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<br /> o'� 106233
<br /> payments muy no longcr be required,ut thc option�f Lendcr. if mortga�;c insursnce covcrngc(in thc cl�Aunt und for thc period •
<br /> th�t Lendtr requires)provided by an insurer appravcd by i.ender agnin becomes avuiluble and is obtalned. Borrowcr shall puy ,1
<br /> thc premiums requircd to maintain mortgage insurance in effect,or to providc u loss rescrv�,until the rcquirement for martgage �-
<br /> insurnnce ends in accordance with eny written agrecment between 1Burrnwer:u�d Leixicr or applica6le law.
<br /> 9. Inspectfon. l.endcr or its agcnt may make reasonab!e entries upon and inspcxtions of thc Propcny. Lcndcr shall give
<br /> Borrower notice ut the time of or prior to an inspectian specifyii�e rensonflble cause for the inspection.
<br /> 10. Condem�atton. The proceeds of any award ar claim for damages, dtrect ar co�r;equential, in connection with any
<br /> condemnation ar ather takin�of any part of the Property,or for conveyancc in licu of condemnntion, urc hereby nssignod und
<br /> shall be paid to I.ender.
<br /> In the event of u total taking af the Property.the proceeds shall be:�ppl[ed to the sums sccured by this Security instrument.
<br /> whether or not th�n due, with any excess paid to BoROwer. In the event of a partial taking of the Property in which the fair
<br /> market valuc of the Property iunne�iiately tr:fore thc taking is equal to or g�c��ter thun thc umaunt oF thc sums uxcurccl by this
<br /> Sccuriry instrument immediately before the taking, unless Borrower nixl I.ender otherwise ugree In writing,thc r�um�secural by
<br /> this Securi►y lnstrument shull be reduced by the umount of the procecds multiplicd by the following fructian: (u) the tatul
<br /> :�nxwnt af the wum5 secureci imn�distely before the taking, divided by (b) the fufr murket vulue of the Property Imn�fiately
<br /> beforc thc taking. Any bala�xe shall be paid tc� Burrowcr. ln thc evcnt nf n puniol tuking of thc Property in which the fair _
<br /> � market vulue of the Property immediacely before the taking is less than thc amount uf thc sums sa;ureci immediutely befur�th�
<br /> taking, unless Borrower und Lender otherwise ngree in writing or unless uppilceblc law othcrwise provides. the procceds shall
<br /> be applted ta 1he sums secured by this Securlty Instrument whether ar not the sums ure then due.
<br /> IY the Pruperty is abandoned by Borcower,or if,after notice by l.cnder to Borrawer thut the condemnor offcrs to nu�ke an
<br /> uwnrd or settle a cluim for damages, Borrower fails to respond to Lender within 30 days ufter the date the notice is given,
<br /> Lender is authorized to collect nnd apply the proceeds,ut its option,either to restnration or repuir of the Property or to the sums
<br /> securai by this Security Instrument,whether or not then due.
<br /> Unless Lcnder and Bonower otlterwise agree in writing, any applicution of proceeds to principal shall not extend or
<br /> ' postpone the due date of the monthly payments refened to in paragraphs 1 and 2 or change the amount of such payments.
<br /> � 11.Borrower Not Reles�sed;Forbears�nce By Lender Not a Walver. Extension of the time for payment or modification
<br /> of asnonizstiQn Qf the s!�m��ured by ahis Security Instn►ment granted by Lender to any successor in interest of Borrower shall
<br /> not operate to release the liability af the original Bottower or Borroaer's successors in interest.i.encier snaii noi bo ic�uirc.�io
<br /> °, commence prceeedings against any succ�snr in interest or refuse ta exterd time for payment or otherwise modify amortization
<br /> of the sums secured by this Security Instniment by rcason of any demand mude by the original Borrower ur Barrower's
<br /> � successors in interest. Any forbearance by I.ender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> � execrisc of any rlght or remedy.
<br /> � 12. Succ�essors and Assifins i3oand; Joint and SeverAl I.iAbiUty; Co-slBners. The covenants und agreements of this
<br /> � Security Instrument shall bind and benefit the successors and assigns of Lender and liorrower, subject w ti►c piuvi�iu►tis o�'
<br /> :"r paragraph 17. Borrower's covenants and agreements shall be joint and several. Any Horrower who co-signs this Security
<br /> ss Instrument but dces not eYecute the Nate: (a) is casigning this Security Instrument only to mortgage,grant and convey that
<br /> �� Bonower's interest in the Property under the terms of this Security Instrument;(b) is not personally obllsatrd to pay the sums
<br /> � securod by this Security Instrument;and(c)agrees that Lender and any other Borrower may agree to extend,modify.forbear or
<br /> ;j make any accommodations w�ith cegard ro rhe terms of this Security Instrument or the Note withant lhat Bonower's consent.
<br /> 13.Loan Charges.If the(oan secured by this Security Instrument is subject to a law which sets maximum loan charges,
<br /> ' and that law is tinally interpre►ed so that the interest or other loan charges collected or to be collected in connection with the
<br /> toan excced the permitted limits,then: (a)any such loan charge shall be reduced by the amount necessary to reduce the charge
<br /> to the perm[tted limir and(b)any sums alreudy collectecl from Borrower which exceeded permitted limits will be refunded to
<br /> Botrower. I.ender may choose to muke this refund by reducing the principul owed under the Note or by making a direct
<br /> payment to Bonower. If a refund reduces principal, the reduction will Fx treated as a partial prepayment witltout any
<br /> pr�payment ctiarge under the Note.
<br /> •� 14.Notices.Any notice to Bonower provided for in this Sccurity Insttument shail be�iven by delivering it or by mailing
<br /> + it by first class mail unless applicable!aw requires use of another method. The notice shull be directed to the Property Address
<br /> ' or uny other address Borrower designates by natice co Lender. Any notice to Lender shall be given by first class nu�il to
<br /> i Lender's addmss stated herein or any other address Lender dcsignates by notice to Borrower. Any notiae provided for in this
<br /> Security Instrument shall be deemed to have been given ro Borrower or Lender when given as providecd in this paragraph.
<br /> 15.Goveirning Law; Severabil�ty. This Security Instrumcnt shall bc govemed b�� federal law and the law of the
<br /> jurisdiction in which the Property is lecated. In the event that any provision or clause of this Security instrument or the Note
<br /> conflists with applicable law,such contlict shall not affixt other provisions of this Security Instrument ar the Note which can be
<br /> given effect without the conflicting provision. To this end the pmvisions of this Security Instniment and the Note ure declared
<br /> ' to be severable.
<br /> ' 16.Borrower'c Copy.Borrower shall be given one cunfo.rmed copy of the IVote and of this Security Instrument.
<br /> • Form 3028 9190
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