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<br /> S. Ha�ard or I�ropxety In�unsce. Borrowtr sh�ll keep tho impmvctnena now exiuing or hereafte�r ccected an�tho
<br /> Praperty iAsurM agal�nst lose by tir�. heuMs inc�uded+vithin tho term "oxtended caverage" and any other huzards, lncluding
<br /> iioads ur i►wxiin�, ii�r wnic�I.cnar Rquires in�umcs,i nis int�urnnca sn�ii i�c m�intainai in tne antounta and for tne penab
<br /> thu l.ender requires. The insuranoo carrier pmvfclle� tho insuranoe eh�ll be choser�by Sornower eubjut ta lcnder'a apprnv�l
<br /> whicti �hdi not bc unreLnnAbiy withhtld. If&►rrower f�il�to maintdn covengo desc�ibod�bovc, [.endor may, at I.ender's
<br /> option.obuin coverue to pratuct[.clKler'A rly��u anil►e Propaty in+rc�ordmcc with puagr�ph 7.
<br /> Ail insur�polkiea �nd rendwele �hRq bc�oc�ept�blo to Lender and ehtll lnclude� at�nd�td mortgage al�uso. I.ender
<br /> ehall hsve the right to hold d�e pnlicir�md rcmwiali.l f Lender reqttires, Bom►wer ah,�ll pmm�xly givN to Lcnder atl recelptx of
<br /> piid premlums and renewtl notice�.Ia tho evem oilou,Barrowar xh�ll give prompt natice to the ia�urance curier and l..endar.
<br /> I�ender may m�ice proof af los�if aot m�dc prorr�p�ly by Borrower.
<br /> Unlai Leader uid&,rrower ahe�wise�roe in wdttng,in:i�r�nca procoodz ahaU be�pplied to resrorxcioa or npur of tha
<br /> Property d�m�ged,it thc ratocxtion or rcp�ir ie e�000�ic�lly fr.�aiblo and Lender'�secuhry it not lesseaed. Tf the restoraNan ar
<br /> rcp�ir is aot xanomicaliy feuiblo or l.cnder's ucmity wouid bo Icssenod,the iqsurmcc prncocds shRll be appltod to the sutns
<br /> s�ecured by thlc Socuriry[asaumait, wbeiher or �a tbea due. witlt any excess pald to Borrower. If Bar.mwer abt�ndons the
<br /> Property. or doa not answar within 30 dnye A notke ftom l.eacier thu the iasurance carriar hse atfemaE t��etQe a clalm,then
<br /> I.ander may oollxt the incurwce pt+aceod�. Lenda qaiy u�the pmceods to rep�ir or �+eatore the l�r.o�r.r,y or to pay sums
<br /> axuced by thie Securit�r Inun�mtnt,wLetit�r or not ihen due.7t�30-diy pedod will begia when the rnc►r.roe�s givea.
<br /> Unlexs Ledder and Hormwor ath�rw[co �gm in writing. my �licition of pmeeeda to p�.�ci.� shdl not eatead or
<br /> po:tpone t6e due dxte �f th�monU�ly paynx�u r+ekre+ed to in puagr�phs 1 aad 2 or ch�nge the�roivuat crf the piyuxnts. If
<br /> uader p�ragt�ph 21 thc Properry ie�cqufKd by Lcider.BorrowoP:dght to any ipswyutoo policies uW pr0000ds resulting from
<br /> danw�a to the Pcaperty priar to the acquisidan ch�ll pa�a to l.ender ta tbe e�rt of tha sun�s�urtd by this Secur�ey de�.uv�meat
<br /> izaroedi�te•l,y pdor to the�cquiaition.
<br /> i.On�t�qpat�cy,Pre�a'vatio4,11�i�te�nnCe�ai�+otesfium ct tlie�i+opei'tyi Boii�orrdr°e I.awN Applkadou;Laie�IxaA�b.
<br /> Bomowa ah�ll oocupy.atubli�,u�d use tAe Proptiry au 8uerower's princip�l resideaca wir,��a 3ixry dayi after We eaea�x�a�an of
<br /> thi+e S�cority Itisttutne�t md ahsll oontinue tc� occawp�the propetry�+Anrrower'�pdraipil nsidence for�t le�tt one year after
<br /> t6e date of occupmcy. ualas l�nder othe�wiae�ras in wrlting,whlch consent shall aot be unrr,asoc►ably witdheld,or unless
<br /> extenuating circwmttnoa exiat vrbich are beyond Botrowa'a wntrol. Borrower aha11 na destroy, duzuige or Impair tfx
<br /> Property, aliow tt�ee Property to detuiorato, or commit waue on the Propetty. Bcimnwer slall be in defiult if any fodeitun
<br /> action�x pmceedin�, w6ether civil or cdminal,ia begun thu in La�dn'a good fdth judgmeat could rewlt in forfeiture of ti�ee
<br /> Pmperty or otheiwiie m�tarl�ily impair the Ueu erwted by tbit Sa;�rlry insuument or Lader's aecuriry iatcnst.aarrower m�y
<br /> wre wch a def,NUtt t+nd rria�sude,a�provided in Paqraph 18,by causlug tbo action or pmc�eediog to be dlamiued with a iul�
<br /> slui. ia Ltadtr'a gsx�.' :�:*.'.:dti�mfas�an, Frx!� for��.�^.c of she �rr!+�'a 3n�� ia rh��rry or�+ther l�erial
<br /> impaina�nt of We lien ca�aatod by Uiis Saairity Inan�anau or lT�+:9�er'a :ecudty intec+est.B�►+ower:hal]aleo be ia d��4��ult If
<br /> Botro�rcr.Auring�he lo�a sppllcarioa prnoaa.�vematedally tr:�sr.�ar insocurue infotmatior.x rnr st�temeats to I�eader'�e�r tiuled
<br /> to pnovide I.ender with my m�teH�l�nformuioo) i�connection wirh the lwa evidawed by A1h�:Nate,inct���,but nt+�limited
<br /> ' to.ir.p�seatxion�oonoeming Hornower's oxupuutiticy�i tht Pm�leny at a ptincipal t�csidena.�6 thl�Sccz.�r+ty 9nstran�adt i�on n
<br /> . lasclald. AomnNer atWl wmply ruitb all tbo prorisions of tbe lwe. If Bormwcr acqti�ua�es fa dt3t t�u tFre F�rqarriy. tlte
<br /> la�e6old aad the fee tide�haU not��uNdu l.eider�c+ets c�n�t'ae merger In wriHng.
<br /> 7.?�+otectJor d I.erder's Ri�i�;�t�e Pro�aty.If Batmu�+�zr fdls to peiform the ooveaancs�od sareemeats oom�.i�xd in
<br /> this Securiry I�tnuneat�or thane is s,kgal pmce�d'wg tthaat tua���Ignificantly�ffoct l.ender's rigl�u in the Property(aucd aa�
<br /> prooeoding in badc�uptc:r•�•�prpbate,far oondeimtdaa or forfei�re or to eafom laws or ngui�tions).tLen I.�ender auy do snd
<br /> pry fa wh�teva le�cxssury to prnua the vilue of 3he Pro�tariy aad I.rnder's r�ahu in We Propecty.I.�eader's aetiona may
<br /> inciude p�qrinj aay s�1e�x�9ia�ro�d by a Ika wbich 6�prk�rr;t,ry aver this Secudry Insnument. q�peuin8 ln c��rt. .}t�►in8
<br /> re�oo�ble attonxys''.t�s aud altating on the Prop�ny to rta�?c-r•xcyain.Althou�h l�ender miy take action under thia�i�ur���ph
<br /> 7.i�eader doa not hii�ir tn dJa ao. . ' . �
<br /> My anounq tf�;s�buned by l�ender uader rc�is� 7 fh�ii bocomo addition�l debt of Bo�rRCwp.,c�r secated�iiy t�t�
<br /> 5ecuriry Inurumeat. Udas Borrower md La�dzr a3nx to aher tercat of payment.the+e unounu aha4ll�+rt:u;'uitarat,�t�im the ,
<br /> d�te of disbunemeat at t6e Note nte md�tull bepay�ble�w3th interest, upon nodce (r�:m''d,�'nder tb�-�wr�ver n�e{:Senlas .
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<br /> S.Moet�e Iman�oe.If L,rnder roguirad uiatg�e inwr�ooe s a oonditio�of m�lcing t�e Iwa aecnra!by tt�i��;ewrlty
<br /> Luuumeot. Bocrnwwr�1 pty the premium�tee�irad to m�inuin tbe mort�ge insnraace in effoct. If� for any reisbd, uhe
<br /> moct�e iawrmae¢:�t�a�e requiK+d by I.a�der i�es or oe�ses to be in effoct. Bo�rnwer ahtll pxy tl�e pnmi�ret�i�9d to .
<br /> obnia�vxt�e w6wmtWiy equtv�l,em to the m�tl�ge iasut�noe previously in Cffect.u a cost su�tandWy aryfv�it�rca tbe
<br /> oost w�warsaNU of the aartg�e c�urance previauly in effect, from aa dRe�aate mortgAge insurer app�nva!b�►Gerriier. If
<br /> wbatantiaify equiwleat uwrtgtge i�wr�noe covera je ta not aviiLble.Bornrwer sh�U pay w I.auder eac]�month a�e�a,�qnal w
<br /> one-twdRh of tbe yearly awrtgage inwraoce�en;nio� being p�id by Bormwer whea Rbe inaur�oce ooxeaa,�h sapsed ar a�l to
<br /> be in eftect.Lender wiU iooept.we and retLm t�:{ai�menta� a luas naerve in lieu ot mort,�a6G �uas:a:.a�ae. L,oee ceserve
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