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<br /> � `' 5.��{[azard or Prciperty Insurance. Harrower shell krep the improv�mrnt9 nms e�istin�l�►r hrrrattcr errcc►.d nn
<br /> ..�,..t�.,.ti.�*v�nyu��J a$ainst loss by tire, hazards includzd within the term "ex[ended cu�"nr:•�j;n` und nnY uther haiardn,
<br /> including fl�in�.s or tlo��ding.{ar which lxndar requircw inyur+,u�o.;����r�s:::s^c: e!:�sl1 ►�� rnnuitaincJ in tl►r nm��untr. _
<br /> anJ fnr the �rio�.�that I.ender �equires.'l'h�insurance carrier providin� ti►e insurnn.:e:s1�������"'s��� hy l�m•rvn«:r
<br /> subj�•ct t��Ixncier's appruvel which shall nut be unrea�nnably withhelcl.If Norrnµ�er teils tu mainti+in c�iveriibr dr��rihrd
<br /> ahuv�, l:�nder may,at IPnders optian,obtain covernge t��pre�tect l,endcr'�, ri�;ht�:in the 1'rnprrty in accunl:�iti�•� witl�
<br /> p;�rugriiph 7.
<br /> :111 snsuranre �►liaies and renewals ahall be ecaeptable to l.rnder and vhall inrlude a stundard murtgagr c e��.`�:'.
<br /> ►.n�tider shall have tha right tu hald the polici�s and tenewaly. It lxndcr rrytiir�.�s, linrrn�ver �hall pr��mptly�gi�'r t�► � _
<br /> !,�nder all re�:eipts of pxid premiumF nnd renewal nutic�. In che e��ent��t los.9,liotruwrr fit►all giv�prompt nutice t�i the
<br /> i nsuransa cerrier and l.ender.Ixnder may make proot ot losg it not mada pmmptly by Aorr�a�var.
<br /> Unless I.ender and Borrawer otherwise sgred in writing,insuranca prcx:�ds shall hn applicd to re:Storatiun��r repair
<br /> ��t tlie I'raperty damaged,ii the restoration or repair is economically feaslble and l.end�r's s��uri ty is nut Ic�ssened. It the
<br /> rc:•turaticm��r repeir is not ecunomically teasiblo or 1.enJer's security�vauld be le�enec!thr_in�urance pr�xends shall l�e
<br /> ;��pli�d to thn sumR sccurec3 by thia Security InRtrumem,whether or not then.c�.ur�r w'r.t;li.na� excc.s4 paid to Hurro�ver.lf
<br /> l���rroa�er abandons th�YrmPerty,or does not answer within 30 deys a noticc��e�����..�r.Tder r.liat r.i�c insuranc�curriCr has
<br /> utfcred tu Fattle a ctairm,e�`�en i...ender may a.bW:ect rJ�.e insurance proceeds. P..c:n.d'ec�rtaF �.r.:�th.�e�a'''�edA to��P��vill
<br /> rc�stur�che A'copeety c�c r,o p�y sv.r,ns�;��rod T�y th,es Securi:r.}leistrument,whethec�ar ncrt:th.err.duc:.'l�hr.�3bit'day{�
<br /> hegin«�hr�z,L�e i:ic�tice is gi�•2n.
<br /> L�nlc�G,e�ide�an�Ho�rroR e*�4hecwis�a(�eo in wcitung,any applicha,t�a���°�hg e��he a,rnc��nt rZeftth�paYments.
<br /> postEwne the due datr ot th.�mQnth�y paS ments ref�:r:r.�ed to in parograp
<br /> (f unc3er paczigraph ?.1 the 4'taNerty �s acquit+�d t�F P ander, Bottower's t��nder ta thr r�sreer.t af thr-'�ums se�CUred by
<br /> �ciilting�r���n damage to the Propeirt}�prior to tha�,Wuisition si�nll pass
<br /> thn,Seci�rit}Instrumentimmediately prior to the acqu��ition.
<br /> - fi.()e�wQ�ancy,Preservation.��a�bli h nnd�use he�Propecty estBorrowe�.�'s pri nupal�residence with,npsixt�tdey�
<br /> - °.a��fi.���ts 11()1'TORCT SI18II OCCU{)S�,
<br /> :ifter thr execution of this Security lnsttumchu au1 eha11 coattn'"' t" ^`'�"Py *h" PmnPrtv as Borcower's principal _
<br /> r�:;iSrnce for at 1ra5t asae�:�ar after:he date of oGCUpancy.unless Lender otherwise agrees in writing,which consent shau �
<br /> n��t he unrrasonably wtthh�eld,or unless exte.�nuattn a��ow h Pro rty to det n'orateyorc rn�mit raSt�on the Property.
<br /> �i�all not dc:�ttoy,damage or impair the Properiy,
<br /> R�►rrcnvnr s3�a11 ba in detault if any forfeiture action or praceeding,whether civil or cnm��al, is be,�un that in Lender s
<br /> ganJ tuith jiidgment cauld result in forieiture oi the Property or otherwise materially ie�npaic the Is�n cceatod by this
<br /> SCC�rcity Instrument or I.ender's security interest. Botcower may cure such a default amd rein:�tnte, ea pravided in
<br /> ���g�rh 18: by causin� the action or pra;eeding w ba dismi��;Q���y�t�en'al nmpai rment of�the lien
<br /> determ�nation,preclud�s fotfeiture v�#the lSon'�Aer s iniecssi iu tr►a
<br /> created hy ihis Security Instrumer�:n p}'�oriallr Qalse oryina curat Aintorraataon orl a�:+�m�rnts tn'tLender��or fa��to
<br /> the loan n,;,�,lication ptocese� 8a Y
<br /> provide I�a�c��r with �ny mneterial informattonll im wonnection with the ioan�vadenced by the Nute,including, b73¢�eot
<br /> limited t�n:, ra,�resenta�ni7m•�conecrning Borrower's occupancy ot the PFa,;�'z:r�:1.��a principnl residence.If thia Secu�ity
<br /> Instrumeaa�;s on a leR.;ehold,Borcower shall comply with all tha provisimns��td�t lease.If Borrower acquires fee titde to
<br /> the Pro�rzj,tht leasehold end the tce title shall not merge unless I.ender agrees w the merger in writing. ',�� ,
<br /> 7, F'ru�R�ection ot Leader's RiShts in the Property.If$orrower fails to perform the covenents and agreem•�•r���
<br /> contained in this Security Instrument,or there is n legal proceeding that may significantly affect I.en�et s rights in the
<br /> Property (such as e proce�ding in bankfu�p�ha e er��isenec�essary to Pr'�tect the vtduae1ot the Property aml l.enders ,�
<br /> regulations),then l.ender may do and pay ,
<br /> righ�S in the Pmperty.L.ennnre'sn court,paY n8 cress°°able�att eya fee,s andn enngon the Pr perty to makc repehrss �.�
<br /> tiecurity Y�atrument,appe
<br /> A1 thou�h�-.ender may uke action under this paragraph 7.Lender does not havc to do so,
<br /> Asty amounts disbursed by Lender under this paregceph 7 shall become additionel dobt of Borrower�:ured by th�s
<br /> . • 5ecuris�Instrument. Unless Bon•ower end l.ender agcce to otable,R th ntc aesmupon no c fr m I..ender to Borrowdr
<br /> f rom t}���dau of disbursemont at the Note rate an�2 shall be paY
<br /> ' request�ivag paYn►ent.
<br /> �, A!I�ortpYo Insursnca If L,ender required mortgago i�nst?�runce as a r�ondition of rrtiaking the lqan secured by this
<br /> �;urity Instrument,Borrower shall pay the premiums required to maintain the m�rtgage insurancs in eifcct.If,for any
<br /> reason, the mortgage insurance covenge tequired by L.ender lapaes or ceases tu be in et[ect,Boctower shatl pay the
<br /> premiums required to obtain coverage subauntielly oquivalont to te��urnncoe�reviously neeffecty[romtin�Iternate
<br /> � .,i►bstsnt'saUy equivalent ta tfie cost to Borcower of tha mortgag P
<br /> mart�a�;;�:'insurer approvcd by I.ender. If substantially e�uivalent mortgage insufance coverage is �not avaitable,
<br /> �
<br /> Ii�,cc4r;��c�r shall pay to Lender a+cle mn•onth a sum equsl to�ma'swelfth of the yearly mortgage insurance premivm bang
<br /> ��c�t���orrower�vhen the insuran�a:coverage lnpsed or u�z,.9�,to be in effxt.Ler+der �vill sccept,use ared retain these
<br /> pa7�mNnts as a loss reserve in lieu of mortgage �nsuranr,�. l.os3 r¢ar*ve payments may no longer be required,
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