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<br /> TOGETHER W1TH all the impruvementti now or hereaftcr ercctcd on the pru}xrty. and a�� ra+cnunt�• ciPPurtcnanrey. und " ��;�..``
<br /> fixtures n�,w ur hrrcaftcr a part ul' the property. All replacemcnts and uddition� �hall alsu h� �u�•crrJ hy thi+ Scrurity ,,�'�;;,'`�;
<br /> lnstrumcnt.AU of thc ti,roEning is rcfcrred to in this Securiry Instrumcnt u�thr "Pru�xrty." �.'.
<br /> BORROWER COVENANT5 that Borrowcr is lawfully reiticd uf ihc c+tatc licrchy runv�ycd und h.i.thc right ti�grant and _..,�`.:_
<br /> � �um•cp thL Prc�p•:rty and thxt ihc Pr��Fxm� iti uncnrumbcrcJ. cxccpt li�r enrutnhruncrti uf r4cord. Burru�vcr warrunt+ and will ,
<br /> , defend generally the title to the Property aguinst all claim�und demunJs,+uhjcct to any cncumbrancr,ut reruid. -j,;,�j,:,
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<br /> ' THIS SECURI"fY INSTRUMENT cumhines unifonn ruvenant+for natianal u+c and nun-unif�um�uvenant, with limitcd ;..,��'�-,�_
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<br /> ,,,,r.u�k'; variationti b}•jurisdictio»ti��omtiwtc a uniform sccurity inscrumcnt co�•cring rcal proprny. ,,__
<br /> :.. "+1` UNIFQRM COVENANTS. B��rrower and [.ender c��venant und agrec ati foUuw,: �K�'-''
<br /> .,�„�.-.�-
<br /> � 1. Purm�nt uf I'rincipal and lnterest; Prepayment and I.ate Chur��. Borruwcr �hall promptly pay when due thc �,-��-,
<br /> �r rs�:�,.,
<br /> . p�incipal of anci interea on►he debt evidenced by[he Note and any prepayment and late charge�duc under the Note. �+:_`__�__
<br /> r.e.,._--
<br /> 2.F'unds Pnr Taxes and Insurance. Subject to applicable law nr tc�a written wuiver by Lender, Burruwer ,hall pay ta �,;,;:______
<br /> Lerxier on the day manthly payments are due under the Note, until thc Note is paid in full,a,um C'Funds")for:(a)ye:►rly taxes �:*�
<br /> a�x1 usseztinxnts�vhich may a[tain p�iarity over this Securiry Instrument as a lien on the Property: (b1 ycsrly Ieasehold puyments =__�
<br /> or graund rents on the Property.if any;(cl yearly hazard or pmpeny insuranre premiunu;(d)}•e:srly flood insurance premiurns, �..�
<br /> � if any:(e) yeurly mongage insurance premiums, if any: and (fl any sums payable by Borrower to Lender, in accordunce with �..
<br /> r the provisicxis of paragr�aph 8, in lieu of the payment of mortgage insurnnce premiums. These items are culled "Escrow Items." �
<br /> Lender may.at any time, collect and hold Funds in an amount n��t ro exceed the maximum umi�unt a lender for a federally —_
<br /> rslated mongagc loan may reyuire fur Borrower's escrow account under the federal Re;�l Estate Settlement P�ocedures Act of E___
<br /> � 1974 as arnended fram time ro time, 12 U.S.C. Section 2601 er seq.("RESPA"), unless another law that applies co the Funds
<br /> ; sets a lesser umount. If so, L.ender may, at any tinu. collect and hold Funds in an amount not to exceed the lesser amount. �._.
<br /> Lender may estimate the amount af Funds due un the basis af current data and reasonable estimates of expenditures of future —
<br /> <�, Escrow Items or otherwi�e in aceordance with applicable law.
<br /> • :?.�,: The Funds shall be held in an institution whose deposits are insured by a fecieral ugency, instrumentality, or entity _
<br /> �� (including Lender, if Lender is such an instimtion)or in any Federal Home l.c�an Bank. l.ender shull apply the Funds to pay the � _
<br /> Escrow Items. Lender may not charge Borrower for holding and applying the Funds,annually analyzing the escrow account,or
<br /> '��• verifying thc Escmw Items, unlcss Lender pays Borrower interest an the Funds and applicable law permits Lender to make such _
<br /> '• a charge. However.I.ender may require Borrower to pay a one-time charge for an independent re:►1 estate tax reporting service
<br /> ---==`-'�, u,rai up i,c�,3e; ir� ec�nrxtiar ::•i:h :his le�n, �!nte�c applicable law provides otherwixe. Unless an agrcemcnt is made or
<br /> applicable law rcquires interest to be puid, Lender shall not be requind to pay Bonower any interest or earnings on the Funds.
<br /> Borrower and Lender may agrec in writing,however, that intcrest Shall be paid an the Funds. Lender shull give ta Borrower,
<br /> �' without charge,nn annual accounting of the Funds, shoa�ing credits and debits to the Funds und the purpose for which each
<br /> � , debit ro the Funds was made.The F�mds are pledged as additional security for all sums secured by this Security Instrument.
<br /> `' ' if the Funds held by Lender exceed the amounts permitted to be held by upplicable law,I.ender shnll account to Bonower'
<br />�. �• .
<br /> for the excess Funds in accordance�vith the requirements of applicable law. If the amount of the Funds held by Len er at any
<br /> ��. time is not sufficient to pay the Escrow Items whcn due. Lender may so notify Borrower in writing,and, in such case Borrower
<br />�, ,`" � ' shall pay to Lender the amuunt necessary to make up the deficiency.Borrower shall make up the deficiency in no more than
<br />�-•� �+ twelve momhly payments,ut Lender's sole discrctinn.
<br /> ��'�,° Upon payment in full of ull sums secured by this Security Instrument, Lender shall promptly refund to Botrower Any
<br />-��;�::._ �,� '�"
<br /> -f.��.•:- Funds held by Lender. If,under paragraph Z 1. L.ender shnll acquire or sell the Property.L.ender,prior to the acquisition or sale
<br />�`�'�"'A� of the Property,shall apply any Funds held by Lender at the time of acyuisition or sale as a credit against the sums secured by
<br />-;►-r.'` }`. .
<br />=p_,�„,-;„c�i � this Sccurity Instrument.
<br />_' "'"-'•�r".:',; 3.Application of Puyments.Unles�appl icable law provides ntherwise,all payments received by Lender under paragraphs —
<br /> T.;.;,•;.:;.
<br />- . l and Z shall be applied: first,to any prepayment charges due under the Note; second,to amounts payuble under paragraph ;
<br />_ ;,,, .� third,to imerest due; fourth,to principal duc: and last, to any late chnrges duc under the Note.
<br /> - ' 4. Charges: Liens. Borrower shall pay all taxes, a+sessments,charges, fines and impositians attributablc to the Propeny
<br />_�'SYe,•.�°'� : which may uttain priority over this Securiry Instrument, and leasehold payments or ground rents, if any. Borrower shull pay
<br /> =�"��,;;;'� these obliga[ions in the manner provided in paragraph 2,ur if not paid in that manner. Borrou•er shall pay them on time directly
<br /> �°a:��'�'""'` to the person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid undcr this paragraph.
<br /> _._ „�....
<br /> 3�:*•^ � �• • If Bormwer makes these payments directly.Bonower shall promptly furnish to Lender receipts evidencing t e payments. �
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<br /> .±,;:. � '`��+ Borro�ver shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (u)agrees in
<br />�� ��~ writing tothe payment of the obligation securccl by the lien in a manner acceptable to Lender:(b)conte�ts in good f;tith the lien
<br />- '" ' by, or de(ends agninst enforcement of the lien in, legal proceedings which in the Lender's opinion operate t�� prevent the
<br />- �`� enforcement of the lien;or(c)secures froro the holder af the lien an a�rcement satisfactory to Lender subordinating thc lien to
<br /> � �` this Security Instrwnent. If L.cnder dctcrmines that any part of the Property is subje�ct to a lien whirh may attain priority ovcr
<br /> �. this S2curiry Instrument, i.ender muy give Borrower a notice identifying thr lien. eorro�ver shall sutisfy the licn or tal�e one or
<br /> � • more of the actions set forth above�vithin 10 days of the giving of notirc. �'���
<br />� Form 3028 9190 <yLp�,_
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