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<br /> TOOETH�R WITH�il tha Impmvomcnte now a horcaRer erocted on the property,and all ease�•nts,,a'ipp��and
<br /> ffxturca now or hereatter a p�R of tho pmperty. All rcplaurmemr wnd rddltians shall also be covercd by this Secudty
<br /> instn�mcnt.AU otthe forcgning is roferred tn In thiN Set:utlty In�trun�ent eN tfK"I'rol�eny.'
<br /> BORROW�R CAVGNAN'fN ih«t�':�rns:;'�:!� l.W��.s!!; !!�l4ti��►f!�+!+�k�y�a��rrei►y conveyrcl und ha5 die riaht to�[ant and
<br /> convey the Property end thAt tho Pu�peny iR unenrumhcrai. oxcept ft�r e�xumbrunccs af record. Banower wa�rants and will
<br /> defend generully the tiUe ta the Fmpeny aQ�lnxt �U�Ielm�w�x!Jem+uxle,nuh,�ect to wny nncumbrunces of record.
<br /> THIS SECURITY lNSTRUM�NT c�m�bltx�uulf��rm cnveiuintM f+�r n�Uutwl u�c und rlqnuniform covrnwns with limited
<br /> var�Ations by juds�ilctian to conatitutc�unifnm�re�urity InNtrumcnt a►verinf rc,��prnpcny.
<br /> UN1rORM C�V�'NANTS, i�►rmwr.r xt�l l.cnder�cuve�wnt u�nl wxr�c w�G�1lowat
<br /> 1. P�yment ot iMncipal �ad Interaitt 1�re�1�� p� I�lr �'��• �n'�wer shal.t;promptlY paY when due the
<br /> princlpwl af�nd intercst on Ux debt evldenccd•by the N�Na knd Mny prcpuyn�cnt�ux1 lato chw�ges due under thc Note.
<br /> 2.Fnnde[or T�xa�nd lnwrntcr. SuUjat ta wppll��hlo Iww��r tu w wriitcn wnivcr by L.cK�d;er, Borrowcr shall pay to
<br /> l.ender an thc dxy munthly p�ymemN nrc�luo under tha N�NO.unlll Iho N�Ne Ix pwid in full,a sum ("Punds"}for: (a)yearly taxcs
<br /> and assessments which mry xttAin pria�ity uvcr thlN Socurlty 1n�trument�u w Ilon an tha Property: (h) y�uarIy leasehold payments
<br /> or ground rents on the Pm�►erty,ii Any;(c)yexrly h�rard or pn►pertY�n�utunco premluma;(d)yearly flobd insurance pc�emiums.
<br /> if any;(e)yeutly mortg�ge lnsuraneo prcmlums,ii�ny:�n�1 li1 Mny �um� pMy+�hle by samawer to L.ender, in accordwice wi�h
<br /> the provistons of�rxg�+�ph 8,in Iicu af tt�p�yn�ont of nar���gC inwurunca pr�miumx. The_co Items are called�"Bscrow Iums."
<br /> Lender may, At�ny time, callect and hnld Funds In an�mcwnt tx►t ti� oxeood ttw nu�ximum amount a lender for n feder�lly
<br /> cclatod mortgage loxn nny requiro far Harmwer'a �crY�w�oawnt unJcr Iho falenl Re�l P..ntue Settlement Procedures Act of
<br /> 1974 as anxnded from time ta timo. 12 U.S.C. SectMn 2601 r�sry. l"it�SP/1"1.unic�ti Rtx�the�law that applies to the�unds
<br /> sets a Iesser amaunt. If sa, I.end�r rn�y, rt nny time, collect axl hold Fundr in Nn Rnx�utu npt �a exceod the lesser umoant•
<br /> Lender may estirtuits tha a�m�uut af Funds dac an th� ls�siz ut rs�rnent detN n�x1 rc.aw►u6�e eu�m+tr�of eapenditures of futum
<br /> Escrow Items or othenvlse!n�otd�nca with wpplic�bte hw. .
<br /> 'fhe Funds sh�ll bo held in an lnsNtution wMx+e depositr Rra �►�xurod by � fadernt �{an�'. �na��u"x��j�Y•"�r entity
<br /> (including Lendeq if Lender 1s such�n Ins�itution)or in�ny PedarRl Homo I.uMn Hank.l.ender Ktull apply thc Funds tv pay the
<br /> E;cro:v Items. T.�rwier may nex chargo Bo�'rnwer for holditut md bpp{ylog eho Fund�,�lly u�lyzing the aicmw accaunt,nr
<br /> verifying the Escrow Items, unless l.endcr pxys&�rrower intereat on tho t�und►�ixl�pplkahle INw permits I.end'rrta.make�rh
<br /> a chuge. However, Lender may requirc Bosrower to pay R one•Nma eFuu�a far�n IndqiendaM ra�e�tate t�uc�c�.'?�nS s��+ia
<br /> usad by Lender in c�nnoction wiU� thi� lan. unle�s �pp��«b�� �aw provldc. wherwl�e. Unla,� nn a�ramer,r�s made or
<br /> applicable law cequlres intereat to be pdd.Lernier �IuU not be rrquired tn p�y Barn�wer�ny Interost or e�nga r�n:��e�ds.
<br /> 'anm►wer�d Lender m�►y Ngree in writing,however, tlut intercu sludl bo p�id on tho Putxb, i.ender shd�Live to�JoTrowu,
<br /> Wichout c}urge, �n annwl�ccounting af the Fundr,�howin�crodiu at�d del+il� lu ttw Fund��nd tho purpose [or w�l;cirh exh
<br /> , . S�ii to.tw rut�i�w�:m�d:..'i'�a F�ssxl:ars pl�����,rki��innd�ecudty fur r11 wrtt��ecured by Ih1�Secudty In�trw,xsat.
<br /> � If the Funds held by L�erder exceed tha amounu Pmmitted to ba held by y�pllc�ble INw,Lender�11�ocount ta Horrower
<br /> for the exoess Funds in a000rdi►r�ce wilh the rcquirem�nt�of rp'Allcable I�w•It the unount of�tue Pund�held by Lender+K�nY
<br /> t[me is iwt autficient to p�y tho Bscrnw Items v►hen due,Lendor msy so ixatity Hnrmwor In wdliq, and. in ruch cue Bormwa'
<br /> � ahall paiy to Lender the amount neoe.csary to m�ke up the deflclency. Borrusw+or�lull mika up the deNciency in no moi+e then
<br /> twclvo monthly p�yment�,pt Letxkr's sole di�cretion.
<br /> Upon paymeat in full of�11 sums eecurod by thii Security itutNmaN� 1.e�der�!I pr��nply rofund t�o Bormwe*aa� :.
<br /> fi�nds heid by LaKlcr.If,under p�uxgraph tl. l.e�der sh�1t�qulro ar rell the�'n►pe�tY�I.end�r.Prlcr'1a th°�q�+��ion or sai�;•°',;,
<br /> of tho Pnoperty.s1�U apply any Fund:i�eld by Lender�t the tlme of�eyuidUon ur�le�s �credlt+yrJtit tho wm�sav�'°d 4?�� . '
<br /> this Secutity insuument.
<br /> 3.Appliatloe ot P+�YmeaU.Unitss�PPlicabk l+Rw provfclow ati�erwire,Mll pMyrrloni� i+eoelved by Lende�unda'W�B�+l�
<br /> � and 2 �all be�pplied:Hru, to anY prep�Ymrn� d�a due unckr the Ncxe; sopond�Ip +imouMN py�bk undet p�r+8c�t►2:
<br /> tb3id,to intenu due:founh,to principa!due: �nd lat.ta any lua ch�a due undbr tho Nute,
<br /> � �1. Ch�e�at Lkns.Borrower shaU p�y ull t*xea.useumen�e.chana, lina i►nd Irt�odtione Mt�ibulable W the PmpaitY,.ti.
<br /> .. wbich m�y AtWn pdority over thia 5ecudty Inetrument� and lexedwld p�ym�tft�or around to�Mr. if aty. Norrowu rf�IL�..�
<br /> �. tl�eso obligatiau in the m�nner Nrovided in par��aph 2.or if ncK p�W in th�t manner. Burrow�*�11 pNy than en time dlra;tk;� ., ,...,
<br /> '<�, to tho n owed peYmcnt.Borrower shail promply Pomi�rh to Lcn�kr�II natka oC�nounur W be P�{d under thi�pu'a�r�ph�.
<br /> �� Barmwer alall promptly ft�mi�h ta l,Cndor rooelp�evldenciry Ihe p�yenart�. '"���'i;
<br /> If Borrower tmJces thsse payments di�ectly. ,�
<br /> . Borrowu stwll promptly diecharge�ny lien which luis priority over this Sac�dty lroirument unlew 8orrower.U?��in �.`
<br /> � � wtlting to the p�yracnt of the obll�Nion sec�rod by the lien in x manncr�ccept��e ta l.tnda:(b)cw+te�a�n l�aad taith the lien
<br /> by.or defends�gainst enforcoment uf the lien in, te;d provoctiiin�� wi+lch in �he lRncia�s ��pinlon openMO u► Pra„aK the
<br /> enforoenxnt of the lien:or(c)�res from the hcilder of tha lien u►�rament x+�Urfactory In L�endor wbardinMlnf tht liea W
<br /> thic Security Instniment. If Lender determines that u�y pari of the Property is xubJect�o �Ibn whlch nMy�tuln priority over
<br /> thfs Soeurity Instn►ment.Lendar ttu►y give Borrower a notia identifyin�the Ilcn. 8arrower�ludl�Il�fy lhe Ifen cN t�ke ono or
<br /> moro of the aetlons sct forth�bove withfn 10 diys nf ttx�ivfng uf nolioe.
<br /> l�nh!0� NYO
<br /> rp�7 0��
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