pass tn I.er►du co the eztent of the aums socurad by this Securiry Insuument immed3ately
<br /> priar w the acquisidon.
<br /> 6.paypamy,Preservatbn�M�intenance and ProteMion ot the Property: Borro�er's Loan Applicwtbn;Lwae6oWs.
<br /> Bam�wer shsll occupy.cstablish,and use�he Pmpe�ty ac Bo:rowu's principal residec�ce wtthin sury days afux the exxudon of
<br /> ���ty�t��1 conqnue to occupy tfie pr�perty as Barr�wa's principal residence for at least one year aftr,r d►e
<br /> d�le�f occupancy,unkss I�endu otheswise ag�s in wriang. w�i�.i�i r�ns�ssi�all nat� ssnr�s.�n�bly w?thheld, ar �nless ,
<br /> exier�nating circunnstaeeces eaist which ere beyond Baarow�'s onntrol.Borrower shall not destroy�dama8e a Lnpair tt�Pmpeny.
<br /> albw the ProPatY to detaiorete. a commit wasu on 1he �'ropaty.BorroHer shall be ia default if any fodeitunn actbn a
<br /> proceading,wt�ether clvil or cdminal,�S be8un that in Lender's good feith judgment could resnit in fodeiwre of the Propaty or
<br /> othawLsa mata9ally impair tho lien creatod by¢nis Scxurity Instrument os[�,mder s securlty int�a�t.Borrower may curo sach a
<br /> defswlt and ninstate. ag provlded in paregrapb 18,by causing tt�e acdon or pm�eedln8 w ba dismiasod wtth a culing that, L►
<br /> i,enda's good faith deWminadon,precludes forfelwre of the Borrower's interest{n the Prope�ty or othu mat�ial ftnpainnent of
<br /> the Ikn cerated by this Securlty Ins�ument or Lender's securtry lnterest Borrowu shall aL90 bs�n defeult if Barower.during tho
<br /> loan applkation prooes,�,gave mataiallY telsa or inaccurata infomnation or statements w Leitda(or failed w provide I.ender with
<br /> any matalal informadon) in connocdon with the loan evidenced by the Note, including� but not limitod to. repcesertedons
<br /> cancaninB Barowa's occupancy of the Propeity es a pdncipal residence.If this Security Inslr�ment is on a kasehoid,Barowa
<br /> �tull comply wlth oil the provLsions of the lease.If Borrowa acqnires fx dtle oo tho Proputy.the leacclwid and the fa dtb shall
<br /> not ma�ge unless I.eniks agrce�w the me,rger ia wridng.
<br /> 7.Protectio�►ot Lender'i Ri=hta in the Property. If Barower fails to Perfoan the cove�ants and agcaments contalnod�n
<br /> this Socurlty Insuument,or theie is a kgal psncooding that may signiCicantty affect Lendu's rights in the Propary(such as a
<br /> P��B in b�nlmiptcy.Probata,for conde.�u�adon or fnrfeiwce or w enfarce lawa or regulations).tha►I.ender may do and PaY
<br /> far zvhat�ver is rstassacy ta proicci the velws oi tha Pmpnrty and L.ender's r,ights in the Prope�ty.Lender's actions may include
<br /> � P�Y�B �Y sums securod by a lier� wh(ch has prlortty ovu ihls Socuriry Instivument,a�earFn8 in caut,PaYinB re�o��bie
<br /> auomeys' fees and entering on the Propaty W make rq�airs.Although Lender may take acdon unda this paragceph 7.Let�da
<br /> does not have w do so.
<br /> pny amounts disbutsed by Leader under this pategraph 7 shall bceome addi�onal debt of Bormwer secucod by this Socurity
<br /> Instt�ment Unless Barowu and Lender egc�ee w other terms of paymtnb these amounis sha11 bear Nt�ec�t from the dau of
<br /> di,sbursunent at tha Notc rata and sf�ell be payabk,with i�iterest,upon notice from Lendcc to Bortower roquestieg psy�menG
<br /> 8.Mortss�e Insurane:e. If I.e�►der requind mortgege insurance as a condidon of making tho loan sec�red b}-tfis Securlry
<br /> — Instivment, Bonowu shall pay the pnmiums required w meintaii►ihe mortgage insurance in effoc�e. fort ms r�u'uedtt�
<br /> mo�tgage inswanca covaagc roquired by Ler►der lapses or ccs�ses w be in ef�'xt,Borrower shell paY PT� W
<br /> robe��n wverage substandally oqu[velent to the mortgage insurano6 pm�►iously in effect,at a cost substandally equivalent to the
<br /> v�sn ao Borrowes of the martgage�ns�uance previously im effect,from an aitemate mortgage insurer approved by I�ender. If
<br /> -= substendnlly eq�ivaleat mortgage insurac�e coveraga is not available,Borrower shall pay to 1.end�r each month a sum equal to
<br /> y� one-twelflh of tha yearly mortgage insur�ce premium betng paid by Borrower when the insurance sc►vuage lapsed or ceased u�
<br /> . be in effect.Lendu wi11 accePt, use and retain ihese PaY�►� �a ioss msen'e in licu of mon�,stg� insurance. Loss reserve
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