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<br /> 5. Huzarc! o� 1'r�►{xrty Intiuruncc. Rurrv��ver .hnll kccp ihc impru�•emrntr nu�r �xi�ting, un c�r�:aftcr rrcrtrd un thc
<br /> Prnperty inrumd agninst lo.ti by fire. han��J� includcd w�thin thc�cnn "cxt�ndnl c�rvents,u'. and nny uthcr hivardr. inrluding
<br /> 1�c)it�Is U!'flt)tXlltl�, fi�r n•hich I en�icr rryuirc� in,urnnrc- '1'hi.in.uro�uc .hall hc maintuinrsl in ihr amuunt+uro.l liir�hc p�riud+ _
<br /> that IAndcr rcyuin+. '1'he intiurancc ctu•ricr pruvid'In�! Q�r iu�uru�ia �h;J! hc rhu�cn hy fii►rm��•cr �uhjcrt tu I.rudrr', +ippru►•�d
<br /> which �hidl iN�i Ix unrcu�unahly «�itl�hrld. II' Hnn���wcr I�uilti In nciinmi�i ruvcrnZ:u du�crihrd uh„vc. l.endcr nuiy, �n Lcndcr'+
<br /> i�ptiun.��hluinti�veru��lu prulcct IAnder'� rikluti in thr I'ru{xrty inu�runlunrc�vilh puru�!r:�ph 7.
<br /> All Inti�u�u�cc�xdicirs und r�ncwad+ �Nidl hc ;iccrptublc t�� I.cndcr und tihidl inctudc n s�imdnrd nwrt�u�!r rl�u�,c. I.�ndcr
<br /> +hidl hov�thcri�zh�tu I�uld tNc{x�licic. �md renrwaily. If L�ndcr rcy�iirc.. linrruwrr shs�ll p�•��mpQy give tu Ixnd�r nll rcrcipty i�f'
<br /> �aid prrmlu�n,und rencwal nutire�,In thc c���nt ul'lu�,,Hurrn+vc:r,hull give pr��m���natirc �o the intiururne rarricr nnd I.ender.
<br /> lAndcr nr,ry nukc pr�x�t uf luss if nut nuidc prompQy hy Ilurm�ti•c�.
<br /> Unlr+ti l.cndcr und E3urr��wer utherwi,c a�rce in�vriting,insur,um procr��lc�sh�dl be upplial tu restamti�,n or repair of thc
<br /> Pro�rty Junuged,if tho rc�toruticm nr repuir is ccunumically fe.asibl�und I.cnder's,crurit�� ir.uul lcssrned. It'the resturation or ' _
<br /> repair iti nat aanomicully fca�iblc�nr Lcndcr'�ucurity would bc.Iexscncxl.the insuruncr pm��ecda shull hc upplicd to the sums
<br /> seeureci by this Security Inrtrumc nt, whether or nrn then due, with any exeess puid to Barrciwer. If Bormwer ubimdons the
<br /> Praperty, or does nat answer within 30 duy.r u natice froni l.ender that the insumnce carri�r has��ffered tc�settle u rlaim, then
<br /> l.ender muy mUect the insurance prure��l,. Le:n�lc:r muy use the procceds to rcpuir ar restore the Propert�� or to pay sums
<br /> secured by this Security Instrument,whether or tiot then dua Th�30—day period will begin whtn the natice is given.
<br /> Unle�s Lender und Bonower otherwise agree in writing, any applicati�n af prnceeds tn principul shall not extend or
<br /> postpone the due date af thc monthly payments refcrred tu in pamsrnphs ! und 2 or chango th� umaunt of the payments. If
<br /> under paragraph 2� the Propeny is nequircd by Lender,Borrower's right to uny insurance palicies und pmrceds resulting from
<br /> damage to the Property prior to the acquisition sliull pass c�Lender to the ext�nt of�he sums secured by this Security Instrument
<br /> immcdiatcly prior to the acquisition,
<br /> 6.Occup�ncy,Freservadon, Mnintenance s►nd Protcctlon af the Property; Burro�f•�r's Loan Applicatian; I.easeholdg.
<br /> Borrower shall occupy,establish, and use the Property ns Borrawer's principnl rosidence�vithin sixty days after the execution of
<br /> this Security Instrumc:nt and sh�ll continue to occupy tho Propeny�s Barrower's principal residence for at least one yeur ufter
<br /> the date of oaupancy,u�iless I.ender otherwise agrees in wtitins,which cans�nt shall not be unreasonably withheld, ar unless
<br /> extenuaiing ci«uw�tu�w�c� CAIJI u�hich urc b�yand Botrssu•c:'� �rssrol. Borrr:i�er shall not destrey. dnmegr �T imps�ir the
<br /> Property,a11ow the Property to deteriornte, �r conunit wasto on the Property. &�rrower shall be in default if any forfeiture
<br /> action or promeding, w�hether civil or criminal, is begun that in Lender's gaod faith judgment could result in forfeiture of the
<br /> Property or aherwi�:►naterially impair the lien cmated by this Saurity Instniment or Lender's secu�ity interest. Borrower may
<br /> cure such u default anc�,reinstate, as pravidod in paragrnnh 18,by causin�tlte action or proceeJing to be dismissed with a tuling
<br /> that, in Lender's good fath determination, predudes forfciture nf the Borro�ver's int�rest in thc Property or ather material
<br /> impairment of the lien created by this Security Instrument or Lender's security interest. Bonower shull also be in default if
<br /> Borcower,during th�loan application process,gave mate.riaUy false or in�ccurate informatton or stutements�to Lender(or failed
<br /> to provide I.cnder witli any material information) In connection with thr lnxn evidenced by the Note, including,but not limitcd
<br /> to,representa�ions concerning Bonower's occupancy of the Propeny a4 a principal residence.If this Security Instrument is on a
<br /> leasehold, Borrower shall comply with all the provisions of the Ic�e. if Borrower acquires fee title to the Property, the
<br /> leasehold nnd the fee title shall not merge unless Lender agree�to ihe merger in writing.
<br /> 7. Protation of I.ender's Itlghts in the Property.If Borro�itr fails ta perform the covenants and ngreements contained in
<br /> this Security lnstrument,or there is a Icgul proceeding that mny si�nificantly�ffect L.ender's rights in the Property (such as a
<br /> pra:eeding in bankruptcy, probate,for condemnatlon or farfciture or to enforce laws or rcgulntions), then T..ender muy do and
<br /> pay for whaiever is necessary to protect the value of the Property and L.ender's rights in the Property. Lender's actions may
<br /> include paying uny sums secured by u lien which has priority over this Security Instrument, uppearing in court, paying
<br /> reasonable anorncys' fees and entcring on the Propeny to makc rep3irs. Although Lender may tnke actian under this paragraph
<br /> 7,T.cndcr das not huve to do so.
<br /> Any amounts disbursed by I.ender under this pnrztgraph 7 shall become additional debt of Borrower secured by this
<br /> Security Inswment. Unless Borrower nnd Lender agrcc to other terms of payment, thesc umounts shnll bcar interest from the
<br /> dnte of disbursement at the Note rate and shaU be payable, with intcrest, upon notice from Lxnder to Borrower requcsting
<br /> payment.
<br /> 8. Modgage Insuntnee.If LendCr requirul mortgase insw�unc�as a condition of makiug the loun secured by this Security
<br /> Instrument. Borrower shall pay the premiums required to maintain the mortgage insurance in effect. If, for any reason, the
<br /> mortsage insurance coverage required by L.ender lapses or ceases to be in effect, Borcower shall pay the premiums required to
<br /> obtain coverage substantially equivalent to the monguge insurance previously in effect,ut a cost substantinlly equivalent to the
<br /> cost to Borrower of the mortgage insurunce previously in effec:t,from an altemate mortgage insurer approvcd by Lender. If
<br /> substantially equivnlent mortgage insurance coveragc is not avnilable,Borrower shall pay to Lender earh month u sum equsl to
<br /> one-twelfth of the yexrly mortguge insurance premium being paid by 8onowcr when the insurance coverUge lapsed or cea5ed to
<br /> be in effect.Lender will uccept, ��se anJ retain these payments as a loss reserve in lieu of mortguge insurunce. Luss reserve
<br /> Form 3028 9/90
<br /> P�pe 3 N B
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