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<br /> ��'���;};'�'}�l;k �Vl7'{I all thn improvement� nu�e ur horeaftnr erectrd �►n the prc��er[�','nnd +�il c:�e,e�nentr, —
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<br /> h��thieo tir.curity Inetrumant. All ut dzn tarc�niii`iA rcfarr�:d to in ttiir+Srcurity lnRtrument ee thu"1'ruperry."
<br /> Iiottkt)t1'l:lt('()VI3NAN'1'S thet Iiorr�iwrr ie lewfully�CIf�Ct�ll�EI1C CSIUtC I1CrCI1�' 1;1111VC}'rlI fl11(S I1119 I�IC t1�Ilt tll
<br /> �;rnnt enJ c�mvey th� 1'rupc:�ty nnd thnt thr.Yn�twrty ie unencumhered, excxpt far Cneumbr:mcrs nf re�:��rd. li�►rruwer .
<br /> wurrantc�and will defend Qanenlly the title tu thn 1'ru�erty r�sin�at al!cl�ims e�ul dernnnde,Hubjcwt to e+ny rncumhruncrs
<br /> ui recorJ.
<br /> 'I'H1S tiI:CCiK('I'1' ltiti'1'KU�11iN'1'�untibin�:.,unifnrm covrnnnta G�r ne�ti�mHl ��Se enJ nnn�unifurm cuv�nauts�vith ^ .
<br /> limited veriatinny hy'urir,diction to cunatitutaa unitorm rxcurity�in�strumrnt c„vering resl pruperty.
<br /> UNlFUkAi CO�I'sNANI'S.Hnrn�war and I.cnd�r covnnant and a�re.�c eA ii�llowe: A whrp due
<br /> 1.i'�yment e�i Nrinc�p�l and IntereAt;Propayment�nd I.ata Chu�eA. A�rrowCr nha11 promptly p y�
<br /> t1u•rrin�ipal of and inceravt on tha deht uvid�nced by the Nnta und any prepaymant and late cherge.v dun undor thn NutC.
<br /> 2. �r�n�ds for'faxos and tn9uranee. Subject tci applicable INw or to a �vritten�vniver hv [,nnder, Florrower shall
<br /> �}•tu l.eadc:e a�:tRe clay m:wntt�.ly paymenta ara due under the Notd,until the Note is paid in tull,a sum ("Funds"�for.
<br /> (:�?�earl}tases and a.�nnene.�wh£ch may attain priority over thiR Sccurity Inatrumdnt as a licn on tha Pr��perty;{h)
<br />• ��ar[}•Irasei�vld payr.xients�rgffou�.d ren�.s on r.ha Yroperty,it any; (c)yearly haxa�d or property in�urancC premiums;
<br /> (d?aeacl�•ft«�d"nnsuranca pnnrneums,if Any:(e)yearly martgaga irtsurance premiurne,iP an�;and(f)any sums payablG
<br /> h�-1k��rM�����to Lendrr,in�ccrncdaace wnth tt�.e provisians of parograph 8,in lieu af tAe nayment uf mortsage insurance
<br /> prrmiu��►s.'These items are calFr�"1'sscc�aw Items,"Leadec may,at any time,collect a�xd ha[ci kunds in an amount nnt
<br /> to r�ceed thc maximum amodr.��r.d lender t�r a federally related mortgagc: luan rnay eegui�e fwr IiarrowCr's�:row
<br /> account under tk�e ieiierol ReaO Dis3ate 5eatlement Procedures Act of 1�'74 as amended Prc�en:tiene to tirne, 12 U.S.(:.
<br /> �tion 2601 et se�. �"12ESPr1"��unless s�other faw that appli�t�elte Func�s sets t+le.ccer a�ana�an�.lf so.Lender may.
<br /> at any time.collect and hold Funds in nn nmount nox to�xceed tha lesser amount.LeRC3er nrnay ersr.o�ate the amuunx of.
<br /> Funds ciue on thc basis of current datx and tea9onable esr.i�nates of expenditures of�uture E9c�oM d8�eees o���Q�erW�se�n
<br /> accardan�=o with npplicable law.
<br /> 'Tti«R��n�c ahdl hn held in�n instituti�m Nhase deposits are it�surod by a fedet�l agenc��i�s¢c�+mentality,or entit�
<br /> (including l.ender,if I.ender is such an insti��nr,��wn)or in anv Federal H�sne Loan Bank. l.ender s�CCi11 appty the runds w
<br /> pay the Escrow Items.Lender may not chae�e Bonower tur holdire�?aa►d applyi�ig the Fur��, ut:nually analyzing tt►e
<br /> �cmw account. or verityingthe Escrow Items,unless Lender pnys Borwwer interest�sn th�k�enula and applicable law
<br /> permits Lender to meke such a charge. However, I.ender may cequir� Borrower to pa►y e one'time charge tor an
<br /> independent real estate Ux nporting service used by I.ender in cnrtnection with this loan,unless applicable law provides
<br /> uthcrwise.t►nless sn agrxrncnt is mede br applicable law requires interest to be�:u�l,l.ender shall not be requ�rod to
<br /> �y Borrower any iaterest or earningx on the Funds.Borrower and Lender may ag�ree in writing,however,that inurest
<br /> Shati bc paiu or. c Ra:unds.l.erider�hsll giY!�L4 R�►TS�Wer,aithout cha�ee.an annual eccounting of the Funds,sho�ing
<br /> credits and debits to the Faends and the purp�se for which each debit ta Ehe Fua�d,9 m�as made.The Funds aro pled�ed as ,
<br /> addctional eecurity for all smm:y��ured by this Security Instrumcnt.
<br /> � If the Punds held by Lenzlcr excced the amounts�ermitted xo be held by a�,�ii��able law, Lender shall aa;ount to
<br /> ' •�iorrower for the oxcess Funds in accordance with the requiremente��T�aRpliret���•Ssa•If the amount of the Funda held ,
<br /> by Lender at any time is not sufficient to pey the�3scrow Itema wh�n cli��z,Lendgr may so n�r.ri?�•�rrower in wrltin�. ,
<br /> ' a�d,in such cese Borrower shall pay w I-ender the amount nxess�'y to make up the deticic�.e�..1:3orrower ehall make
<br /> � u�`�;�o deficiency in no mora than twelve monthly psymente,at I.ander s Aole discPe:t��na.
<br /> L.pon payment in full oI all aums aecured by this Security Inatrument,Lcn�zi�r st�u11 promptly retund to Borro�er
<br /> � � at�}' `���nds held by I.end�r.If.under parap,raph 21. Lender shell A�cquite or ae1�i �he �roperty. I.ander, prior to the
<br /> ', ' acc�eiisition ar sale of the Property,shall apply any Funds hald by I.ea���er at the"�tTi�a of acquisidon or sale as a credit
<br /> • a�+iast tha sums sxured by thiaSecurity Instrument. �
<br /> • 3. Application ot P�ymeqts.Unless applicable law provides�,thtrwise,ell pnyments roceived by (.ender undtr � �
<br /> �arAgcaphs 1 and 2 shall ba eppHed:firat,to ai�y prepeyment charges due under ihe Note;exond,to�mounte p�yable�'' .
<br /> under psra�nph 2;third,ta intenst due:fourth,to principal due;and lsst,to any late chuge��c'�MA,c�'�►�e Note.
<br /> 4. Charfes;Liena. Borcower shall pny all texes,a.s�.ssmenu, char�es,fines md impoey+o�s��,bytable to th� • ,
<br /> Property which may attain priority over tl�is Security Inetrument.xnd lr.asehold payments br t*hts, it any:. �
<br /> � ' Borrower shall pay these obligations in the znanner providod in pragcxpA 2,or it not paid in thu manner, Bocr�Ma'
<br /> shall pny them on time di rectly to the person owed payment.Borrower shall promptly turnish w Lendet all notiaa of
<br /> amounts to be paid under this p�rsgreph.If Borrower mskes these payments directly,BorroNer ehall prompdy twnish
<br /> to l.ander rocciptsevidrncing thepsyme�ts.
<br /> Borrower shall prort�ptly discharge any lien which has priornsF m�ver this Security Instcument unkss BottoNes':(�)
<br /> agre�s in writing to ihe payment of tho obligation meeure�by t['�c f,o���i:n a manner�cceptabl�tfl L�ender; (b)contests in
<br /> good fsith the lien by.or defends ag:inst eninrcement o�'tthc Lien&u+,,�lc,gal proceedings�x1.yi:���^tho LendePs opinion
<br /> operate to prevent the enforc�ment ot the tien;ot�c�s�w:vu.ts irom�t11e holder c�Rhe.licn an azgeiemrnt saxaafactory to
<br /> Lendec subordinating the lien to this Security Instrument.Ii I.tnder detcrmin�s�uhn•t-uny part of the Pro}�crt�'is subjnct
<br /> to a lien�vhich may attein priority over this Seourity Instrument,l.ender may�eav;BOr*aa�er a notia identitying the
<br /> , lien.Borcawer sh�11 s�tisfy ths lian or take one or more oi tho actions aet iorth above wf,t:l:s6rr ZO days ot the givin�df
<br /> .�3 notice.
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