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<br /> '�, Haurd or Prapet�y insurancH, Bonower,shall keep thc improvemanu+ npw cxiFiing nr heroa.�Cer onx:t�x1 an Qta
<br /> Pn�eny inaured�gAinst lass hy�rc, h�naf�iids i.ui+�ded within t}�e tcrm "cxtondcd r.ovnrago" ar�d any al�r lur.�rd�, i�hrJuding
<br /> fl�x►t1A nr flooding, for which L,ender tY��uir��,riri�urnnec. This insurancc r,hall br.mnintninal in thc:un�unt�s arx�for thc perinde
<br /> m�t untier rcquires. iha in�i�rance cerrarr r�znvid�ng the insurance shnit be chnren by Rattawti etsbJ�!t� !t!!+!e�'��;+nnw,t
<br /> which �h�lt not be unreasanubiy.withheId.�ff��rrower fsiis ta maintafn caverage d�sc:ribod ebovc, Lc��der nwy. �t Lender's
<br /> i�plfnn,obtain coverage to proteet L.ende:'}�ri&hts ln the Property in accordance wltA paregr�ph 7.
<br /> All ineuranx policies unci renewals Rhi�fi be acceptable to I.ender and shell include o standard mortguge claux. I.eixkr
<br /> �hali hwvo tho right to hold the policics and reiuwil3s.lf Lender requires.Borrowor sh�ll promptly give to LenJtr KII rcceipta uf
<br /> pald promiums and rer.cwal not�crs.In thr cva�t nf loss,Borrower shnll�ive pmmpt notice ro thn inni�rence carrier e►xf Lencter.
<br /> I.tnder rnRy make proof af loss i�'not m��dt p;'�Pi��16�by Barrower.
<br /> Unleie I.�nder and Borrow'er ocherwise�agx�e in wrlting,lnsurana proceads ahell be�i�iplicd tn rts�tnmtion or mp�ir af thc
<br /> Propeny dam�ged, if the t+estoration or r�pnir�s economically feasible and Letxler's socurity ie not IcsASCq�cl.I/tha rcFtnrpdon ar
<br /> repwir is nat xonomically feaisi�lc oi•].endtt�a sccurity wauld be lessenod�the insurar�e procceda ahall be App118d to►he sum� . •
<br /> iaocurod by this Security Insts}j�ment, wheihet or nat th�n duc. with any eacess pnid tn aonawer. if Borcowtr ab��dons thp
<br /> Prapeity. or does not answer WS2fiin ?0 tiays a�atice from I.ender that the ins��r+�ncc cairrier hes offered ta iaettic x cl�im,tlxn
<br /> l.en�ler tnay collect the insuranca+�roc�.e.�s: I:ender mey use tiie praceeda to repair or restorc the Property ar to p�y suma
<br /> iecurod by this Security Inswmc�t, whc;iher pr R�i''then due.The 30-day pet3od will begin when the notice is given.
<br /> Unleur I.ender �nd Borrowsar.�thercy};p����e in writing� any eppiicatton of procoods to principal sh�ll not extend or
<br /> �xntpana the due date of the moniti7y payrri�nts t�fcr.red to in paragraphs 1 and 2 or ahnnge tho amount of the p�ymenta. if
<br /> under ppraQr�ph 21 the Property is;acquir:cl'k�y Lender,Borrower's �ight to any iosurance�soliaies and proceeda reauldn�from
<br /> d�maQe to the Propeny prior to the,a�rqu isiilo�shal!pass ta;Leqder to the catent of the sums securotl by this Security InrtrumeM
<br /> immodi�tely prior to the acquisitio�q,; : � . �
<br /> 6.Oocupancy, Praervatbn,MI��n�tenAn�c�c�d�Protedlon of the Proper.t.y;Aorrower's Lo�n Appikattoa; I.e�eholds.
<br /> Rarn�wer�h�ll occupy,establish.and use�e}?rp7p�rry.r,s Borrower's prinoipal re�idence wlthin sizty da�a after Ihe execution ot
<br />, thi�Socurity Irutrument and shaU cc>nt;nue ta acca,py the Property as Borrower'a principal�esidenae for Kt laat ooe year�
<br /> the date of orcupancy,unl�s L�r.Qe::•oc3�crw�se ug*ees in�vritir3g,which conseqt chall neu be�inrenAOnably withiield,or unke�
<br /> extenuating eircumst�nces exist whi�h ure bcynrni Bnrrower's cantr�l. Botrower shall not:8estroy. darr�age or impa[r tho
<br /> Ptapetty. allow lhe PropeKy to deteriqrutc, or cornrnit�waste ou the Pro�xsrty. �otrower shall be In dofault if any forfeiturc
<br /> sctlon o�proceoding,whether c(vil o�cmminul,i, begun Phpt in Lender's gaod Yxith judgment could rewlt ln forfeftune of the
<br /> Propeny ur ahonvtso rruteriplly imEwi�+rhe 1�en:crcu�ed ry thia 5ecu.rity Instnuincnt or Lea�der's security intccrst.Borruwer nuy
<br /> cure euch a default and neinst�te,a+pro•+iidec!in��rAgrnph 18,by causing the action or proceeding to be dlcmissod witlr�rulinQ
<br /> thwt. In Lender'a Qaod fiith determindi�on, prccaudes for�'�elture of the Borrower's iaterest in the Prop�e�ty or other �tJaterj�l
<br /> inipniniiciii ui i1�o i3c�c�c�i3u �y ti�is �-u�33-Inst�E��-ac�sZ or �,cnci�s''o �rity iniar�t. Eorms:�r:tsa!! :l�s� in dsfsult ff
<br /> Borrower.durin�the IaRn�pplication process;�ave�n�utedAl�:f�lse or iaaccurate.:iaformation oc statemants to L.ender(nr fdled
<br /> to provide L�atder with Rny tnxterial infortnation��n wnnecriofi•with ihe lonn evidencod by the Note.includin�,but not limitod
<br /> to,r+eprosenutioru wnarnin�Bornower's occupa�icy of th,e;�o,per�y as a priikipnl residence. If thta Security Instiuma�t is an a
<br /> Ieu�ehold. Borrower �hall comply wlth ell [he provisinns'o.F.�the teace. ff Borrower acqu[res fee dde to the Prapaty. the
<br /> lai�hold aM the fee title�hall not merge unless I,�imder.ngx�:t a�he mor�er in wridng.
<br /> 7.Proteetba d I.eoda''�Rl�hu tn the Pr��j�crtg, If�q�qer i'aifs to�erform the covenants and s�roemaKs oontai�ed ie
<br /> thb 5ecurlty Irutnrma�t. or thetti is a legd procpt��cii„g t1ia3��r.��'slgnlflca�lly aifect I.ender's dghta in the ProQe�ty(euch aa a
<br /> procoedin�in bmkruptcy.pmbAte, for condemnation or;��prto�¢�urc�ar ta enforce laws or regulations).tl�rn Lender rnry do�nd
<br /> pnY for wtuitever(s tboex�ry to praect the v�fue:af.t3i�!�'/o�,�'��+y :�nc�.,i;�nder's rights in the Property. Lendet's �ction�mry
<br /> include pRyfng �ny wms eecurod by a lien wh9�.�h fiE,s �,i1o��aver�:�f93 u�cudty Instcument. appadn� in oouR. payio�
<br /> n�on�ble anvrnrys'fee��r�d entedng on the Pru�rty to r#�eke'�xepairs, illihough I,ender mxy hke action ut�da thi:p�rqraph
<br /> ''�I.ender das na lurve to do a. • .
<br /> Any amounts disbunat by Lender under this.���rngrnph 7 shnli:.tkcpine additional debt of Borrowcr axurod by thii
<br /> Secudty Incttutnent. UNau�Borrower and Lender agt�e ta other t>r���s fof�pay)r�cnt, these amounts shall bar interat from the
<br /> d�le of diaburranent�t the Noto rute und shall be�ttynbl�;wi�h inier�efit;�'{�p�n �wtice from f.ender tu Bortowa nc��uCStir�
<br /> P�Yma�t. �� .: :,.;.'.�'1�'
<br /> b.Mort�a�e Inwnuee.If Lender requtrod martga��;in�uTnnc�'�•;A mondiciun of making tl�e loan aecurod by tbls.Socudty
<br /> Instrument, Bonnw�dull p�y the prcmium�s tequitod to ina•inini�� tht,.�?�artgAge insurance in effoct. If. for any nd�eon, the
<br /> mort�e inw�covenKt roquirt�d by Lender lapses or ce�es to be iiS'etfeci.Borrower shall puy the p�emiums ttiquirod w
<br /> obtdn rnver�e wl�uuNially oquivaicnt to the mortgege iruucg;nce previtii�4�y in eP,'eet,at a cost subswntfaUy equivdent to the
<br /> ooat to Hormwer of�ho martga�o insurance hreviously in effe�t,Ptar�tj�niternntc mortgage insurer apprava! by I.rt�dCt. If
<br /> �vub:tentidly equlvaknt nart��e insurxnce covcrage is not�va�ila9l,c�:E3��o�ver sta•���pay to Gender eACh month a sum equa!to
<br /> one-twelfth of the yeuly moit�ye inwru�ce premium bcing paiid h.y�dxQ�itiver wMeM��tho insurance coverdge lapsod or cease�to
<br /> bo in effort.l.raler wlll�rept.u►c and retain these paymentsas �.loss irserve In ,4i�u �of mongage insuranoe. Loss reservc
<br /> � . Form 3028 Y/�o
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