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<br /> �:=�y:•= � TOG�TH�K W(TH<<II tlic inipravements naw or herenfter erectod on tht�property, und aU cusemeri�uppurtent�nces,und
<br />`�' ' ` f5xtures now ��r hereidter a pun of the prc�perty. All repluce�nents uncl u�iilitii�ns ,hall alsu bc cnvcred hy this Saurity
<br />�':p:'���:< ln5trument.All��f the i'ore�uing is rcferrcd ti�in thir Security Instruntc�it as tha "Pruperry•°
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<br /> ,, ' IiQRROWER COVENANTS th:u Burruwcr iti lawfully sci�cd of tho csUric hcrcby ri�nvcYcd and lia�ihe ri�ht to gr:►ot un
<br /> __ cnmcy the Pro�rty anJ thut thc Pruperty i+ uuen�umbcrul, �xrept ic�r cncumhrance�� ��f rer��rd. Rorrua•er u�urrant� und�vill
<br />•-�� defend generally the tide tu the Propeny aguinst ull claims nnd demundr,, suhicct to uny encumbrances��t' recurd.
<br /> ,,:��� THIS SECURITY INSTRUMENT rumbincs unif��rm cuvci�unt+� for nntiunal u+c:uid rnm-unitiinn c���ennnt, with limitr.d
<br /> -�--:� variutiims by jurisdiction to constitutc u uniform�ccurity in�trwncnl cu�rorin�rcul pro�xrry.
<br /> .....� UNIFORM COVENANTS.&irrowcr and L�'ndcr cuvcnunt und n�;n:�a.i'uUuwr:
<br /> • �� 1. PWyment of Princlpul Wnd Interest: Prcp�Yment Wnd I.��te Chur{R�w. fi�►rn,wcr yhadl pruinplty pny �vhcn aluc thc
<br /> ' � -` prii�cip;d af.uxl intcrest un thc dcht cvidcnccJ by thc N�itu nnd imy prcp:�yiucnt imd Inlc rluirg�s due und�r�h�:N��tc.
<br />'''+�s��a�� 2, Mundr for 7'ux�w wnd in+urwncc. SuhJcct ai uppllcahlu IuH•ur tu n wriurn w;dvcr hy I.�ixicr. Ik�r�aa•cr +hnli �y tu
<br /> �;�`T�� I.etxicr un tl►r day munthly paymcnts nrc duc undcr thc Nutc,untll Ih��Nute Iti p;�ld in Il�ll.u�um("I�un�f�1 lar.�u))�rarlytuxcs
<br /> �+',;�„•, cmd usscy�mcnt+whirh nu�y auuin prinrity nvcr tl�i.ticcurity Inhu�umciu n,n lirn un ihc Pru�xriy;Ih1 yc:uly Icu+chuld psiynx:nls
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<br /> ax,�.� ur gruuixt rcnt+�m Ihc 1'ru{xrry.if uny: Ic)yrarly hui�iril ur pr�+�xriy hi��orunrr premium�:Idl yc�u•ly Il�xxl intiuruncc prcnuurn+.
<br /> :='�r„�.�°'�" if uny: (cl ycurly nu,rigugc insuruncc prcmium,, if uny: wid �Il�my tiumh p;iy+thlc I�y li�►rn�wcr 1�► l.cn�lcr, in ucc�►rduncc with
<br /> -:�'� thc proviyiun�ut�paru}truph 8, in li�u ot'thc puymcnt ul�mur�gugu inburmu{:rcmiumy. Tl�cu� itcros urc callad"k:xruw I�cmn."
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<br />::�?,�^': I.cndcr m;►y, an uny time, collect und hold Fund, in im nmaum m+t tn excccJ thc m:�xi���uni um�unt a Icndcr for u !'eder:slly --
<br />-..��,, rclutc�i mortgugc loan muy rcquirc far &+rrowcr's escn�w nccuunt undcr thc fcdcrul R�:�1 �swtc Scttlenxnt Pr<x:cdurcy Act of
<br />:}.�.'�_*;� 1974 us.unendod from time to tlme, 12 U.S.C. Seetion 26p1 er�c'cl• ("RkSP�"1• unless another law thut applieti to thefw�ds
<br /> - sets u Iesser nmaunt. If so, L.encier muy, at any time, �:ullcct and holcl Funds in un umount nc�t to cxcecd the Iesscr �nx�unt.
<br />-_=;;�Fr+�� I.ender may estimato the umaunt of Funds due on die busis of'currant diitu and reusonuble estimaeos of expendicures oi future
<br /> ,___�;;� Escrow Items ar otherwise in uccordunce with applicable Itiw.
<br /> The Funds shall be held in an instiwtion wh��sc depositH ure in}ured by u fcderal ugency, instrurnentality, or entity
<br /> �;� (including Lender,if Lender is such an inseitution)or in nny Fedon+l Hume I.oan Bunk. [.ender shull apply the Furxls to p�y the
<br /> — -- Escrow Items. [�:ndcr may nai charge Borroa�.r for holding and upplying the Funds, annually analyzin�ihe escrow accaunt,or
<br /> verifying the Escrow Items,unless Ltnder p:�ys Borrmver intarest on tlte+ Funds nnd applicable law permits Lender to make tiuch
<br /> 4��� u char�e. However, Lendcr m�,y requirc Bm-rower to pay a cme•time churae for un independcnt rcal estate tax reportins service
<br />":;,1,, L'r.lcs;as: :^r�e:nent is mw►f� �*
<br /> used by I.ender in connection w'sth tiiiti loan, unless appiicaaio iaw pruvidc� viI'tci'wti�• e
<br /> ------ applicable law requires interest to�be paid, L�:nder shall nat be required to pay Borrower any intcrest or enrnings on the Funds.
<br /> ��'= Bonower and I.ender may agrcc in writin�.l�owever, thut interest shall be paid on the Funds. Lender shall give co Bortower,
<br /> without chargo, an nnnual accounting of tiie�nds, sho�ving credits and debits to the Funds and the purpose for which e�ch
<br /> �!p debit to the Funds was made.The Funds are pivaged as udditional security for ull sums secured by this Security Instrument.
<br /> If the Funds held by I.ender exceed th�amonnts p:nnitted to be held by applicable law, L.ender shall account to Bortower
<br /> for the excess Funds in accordance with the requirements of applicable luw. If the amount of the Funds held by Lender at any
<br /> time is not sufrcient to pay the Escrow Itoms when due.Lender may so notify Borrower in writin�,nnd,in such cnse Barrower
<br /> shull puy to Lender the amount necessary tu make up the deficiency. Bottower shall mnke up the de�ciency in no morc thnn
<br /> twelve monthly payments.et Lcnder's sole discretion.
<br /> Upon payrnent in full of all sums securcd by this Security instrument, I.ender shnll promptly mfund to Borrawer nny
<br /> Eunds held by L.ender.If,under paragraph 21,L.ender shull ucquire or sell the Property,Lender,ptior tothe ecquisltionor sele
<br /> _ of the Propeny, shall apply ar.y Funds held by I.ender nt the timc of acquisition or salc as a credit agai�t thc sums secured by
<br /> this Security instrument.
<br /> 3. Appltcatbn ot Payments. Unless appticc�ble luw provides otherwise,ull payments received by Lendcr under par�graphs
<br /> 1 nnd 2 shull be applied: first,to any prepayment churges due under the Note; second,to amounts payable under paragmph 2;
<br /> third,to interest due;fourth, to principal due;and last, to any late char�es due under the Note.
<br /> 4. Charges;L1ens. Borrower sha11 pay all taxes. assessmenu�, chnrges, t'ines ctnd impositions attributable to the Pruperty
<br /> which may attain priority over this Security Instrument,and leasehold payments or ground rents,if any. Borrower shall pay
<br />__s� these obligutions in the aianner provided in para�raph 2,or if not paid in thut manner,Bottower shell pay them on timedirectly
<br /> -� to the person owed payment. Bonower shnll promptl; fumish to L.cnder all notices of amounts to be paid under this paregraph.
<br /> -°�� If Bono�ver makes these payments directly,Borrower shall prompNy furnish to l.endcr receipts evidencing the payments.
<br /> - _���— 13orrower shall promptly discharge any lien which has priority over thiti Security instrument unless Borrower: (a) ugrc:es in
<br /> --==��� writing to the payment of the�bligation secured by the lien in a manner acceptable ro Lender: (b)wntests in good faiththe lien
<br />°��+��� by, or defends against enforcement of the lien in, legul proceedings which in the Lender's opinion opernte to prerent the
<br /> �� enforcement of thc lien; ar(c)secures from the holder oF die lien un agreement satisfactory to Lender subordinating the tien to
<br />��l=�=� this Security Instrument. If Lender determines that any part of the Property is subject to u lien which may attuin priority over
<br />='�:?� this Srcuriry Instruntent. Lcnder may give eorcower a notice identifying thc lien. Burrower shall �atisfy the lien or take one ar
<br /> --�..;� more of the actions set forth ubove within 10 duys of thc giving of nntice.
<br />_-�.�,�� Form 3at6 9l80
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