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<br /> �'j�- '��i'f v�i�v
<br /> (or tAo perkxi.t thst Lender requlrea.The insunnca c��rier providing the iosunnce sh�ll be cbasen by Borr�wer subJect ta
<br /> �,;�;��R.�y»�Wti��,.ti.l��h.��or�w�nnAhly withheld. If ea�rower fails to m�lntain covera�e describeii ntime,l.ender
<br /> m�y,tt �er►r�er's option,obta�in covero�e to p�otect Lxnder'�ri�ht� in�he Property In eccuniunr.e wuh parag�apii 7•
<br /> All Inauru�ce polkies wnd rcnewals ehtll be acceptabl�to[.ender�nd shall include a standard mortg�ge cleuse.l.ender
<br /> �h��ll Iwve the ritht to hold the policies and renewala. If!»ender requiros,Bortower ahull promptly give to l.ender all receipts
<br /> pi p�id premiuma ond renewal naicea. !n the event of loss, �orrower sh�ll give prompt notice to the insurance carrier end
<br /> l.c�ler. Lender m�y rtu�ke prcx�f of lass if not mwcie promptly by Borrower.
<br /> !lnitss Lsnder and Bormwer ottierwi+e ngrce in writing,insurance proceeds sl�all be applied to resta�a�ion or repair
<br /> of the Property datn�;ed.if the restoratian or rep�ir fs economicaUy feasible and I.endsr's aecurity ia not lessened. 1 i the
<br /> testor�tion or repah is not economicaUy fe��ible ar Lender's security would be lessencd, che insurance praceeds shaU be
<br /> �pQiied to�he sums xcured by thl�Security Instrument,whether or not then due,with uny excess paid to 8orrower.li Bonower
<br /> �l+sndona the Propeny,ar doe�not answer withtn 30 d�ys a naice from l.ender that the insurance carrier has offered to
<br /> settk R cl�im.then Lender may callect the insnronce prc�ceeds.Lender m�y use the proceeds to repai�or restore the Property
<br /> o�to pa�y sums secured by this Security Inatrument. whether or not then due.The 30-day period will begin when the nc�tice
<br /> is glYen.
<br /> Unless l.enckr xnd Borrowe�othenvlse�graa in writl�. any application of proceeds to p�incipat s�li not extend
<br /> or postpone the duo datc of the monthly paymenu rcferral to In p.�»graphs 1 and 2 or change the amount of the payments.
<br /> !f undcr ptta;npA 21 tho Pr�pe�ty is acquircd by l.etxier,Donower's right to any insurnnce policies and proceeds resulting
<br /> from d�m�ge to the Property prior to the acquisitian sh�ll pass ta l.ender to the eatent of th'sums secured by this S�curity
<br /> lrtttrument immedi�tely prior to the�cquisitton.
<br /> G. (keupurcy, preservatton, NWater►�nse and Protectbn of the Property: Borrawer's Loan Applkwttoa;
<br /> f.taicl�alds. Borrower shall occupy,est�biisl�,��d use the Propeety a�HoXrawer's pri�ctp�l resfdence wi�hin sixcy days
<br /> after tNe execution of this 5ecurIty Instrumertt i.nd sl�Il continua to accupy tlro Prc�perty ss Horrawer's pdocipal restdance
<br /> for�t leut ane yar alter the date of occupancy, unless L.ender otherwise a�rees in w�it�ng. whkh cansent sh�l!not be
<br /> unreuanibly withheld,or unless extenuating ctrcumstances exist which ace b�yond Bo►rower's control.Borrower shall not
<br /> destroy.d�ma=c a impair the Property.allow the Property to detedorate,or commit wute on the Property.Borrower shall
<br /> be in dei�ult if�ny torfetture acpon or proceeding, wherher c+vil ur cii��ii�u�1,is i,:.gu,��ti+t 3�Lender's�fslth jed�mr.nt
<br /> couid result In forfeihtn of the Property or othorwise materislly Impair tM lien orested by thls Secutiry Insm�ment or Lender's
<br /> acetuity interest. Bottower may cure such a default snd reinstu�e,is providsd ia paragnph 18.by causing the�ctton ot
<br /> ptoceectina to be dian�issed with t ruling dut. In L.ender's good falth dctcrntinadon,pcecludes[orfetture of the Borcowcr'a
<br /> intenst in the Property or ottkr mater�al imp�irment ot the lien created by thls Secur�ty Instrument or I.ender's secutiry
<br /> lnterest.8orrower sh�ll dso be In default if Borrower.ducing the lom appUcidon process,gave rtuRer�ally fdse or in�c�urate
<br /> Infom�adan or statemenb to Lender(or fdled to provide Lender with any matedd infomution)tn connectton with the loan
<br /> .v�rkt•re.�l by the Note, including.but na limfte�to,representations co��cerning Borcower's occupu�cy of�p��S'�
<br /> s prineip�l nsidence.If this Secudty lnstrument is on R le�sehold.Borrower shall compiy witii�ii ti�e proviai�in3�i'ti�tess�•
<br /> If Borrower acquina fa tltle ta tht Property,the leasehold�nd the fee tide shsll not rn�rge unless 1,znder�grees to the
<br /> rtwrgatr in wridn�.
<br /> y. Protectba of Lender's lil�hb in the Property. If Borrower f�ils to perform the coveh�u►ta and agreoments
<br /> conaimd In thk 5�cutity Inscrument.or chere is a t���t prucuttin�tfiat may sEgniflcai►Uy�tfesK Iendu'�riBhts in the Aropeity
<br /> � {such ws a proceeding 1n bunkruptcy,p�ob�te,for condemnxtion or forPeiture o�to eoforce laws or n�ului�ns),then�,.enckr
<br /> may dq u�d p�Y!ar wNatever is necasuy to prcxeot the value oP ehe Propony and 1.ender's�ghts in the Praperty.Lehda�'s
<br /> �ctions may include paying any suma securcd by a lien which has prio�tty over this Secudty Instrumeec,�ppa�ing in con�t.
<br /> p�ying raisoru�►ble�ttorneys' {ees and entedng on the Propertv to make repairs. Allhou8h Lender m�Y uke action un�er
<br /> this p���raph�, Lender does rat have to do so.
<br /> Any amounts dtabursed by Lender under this pangnph 7 shall bocome addlt[onal debt of 8orrower secured by this
<br /> , Security Instrument.Unless Borrower and I.onder�E�bleaw thtin et restf u�pon nati��nder to Borrowert q ating
<br /> thd date of disburaemenc+t the Nbte rate and shill be p�y
<br /> peyment.
<br /> a. Matp�e Inwraece. If Leoder rcquired mort���e insunnce u a conditio�of malcina the lan sec:urcd by ehis
<br /> Security Insuvrt�ent. 8orrower shall pay the premfums required to m�unt�in tha mongage insun�nce in effect. If.for any
<br /> rea�on,rhe mortgage insurance wverage requirod by Lender I�psea or ceues to be in effect,Borrower sh�ll p�y the prcmiums
<br /> requiced to o6taln cover�ge substantially equtvaloot to the mortp8e inattranoe previousfy in effect�at a cost subsandally
<br /> equivafent to the cost to Borrowor of the mortg�ge insunace pteviously in Ctlect.from�n a(temate mo�tg�ge iasuter�pproved
<br /> by Lender.[f subsunti�lly equivdent mortg�ge insurana covenga is not av�il�ble,Borrower shall pay to Let�der ach month
<br /> a aum eq�sd ta one-twelfth of the yearly mortgtSe insurmce premtum betng peid by liorrower when the insunnce covera�e
<br /> lapxd or ceased to be in eff�ct. Lender will accept. use and reWn these p�yms�ts as a loss �esen'e�^��eu of mottga;e
<br /> insurance. Loos reserve paymGnts may nu longer be required.at the opcion of[.ender,if moRgage[nsunnce coverage([n
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