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<br /> TOQETHER WITH all the lmpmvememi now ar here�fter erccced nn che propeny,and nll casemcnts,appurtcnances,�nd
<br /> Axtures now or here�Rer � p�n of thc pmperty. All r�placementa and ndditlnns shall n1Fa hc covcnd by thtE Sccurity
<br /> Inscrument.All of the foreaoir�ic refer�ed to in�this Securiry instrument ua the'Pruporiy."
<br /> BORROW6R COVBNAI�7'S ths�t Barrower is lawlully seised af the cFtnte hcreby convcycd and hnE the right to gr�n[and
<br /> convcy the Prc��rty and that the Praperty i�unencumberat, except far encumbrancea of record, fi�rrnwer wAnants und will
<br /> de�'end gtnerAlly the tldt ta the Proptrty agalnst �11 cl�ims and demandF,subJect ro nny sncumbrances of record.
<br /> THIS SECURI'I'Y INSTRUM�NT cambines uniform covenints for nat ional use and non-uniform covennnts with Iimitai
<br /> vnriatlons by Jurisaliction to canstitute�uniforrn�security instrumont covedng nal property.
<br /> UNIFORM CQVENANTS.Borrower ud Lender covenant�nd�gree as follaw;,:
<br /> 1. Paymmt ot Arincipsd and Interat; Prep�yment and l.�te Ciu�r�a. Bonowee aha[I pramptiy pAy when due the
<br /> princip�l of and Interest on the debt evidencal by the Note�nd any pnpaymenc and late shnrges due under thc Nott.
<br /> 2. �Lnds!or Taxes�nd Insurance. Subjcet ta appltcable law or co a wdtten waivcr by Lender, Borrowcr shult pay�o
<br /> I.e�tdor on the d�y monthly p�►yments are due under the Note,until the Note is p�td in full,a sum("Funds")for:(a�)yculy caz�s
<br /> md assassm�nts which may attain priority over this Securlty Iaotrument as a 1 ien on the Properta�;(D)yearly tease�otd p�yments
<br /> or grouttd rents on the Property,it'any;(c)yeariy hazard or pmperry insuru�co prpmie�ms;Ed)yeaely �oa�£iRSUr.�r�ce premiums,
<br /> if any; (e)yxuly martgage insuranee pnmiums,if�ny; xnd(fl au�r sums pasy�bq�Dy 19�onroweR to[.�nder,iae sccorda�r�ce wirtU
<br /> �he provisions of pu�graph 8. !n lieu of the pxymant of xrnvrt�a�e i�.sur�•v.�e�pre�i�s•7'hese items are c�llec!'Escrow ltert�s."
<br /> Lender may. at any time.caltect and hold Funds in sn amaunt not to eaceed t8�c c�►aucimum unount a teader foc a federilly
<br /> rei�ted mortg�e lo�n may requi�+e for Borrower's oscrow aecount uader the teder�►1 6Feal Fstate Settlement Pmadures Act of
<br /> t974 as ut�es�d�from time to dme, 12 U.S.C. Sectioa 26U1 u seq. ("RESPA'). unless uwther law that�pplia ro the Funds
<br /> sets e lesser s.mciunt. If so, I..q1�T iOlY, ac�a�e dm�e,collect ux!hold Funds in �n amount nnc co exoeed ttu lessa unount.
<br /> I�dcr nuy estim�te the�mouat of Fund.�due oa t,�e b�sis of cumat dua and rrasonible estienates of exper�ditures of futux+e
<br /> �iscroM Items or aheiwise in aao:d�urrx wath apQlic��b�e Pncv.
<br /> The Fuads shall be 6eld �n. w insticudon whoar dlxpostts ue iasurcd by a federa! agenry. Uutrumc�ua�eqr. or enttty
<br /> (iocluding Lender�if I�ender 3s such aa iastinuion)or in any Foderal Hoax L.wn Bmk.I.eader sball appl�r the Fv.ad,s to pay the
<br /> Esecnw Itena�.t,�nder rn�y not charge Bore+ower for holding u�d�,ut��e�ka�Ue Fun�3a,w;r,ually a.'�aiyzitig fhe�w�c,�,or
<br /> veri�yinE tI�I��r.:,°aw Iutns.uWas l�ender piys Borrower interest on r�r:�Fuadt�nd ipplicable law permits Lender to m�ta su�Fi
<br /> a d►at�e.I��c��cvcu.L,ender may r�equine Bc+mower to p�a one-time caarge fa an indepcndeat real esute ux re�arting s�rvar✓:
<br /> u���by Le.ader in connxcion with tWs laa. unless ��nplicable law provides o�theawise. UNas aa agreemE�r.�,. is mwde�r
<br /> ipplicable law roquires interest to be paid. Leader sha➢1.�ot be required to pay Borrc��ucr urY intetest or e�mings vn the PuncLs.
<br /> Sormwer�nd Lepder may agcee in wrlciu�,dawever.thit interat shatl be p�id on the Funds. Leader ahaU give to Bomowcr.
<br /> *rithaut char�te. aa anawil axouatInA of tt�ze Fdends. sUowiag credita�ad dobits to the Funds�^�e putpose for whic?i a►c!�
<br /> @�'�3t to the F�nds was made.The Funds xre plxdaed�.�qddidowl security for�Il surta�stcund by tlriis Secunt�'tar.�si�ma►c.
<br /> �f the Funds held by Lender eacxed ttse�mounis���:mitted to be held bY tpAliea�i��law.Lender s6�ll�ou:�.ca Aomawer
<br /> f6r•t11te acxsa Funds in�ocor6axe with the ra�ulren�n.s of applicable law. It the nc�iount of the Funds 6eld by Leadet st+nX
<br /> t�p�e is not:s�at�'icient to pay the Escrow Items when due. Leader ra�y so notify Boscowu ia writuig.and, ia such ss�e Botsov+r'
<br /> shall pay ta,fsc,c:t�the amount nec�ssuy r.a malce up the deficiency. Borrowcr sD�i!! m�ke up tl�ee deficirncy in ao iaore i1a�z '
<br /> 4welve mod�ly.gayma►ts,a�c�.aader's soC��C��aion. '',..y ,
<br /> �Upon prya�eat in fui6�n:;'1D9 atuu�s2curied by this Securlty Instrumet�c,l.ecK�a�. .;'hall pmmptly refund to Bomower�ny� ,;;
<br /> `.��;unds beld by I.eade�.If,undei paragr�ah�2t. L,ender ahall acquire or sell the Progerry.L.a�dcr,prior co the acquisition or saie •
<br /> ' o�the Property. sh�ll apply any Fuads irtl(c�by L,ender u the time of acqu�aition or sale as a credit�g�nst tLe sums�acuind b�r .
<br />��,' thl:Socuriry Insttumeat. ' ' ,
<br /> 3.Appliatbn oi Pynneats•Udei��applic�ble 1aw provida otherwite. �l paymoats raxived by Leadcr uader pu�gtaphs
<br /> !�•p siad 2:haU be spplied:fint,to anY P�Y�t�ga due under tbe Noce;�000nd.to aanouna paY+ble under p�ryaph 2:
<br /> '�i'a'urH,co iatensc due;fourth,to princip�l due;a:►d last.co�my lue chuges due uader tLe Nae. �, y
<br /> " ` � 4.Chat�a:Lieas.Borrower shail p�y all tua,usessmenu.char�es.fixs�nd in�posit��att��tLe Pcoperty
<br /> which may�aca�6,,prioriry over thls Socupi�y Insaument. �ad le�sehold piym�ats or gmund rents. if my.Bocrower�h�ll ps�+�
<br /> tLae ablipaiuns in tbe nvoner p�+ovided;am.�ragn�h 2.or if not p�id:'u::�hu m�oner.Borrov►�er�Il p�y tbem on time dirrct1�ry,,� �
<br /> to the penon owsd paymatt.Eomower s1�t11 PromptlY fumir•h to[.rnder�ll naloes of amounts to be paid unda this pu�r�p�h.
<br /> If Bomower m�lces thae paymeatc dine3��c.,8orrowar sd�i prompdg tLmish=o Lende;r tooeipts evideaaing the prymeats.
<br /> Bormwer shall pmmptly dlsaharg��um;;U�n wbicb'lfas prioriry over this Saurity 7AStnimaet w}las Botrower:p)�rets ia
<br /> writing to the paymeat of the obligitiora:�c�!by the liea in a ao�nner aoceix�ble to L�ender:�),m;�:�.ats ia�OOd f�ith tbe liei►
<br /> by, ot defends ag�inst enforament•�if. a�l�e"lien in. legal praxedings whic�t►in tlue L.rnder's E�roi�ninn oper�te to{mveat the
<br /> e;rs��oement of the li�a:ar c(•�?aecure,t�JS�a the holder of the llea zn agrarnsat satisfaaory to Leader subordin�ting the lien to
<br /> :�:i�r Soewity Insaumenc. If Ahnd�r der:�^�ines thu any put of the Property is subjecc to a lien which ma}•atqtiiu�e q�rioriry over
<br /> 0u Sea.ieit�,lnstrutnent�L�ader may.�is e Borrower a rwdce identifying tLe ]kn. Boaower ahall utisfy the liar���r take one or
<br /> m�n of tlte ai��ons set forth above win�tscr :�7 days of the giving of notice. � �
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