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<br /> :�� paymcnts may no I�in�;cn c�rcquired, at thc�iption of l.end�r. if nxirtgagc intiuranrc covcrugc(in thc umount and for dic paricxi
<br /> - thut I.c�tidcr requi�cs)provided by un insurcr approvcd by Le:ndcr a�ain bcrnrncr uvuilublc und ix obtained. Borrnwcr shull pay
<br />�i� thc premiwns rcquired tu maiutuin murtgnbc insur�ncc in cl'fcct,ur tu pruviJc a luss rescrvc. unti!thc rtquircmcnt f'or mnrtgagc
<br /> insuranc:c cnds in accorduncc with uny written u�;rcement bctwcen Borrower und l.cndcr or applici!ble luw.
<br /> -- 9.Inspecltun. Lendcr or its agent may make reasonublc cntries upon und inspections �if the Pruperty. Lcnder shaU give
<br /> `� Barrower iwtice at the time af or pri��r to un inspection specifying reasonable cause For the inspection.
<br /> r"`�' l0.CondemnAtion. The proceeds of uny award or claim for damages, direct or consequential, in connection witl� Any
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<br /> . .��- condeinnati�n or other taking of any part of the Propeny, or for convey:ince in lieu of condemnation, ure hereby assigned and
<br />-:-;;�;-��;� shall be paid to Lx:nJer.
<br /> -� -�• In the event of a total taking of the Propeny,die proceeds shall be applied to the sums secured by this Security Instrument,
<br /> ��"� whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the Property in which the fair
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<br /> -- market value of the Property immediately before the taking is equal to or greater than the amount af the sums secured by this
<br /> .--��'a Security Instntment immediately before the taking,unless Borrower and L,ender atherwise agree in writing, the sums secured by
<br />_ - this Security Instrument shall be reduced by the nmount of the procceds multiplied by the following fraction: (a) tho total
<br /> ,,,,�ira,,,�� amount af the sums securcd immediately before the taking. divided by (b)the fair ma�ket value of the Property immcdiutely
<br /> t:gr=:�°��j� before thc taking. Any balancc shall be paid to Borrower. In the event of u partia! taking of the Property in which the fair
<br /> --- market valuc of the Property immediately before the takin� is less than the amount of the sums secured immediately before the
<br /> ��"� taking, unless Horrower and Lender otherwise ugree in writing or unless applicnble law othenvise provides, the pmceeds shall
<br />_-�� be applied to the sums secured by this Securiry Instrument whether or not the sums are then due.
<br />=="�._�='�..,,�� If the Property is ab:uidoneci by Borrower, or if, after notice by I.ender to Bonower thut the condemnor offers to muke an
<br /> ""� nward or settle a claim for damages. Sorrower fails to respand to I.ender within 30 days after the date the notice is given,
<br /> Lender is authorized to collect and apply the proceeds,at its option,either to restoration or repair of the Property or to the sums
<br /> �_ secured by this Security Instrument.whether or not then due.
<br /> Unless Lender and Bonower othcrwise aaree in writing, any npplicatian of pra:eeds to principal shall not extend or
<br /> postpone the due datc of the monthly payments referred to in paragtaphs 1 and 2 or change the amount of such payments.
<br /> -= 11.Borrovrer Not Released; Forbearance By Lender Not a Waiver.Extension of the time for payment or modification
<br /> of amortitation of the sums secured by this Security Instrument granted by Lender to any succes:;or in interest oi�sorrower shail
<br /> — not operate to release the liability of the original Borrower or Borrower's successors in interest. Lender shall not be required to
<br /> commena praceedings against any successor in interest or refuse ta extend time for payment or othenvise modify umortization
<br /> of the sums secured by this Security Instrument by reason of any dernand madc by the original Borrower or Borrowcr's
<br /> successors in interest. Any forbearance by Lender in exercising any right or remedy shull not bc a waiver of or preclude the
<br /> exercise of any right or remedy.
<br /> 12.Successors and Assigns Bound; Joint and Several Liablltty; Co-slgners. The covenants and agreements of this
<br /> Security Instrument shall bind and benefit the successors and assigns of I.ender and Borrower, subject to the provisions of
<br /> paragraph 17. Borrower's covenants and agreements shull be joint and several. Any Horrower who co-signs this Svcurity
<br /> Instrument but dces not execute the Note: (a) is co-signing this Security Instrument only to martgage, grant and convey that
<br /> Borrower's interest in the Property under thc terms of this Security Instrumenr(b) is not personally obligated to pay the sums
<br /> secured by this Security Instrument;nnd(c)agrees that Lender und uny other Borrower may agree to extend,modify,forbear or
<br /> malce any accommadations with regard to the tern�s of this Security Instrument or the Note without that Borrower's consent.
<br /> 13.Loan Charges. If the loan secured by this Security Instrument is subject to a law which sets maximum loan charges,
<br /> and that law is finally interpreted so that the interest or other loan charges collected or to be collected in conn�ction with the
<br /> loan exccecl the permitted limits,then: (a)uny such loan charge shal l be reduced by the amount necPSSUry to reduce the charge
<br /> ..^.� to the permitted limir and(b)any sums already callected from Borrower which exceeded permitteci limits will be refundecf to
<br /> Borcower. Lender may choose to make this refund by reciucing the principal owed under the Note or by making a direct
<br /> payment to Borrower. If a refund reduces principal. the reduction will be treated as a partial prepayment without any
<br /> prepayment charge under the Note.
<br /> 14.Notices. Any notice to Borrower provid�xl for in this Security Instrumcnt shall be given by delivering it or by mailins
<br /> it by firat class mail unless applicable law requires use of another method.The notice shall be directed to the Property Addmss
<br /> or any other address Borrower designates by notice to Lender. Any notice to Lendcr shall be given by firat class mail to
<br /> � Lender's addrecs stated herein or any other uddress I.ender designates by notice to Borrower. Any notice provided for in this
<br /> Security lnstrument sh:ill be decmeci to have been given to Borrower or Lender when given as provided in this parngraph.
<br /> -- - 15.Governing Law; Severability. This Sccurity Instrurncnt shall be govemed by fcderal law and the law of the
<br /> = jurisdiction in which the Property is locatecl. In the event th:�t any provision or clause of this Scxurity instrument or the Note
<br /> .=== — conflicts with applicable law, such conflict shall nat affect other provisions of this Securiry Instrument or the Note v�hich can be
<br /> -_�=a given effect without the rontlicting provision.To this end the pmvisions nf this Security Instrument and the Note are declared
<br /> .�—�� to be sevcrable.
<br /> �:�� 16.Rorrower's Copy.Burrower shall be given one conformed copy of the Note and of this Security Instrument.
<br /> ;����, Form 3028 9/90
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