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<br /> � . te im�n��•cnunty na�v iin c�rc:�ltcr�rcrt�td un lhc pruprrl�. �u�J all�r�ur�n�nl�, u�url�i� Scrtu'iI�I —'"�;
<br /> , 'f(1(il:l'{II:IZ 1V1'I'U idl ll �
<br /> ftialixlurr� now ��n c�rcidtcr a pnrt ul thc pn,purty. All rcpinr�nunt� nnd �id�Gtiun, �hnll ,d,u h� ru�rir�l I y ih y �p�
<br /> ' In,n•umcnt. All ul tlu t��rc�toinF i+rcf�rnd tu in thi,Sccurity Inrtrum4nl;i,thc "Pru�xrty." .-
<br /> . '�; NURIZOWk?R COVfiNAN'I'ti thut Nurmwc�,ncumhcr�d. cxccptf li�r�citrumbnuic�4�I11r��rrd;liurrw�rr �varr;nt.r�nndt wdl
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<br /> � runvcy thc 1'ruperty� und ihut tha Prupc�ty ,�
<br /> .'""� dcfenJ gcncr�dly the title tei thc Pruperty uguinst ull cli►ims and demanei,,,uhject tu.u�y rncumhr�inrc.��f rrr�,rd.
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<br />�� 'fHIS SHCURITY INSTRUM61�7T cumbinc�unifunn cuvcnantti t��r natiun«I utic and nun•uniform ruvcnant+�vith limitcd �.L
<br /> vari.uinns by juri�dicti�,n to cunstitutc u unit�,rm ticcurity instrununt r��vcring rcul properry. �;-
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<br /> UNIFORM COVENAN"CS. Borrowcr and Lcndcr rc►venunt and agrcc a+folluws: ,,,,
<br /> � � 1. Puyu�ent of Principat und interrst: Prepnymcnt iuid l.ate Chi�rEtcs. Borrowcr �liall prumptly pay whcn due thc ___
<br /> . , ;;: princip;Q of cmd interctit on the dcbt eviJcnced hy the Note unJ anp prcpayment and latc chur�;cs duc undcr thc Notc. —
<br /> � 2. Funds for Tuxes nnd Insurunce. Subject to applicuble law ur to u written waiver hy Lender. Barrawer shall pay ta
<br /> �• I.ender un thc dxy monthly payments urc duc undcr thc Nute,until thc Notc is paid in full,u sum("Funds") fin•: (ul ycarly taxes -
<br /> �� and :�sse��men[s which may uttain priority c�ver this Security ln�crumcnt a�a lien on thc Property: (h)ycarly Ieusehold paynunts _
<br />�, or grc�und rents on thc Property. if anY:lc>Ycarly hazard c�r propcny in�urancc prcmiumti; (d)ycarly tlood insuruncc premiums, _
<br /> ° if an}�: fe) ycurly mong:sge insurance premiums, if any: and(tl any �ums payable by Burruwer ta I-ender, in accordunce with _ -
<br /> the provi,iun�of parugraph R, in lieu of the puyment ot mnttgage in�urancc pr�nuums.The:se item+urr called "Escrow Items." -
<br /> �� � ' l.ender may, at any timc, collcct and hold FunJs in an amount not to excced thc maximum amount a Icnder for u fecierally =
<br /> �. . reluted morega€e Ie�an m:sy require t'ur Rorrowcr'+ escraw accuunt under the fede�al Real Esuite Setttcment Procedures Act of
<br /> ' 1974 as amended i'rom timr tn time, 1?U.S.C. Sectirni 2601 er sr�g. C'R�SPA"). unles�anc�ther law that applies ta the Funds it=�"
<br /> • . sets a Irtiser nmount. lf ti��. �nt of Funds duc on1thc hasis of�run�m d�ta und rus�onnb�cnr�tima�ti of cx}�end'nurc.srof fuwre ___
<br /> L.ender may estimate the umou -
<br /> Escrow Items or iuhenvise in accordanee wieh applicable law. _
<br />:'t":'!,r;.�•:. � Thc PunJti shall bc hcld in un inscitution whose deposits urr insurcd by a fcdcral ugenry. instrumcntality, or cntity
<br /> •:<•`� r:`;,�`� (includin� Lcnder.if Lendcr is such an instituuon)ur in uny Fcderal Home Loan f3ank. [.ender�hull apply the�unds to puy the
<br /> .��;-�;���",' Escrow Items. Lcnder ma)'�wt rhurgc Borrowcr fur holding and upplying thc Funds, annuxlly analyr.ing thc cscrow account,or
<br /> " ��rifaine the Escro�c Item�,unlctis Lcndcr pays Hnn'owcr intcrest on thc Funds+ind npplicablc law permit�Lender to make such
<br />_:;,�'..`�':�,�. a charge. Howevcr. Lcnder may requim Borrower to pay a une-iimc�:ir.��b� tar a;�r�eY...^.d.'"!,r,�l �c�:�t�tax reportinF service
<br />__'�• ' .�� '� uscd by Lcnde►• in cunnecdon ���ith thi� loan, unlczs applicablc law provides ��therwise. Unless un agreement is niade ��r
<br /> :r�,�,s,.,,#i�,�. applicublc law rcyuires intcrest to hc paiJ. I.endcr shall not bc reyuircd w puy Borri�wcr any interest ar carnings an the Funds.
<br /> ,�r•= Burrowcr und Lender may agrcc in writing, huwevcr, that intcrc+t sh;dl be paid an the Funds. i.endcr sh:�ll givc to Borrower,
<br />�'�,���``�'� withuut chargc, an annual accounting of ttte Funds, showing cralits:uid dcbi[s to the Funds and the purpose for which euch
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<br /> `='.�`� debit to the Funds�vas ntade.The Fundti iuc pleJged a�add►tionul sccuriry fur all sums secured by this Security nstrumen .
<br />���ti:�t�"� If the Funds heW by l.ender exceed the amnunts permiuc�l w 1uc li��s h�'aPP���:�ble ls�1�, l.ender shsll ucc��unt to Borrower
<br />-��- '��' `' for thr axress Fundti in accordancc �vith Uie rcquircmcnt+of applir�blc laN�. 1(thc amnunt ot thc Funds hcld by I.cndcr at any
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<br />� ,_'�� timc is nut�ufficicnt tu pay thc Etirru�v Items whcoi Juc. 1.Andcr muy,o nutify B��rrowcr in writing. und, in such casc orrowcr
<br />=='�°'�:.- ,hall pay tu LenJ�r th� umi�unt nccc�y.►ry tu makc up thc Jcficicn�y. Borruwcr �hull mukc up thc dcficicncy in no morc than
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<br />_�-_°�_-�� twelve nwnthly p:ryments,at LenJcr's sole di�cn:tion.
<br />- "'�'°�--=—L� Upon paymeiit in full of ull tiumti securcd by thi+ Sccurity Imtrumcnt. l.cnder tihull promptly rcfund to BoROwer uny
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