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<br /> THlS SECURITY INSTRUMBNT combinea uniform covenenb for natiorta!u.se and non•uniio��venaeta with limited
<br /> v�ri�tion� by jurlsdiction to constitute� unifarm ucurity i�strumant covering real property.
<br /> IJNIFORM COVBNANTS. Borrawer�nd Lender covemnt�nd agree aa follow�:
<br /> 1. Payment of P�ieclpaf and lntrmti�Wyment�nd I.�te Ch�r�a. Borrawer ah�ll prompUy psy when due
<br /> the princip�l of�nd intercst on the debt evielenced by the Note and�ny prep�yment�nd I�te charges due under the Nae.
<br /> 2. Fundi[or Taxa Qnd Insurrnce. SubJect to applicable!�w a�to a written welver by I.ender, 8arrawer siull
<br /> pay to Lender on the d�y monthly payments are due under the Note, untfl the Ncxe l�pald in fLU,a sum("Fande"> for:
<br /> (a)yearly taxes and assessments whiah may ettnin pdority over tMs Securiry Instrument as e lien on�he Propeny; (b)ye�rly �
<br /> le�sehold p�yments or grouncl rents on the Prcwerty,if my;(c)yearty huard or property insunnce promiums; (d)yearly
<br /> flor�d insuance pnmiums. if�ny;(e)yeuly mon���e insur�nce prcmlums,if�ny:and(4 any aum�ptyable by Bonower
<br /> to Lender,in accordance with the proviaion:of parodraph 8,in Ileu of the payment of martg�ge inaunnce prcmium�.Thex
<br /> item�are called"Escrow Items."Lender m�y,at any time,collect tnd hold Funds in en amount�wt to eacad the nuximum
<br /> tmount a lender for n fedanUy relAted mortgege lan may rcquire for Bonower's escrow account unde`the federal Re�l
<br /> Estate Senlement Procedures Act of 1974 ae amended from tlme ta time. 12 U.S.C. § 2601 er seq. ( RESPA"),unlas
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<br /> anpt[ree taw that�pplies to the Funda sets a lesser wmount. If sa. Lender may,at any time,collect u�d hold Funda in an
<br /> am,ourre rnot t,o exceed the lesser�mount. Lender m�y estimtte the�mount of Funds due on the bsais of curnnt du� �nd
<br /> nsssoaabte euimaitees of expenditures oP f.u:n�.rc Fscrov►+ Itema ar othecwise (n accor.c�aix�c wi&h.�{�plirrble i�w.
<br /> Tt�Fu�s shtll be b�td,fn a�in�eitucEort whose denosits ace i.nsuc�d 6y�a�c+�eral:ager.rcp, I�.rscr.umentality, oc enQty
<br /> (inciwding Lender, if Len�er is sucF►an insticution)ox i�sAny ['ectier�l: I�£vr.rne Il.vatn 13nnf�. P:.ender shaLf apply t)�Fltrx�s to
<br /> p4y chc Escrow Items.Lender er,►ay reot cAargc Borrower Ev�[totding amd a�6gfag tEne�un.ds,annually u►alyzin�cCr.c escror�
<br /> �cconnt�a verilying t4e F.�crow Itema,unks�Lender p�ye Berrower ie�ten�e oe 1he�'^��1�and appHa�ble law permiea�r.�r.
<br /> Eo m�lce such n charge. However,I.encier onay require Borrower to�y�oa�e-tlma cNrge for an independent m�l es►ete
<br /> rax repo�ting servkti used by[,ender in connection with thia loan.vnles�appVbcable 4w provldea oUurwise.Unleu an agrxrnent
<br /> aa antxk or appliaible!tw rcqulrea interest to be paid,Lender ah�ll not be requIred to pay Hormwer at�y intereat or euninda
<br /> ��n ihz Fund�. Borcower and Lender m�y�grce In wdtIng, however,that interest sh�ll be paid on the Funds, Lender s6�ll
<br /> �ive to Borrower,without chuge,an annual ucoundng of the Funds,nhowin�endiu�ad debita to tha Funds and the purpose
<br /> far which each�isbit to the tunds wAS m�de.3�he runds arc piedged as xdJitionai aa:urity Cor ail sur��,i seeured by tiiid iecuilly �
<br /> Inatiument. •
<br /> If the��inds held b�+Let�der exceet►.�the umounts pemtitted to be hel�t�.y�pplicable I�w.Lender s�a:�iD�nt to Boaower
<br /> for the excese Funds In acc�r8ue�cs wi�h tihe requiremeew of applIc�ble�aw.If the amcaunt of the�unds held by Lender u
<br /> any time is not��i�.F��ient t�pay the P.scrow Items when due,Lender m�y so naityt k�u�rower tn wdting,and,In such cue
<br /> Borrower shall t}ny to Lender the amount neceasary ta make up the defice�n�y Bh�rower shaU make up the deficiency in
<br /> no more than twelve monNly peyments.at L.ender's sole discretion.
<br /> Ugon gayment in fldl of�Il sums secured by this Security Instrurnent;•Lan�er shall promptly roti�nd ca Bottower
<br /> any Fund�held by I.ender.If.under p�ragaph 21,Ler�der shall acquire az sell t!u P�operty,Lender,prior to tha ncquisit�on
<br /> or s�le of dx�Ptoperty,ahall apply�ny Funds�eld by Lender at she ume of tcqu�s�2ion or aale aa a credit agdast tl►a�ums
<br /> aecured by thia Securlty Instrumen[. � '
<br /> 3. A�►plication o[Paymente. Unless appllcable Lw provides ott�etwlu.all payasents rxeived by Lend�r imder
<br /> puagrapha l an�a shail be�ppIied: first,ta any prep�yment chargos�l�.�e ua�der the Tlate;sewnd.�u amt�u►ts payable under
<br /> p�ra�nph 2; t?�ird, to Inurest due; founla,to princip�l due:and I�u,c�� any lue chuaes due av��cr chz Note. ,
<br /> � 4. Ct��cs.Lkm. �orrower s�►all pay dl tuea.nsseasmens�,Lhar'ges, fules and impce,�iti�ns amlbutable to ihe
<br /> Property which may AtuIn pdor�ty over tfilf Secu�ity Inatrument,and tet�.ta�old payrtrent�or ground rsnts.if any.Bormwer
<br /> shaU p�y these obligadons in the manner provlded In p�ragr+ph 2,or If.natpaid i��thnt maaner, �pzaower ah�ll pty tlxm
<br /> on dme duectly to the person owed p�yment. Borrower sh�ll promptiy�iirnlOh to Lender all notices o'P inwunts to be pdd �
<br /> under d�it pan�t�ph.If aocrower malces these paymtnta dtrecdy.Barow�e�aha�prompdy li�mi�h ro Lenc�er roeeipts evidencing
<br /> tl�e paymenW. .
<br /> Borrower shall promptly dischirge any lien whkh has pdodty over this Secuciry Inswment unlas Borrower.(i)
<br /> ycai in w�tlns to tiia payment of tl�e obli$ation secured by the lien In i rtunner acceptable to Lender,(b)cottte3ts In good
<br /> falth the lien by.or defenda asdnat.anforan�nt otthe lien in.le�d proce�in�s which In the Leader'e opinian o}>crate to
<br /> : , prevent the e�ei��onement of ihe Ikn;or(c)aecura from the holder ot tht fkn�n agreement satisfectory ro Ltndqr su6or-
<br /> dinain�the lik�to this Security Inswment. If Lende�determinea tha3 any piut of the Property is sabject to a l�en whict�
<br /> : , may attain prio•rlty over thls Security Instrument.Lender may give B�rrawer a eatice ideadfylt►g�tfie lkn.Hartowar slull
<br /> sati�tty the lien or take one or more of the�ctiona set fonh abovo withtn lU days nf the giving dP�sEtice. •'
<br /> �. S. Has�rd or Property Inwnnce. &xrower sh�ll kap the Improvemente aow existing or herafter xTeaed on
<br /> � ` the Propertp icaurcd�gainst los�by Brc.hararda included within the terrn"eate+nckd covenge"and�ny aher fi�zards.
<br /> � includin�flooda or floodinE,for which[.ender requtres 9nsunnce.TD�is insuraace sh�ll be maio't�ine�in the tmounts uid
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