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<br /> _ �+ub�)JIIIIAIIy cquivalent nwne:�gc in�uranrc c�►vcr;�gc is nut a�•ailat►fe.Nurruucr vh:dl p:ry tu Lrndrr ra.•h iu��anh a�um�x�uul tu
<br /> o�K•hvelfth uf thr yeatly nx,rtgage imur;mrc pr.mi�+m t►eing paid t.}•Nderrawer when thc in�uruncr c���rr:ipe lup,rd ur c��:ocd tu
<br /> tk in et'fcrt. lwendcr�vill c+ccept. u.c��rxl n�tain thc.c payment.:�, i� lo.� rr,Lrvr in licu ul' n►urt�,aE� in,uri�nre. le�., rr•rr�e �
<br /> ...,�,.�.�u,nLV�w luneer tir reNUir��1,ut thr;i�p[iuii�►t l.ender, ii m��n�u�c�u,iu�unrc cu�•cr.agc�in tb���nu�unt und li,r�hr�,cri�rd /�./y�/�
<br /> �.«�..._... �.�. . .��'. :::I'::St�1 wr.��anr�lu�li�1:1� ;- ._
<br /> that I.c�xlcr royuirc�l p�•��vidc.t hy�m iutiurcr uppruvca hy ►AUUCr :�gu�u Ix;�-�m��.,��.��ii.����...�r�., . . �...
<br /> ' ehc prrniiunn rcyuircit t+�malutuin nxmF+►gr imurancc en efl'rct,ar tn pruvialc a la,.rc,crvr.ttntll lhi ICquir�uunt fin'nturl�:agC�.
<br /> imuraucr��i�l�i��ucr��rdanrc with uny wriucn ugrccnxnt hctwccn 13�xruwcr aixl l.cndcr nr iq��+�icablc law. `�j.:,
<br /> 9. InxpccUon. l.xixlcr or itr ug.nt nwy mak�mu�onuNlc cntric� up�n aixl in,pcctium�,t thr Pru{xrty. i.rm.lcr�h,dl givc Q
<br /> &�rn,W cr iwticc ut�Q�c timr��f ur pricrr t��.m iD��k�don�pccitying r�a�unahlu C�u�c fnr Ih4 In.r�xtCtion.
<br /> lU. l'c�ndemn�+i[on. Thc pr�kecdr ��t nny uw•rrJ ur cluun h.r dumat��>,dinct ur cunscyurntfal. in runnc.:tiun witl► uny�
<br /> c�nxlemnution�rr utFkr luking��t uny par� a(thc Pra�xrt�•.ur li►r canvc,yancc in licu as rnndrn�uutiun. �u�I�.rcb� a•>iga�J and�
<br /> �hall t�c puid tu l.cixlcr.
<br /> In►hc cvcm of u total tuking nf'thc f'�uperty,thc pruccccls�hall tx:applied tu d�c,umti,c-�urcd hv thi�Security In,tn�n�ent.
<br /> whethc�ur ix�t then due, with:my excc.ti pai�tn &m•uwcr. In thz uvem uf u paniul iukin� uf thc Pro�xrtY In �vhirh the Cair
<br /> markrt valuc uP thc Property imm��liutcly bcfarc thc tuking is cquid h�nr g�eat�r than thc umowu i�f the.um+sccun:d by thi�
<br /> Sccurity Imtrun�ent immediately hcfnre tt�c taking. unles,&�rr��w•��and l.�nder uthcrwi,c a�ree in writing,the.um��erured by
<br /> this Sn:urity In�tn�ment �hull bc !CdUCCd hy lhC mnnupt of thc �+nxc�ls multi�rliai by thc folluwing fr.�ctiun: 1+�1 thc totul
<br /> u�ix�unt uf thc sums sccu�d imnxdiately befi�re the tuking, divided by Ib)the fnir murk�t vulue��f the 1'roperty immnliately
<br /> befare thc tuking. Any balunce:+hull t+e paid to Bormwer. ln the event of u paniul takin,� uf the Pro}xny m which [he fuir
<br /> nurket valuc af thr Pn►perty immcdiutcl,y bcfi�m tha taking iti less tha�thc anx�ant ufi ii�f;wms xcureJ inuitedi,xr.cl,�Ir;fur4 the
<br /> taking,unlc,+&�rrowec and[.endcr othcnvisc agree in writing or wile�s:/:�I�.�(::IAI6 I.a.w cithrtr.vri:w Pmvisl,:s, the�Tr�orecil.s sha11
<br /> be applied to the�u�ns securcd hy this Security� Ing[nm�ent whethec or crnt ePt.e suirrs zu�:tl�e+r.di�?.
<br /> lf the Praperty �,�1ba�xlon�d by Burrowc�•,ur if.afler ni�tire b} <<.enJ:crr tn i3ue►tTwer,tDat.dr:cci�.r�f�;miTOr.u4T:�r,i��, �ir.�:e�►�T�
<br /> u��ut•I or sctdc u cla�a.?. Iur da�„�,i��;. FA.,rruv:�:r ta.ils c�� r�,r.,,,,� r„r..�.�,�:�:�,u.r,�n ;u�:ays uR.�:r tli:•ci:.u�;r.l'�c iTnr.i�� iti�iv��ci.
<br /> l.et►der is authorizet!W Collce!;t!rt�ia?�?!v r.he��.'rnt^�:c1�_a�ic�>�r��+:i�rr..ei.t.her�u n�tvrati��rt ue i,en:,ic ut'th�;E'ruf�'ity: �a4 t�r Clt:��e�+tt,
<br /> sccurcd by this Scruriry Instruir.n:na:..whc�]tercrrnw:tl�eri Jwr.
<br /> Unlcss l.ctxler. uns� f3c�r.rvwae�d.��e•r.wi� agnt�iit v,iiti.�1�*. :�ry aQpl.ic�ation af pr�x�xi+ W priair:i.La:d, slp,a".P n�t �r�;r.�n�' or
<br /> postponi:the due dN:s of�Jte rrn.,+v1tJ7�nkyt'r.oen�:�n:�r;rrc�t to in paragraphs 1 anJ 2 or ehange the am�w.nt�,�f;vach paymenYs.
<br /> IZ.��N.n.�,�y��6¢�v¢�,t+!�►rbrs�aAm�I�:,�Lender Not a Ws�lrer.Extension of thc dnx:fuo��q�Rx:nt or modifiration
<br /> of auwi ticatiun of thc sums sc,-u��:�y) lh"s Srcuri�y Inctnrment Rr.�nted by Lender to any successor in intere�c oE&mow•e�•shall ,
<br /> not��pemt�to relcase the liubilir.y�w��;+:��origtnal Borrower or Borrower s successon in interesi. Lcnder �I�atl nut Ix:�equircd to
<br /> conymenee procoedingz against aqy�a�ces�or m interest or mfuse to extend time for payme�it ur othervvise modify amartization
<br /> �uccessor�in intcrca. Any ifart►earancelby�I.ender 6n exerciciag any Sht o r nxdynyhalletx�t be a w i cr of o rprecludc: the
<br /> ex�rcise af any right or remedy.
<br /> 1Z. S�e.t,w�s wnd Ass(gns Bound;JoiM and Se�eral L.lability: Casigne�s. Thc rnvenants and agrcem�nts of this
<br /> Socurity {nstrument shall bind ancl henefit the succesuirs and assigns of [.encier und Borcower. subject to the provisions of
<br /> �aragrsph !?, BarrQ:eer's s�vL�nt� a�ag���nts shall be ioint and several. Any Borrower who ccrsigns this Security
<br /> Instrument but does m►t exocute tl�e Note:(a)is co-signing this Security [nstrument nnty to rrxmgage:,gr.tni wkl uri�z2y 28ai
<br /> Borrawer's intorest in thc Property undev the tcmis of this Securiry Instn�nxnt; (b)is not persanally obllgatcd co pYy tho sums .
<br /> xeured by Uiis SreurIt�Instrument;and(c)abrees that Lender ancl any other Borrower may agc�eo to oxtend, mcxiify,forb�ar or
<br /> mak�any accommodnuaas with.regard to the cerms af this SM:udty(nstmment or the Note without thnt Aarrc►uer's rnntient.
<br /> �?,.Lnrn Ctwrges.�f tNq InAn secured by this Security InstNa+ent is subject to a'law which sets maximum Ioan char�es.
<br /> and thait Ipw is finally intetpr�etec� so thut the interest or other loan charges cuilected ar to tx�coflected in connactian�with dx �',
<br /> luan dxceod the�rmlttc�l limits,.¢hen: (u)sny such Inan cha�se shall be roduCC�c1 by tho umount nocessary to rc.tuep the charge �
<br /> to the pem�ittod limit;uiid(b)any sums alrcady colloctod fmm Hamower whirh�xoeedal permit•ed limits will be refu�dt3d w:
<br /> Hc►rrower. t.cmder may choo.r•e m make this refiind by reducing the principul awod uncler the Note or by making a dircct
<br /> payment to Horrawer. If a refiind reduces pr[ncipul, tha rcdu�tlon will tw treuted as x partial prepayment without uny •�
<br /> prepuyment charge under the Note.
<br /> 14.Noticrs.Any noticc to Borrower provided for in this Sccurity[nstrument shxll be given by dclivering it�li�y.�iailin8
<br /> it by first cless mail unless aPPlicablo law requiras use of another method•The notice shnll be directed to the Pro r� A�dress
<br /> � or any othcr addross &�rrower dcsignates by outicc to Lencier. Any noticc to L.cndcr shnll be gtvo�i by,,finst clatis mafl to
<br /> Lcnder's address stated herein or nny othcr addt�ess L.ender dcsign�tes by notire to Borrowet. ��a�n hproar�f h�n this
<br /> ' Security Insuumcnt shull be dccmed to havc becn given to Bc►rrower or Lcnder when givcn�ts p. P S P •
<br /> ,�5.Governtng I.itw; Seve�tat►flity. This Securiry [nsttument shall be govemed,b�. fedrral l�w and the law of the
<br /> Juri�.ict+un in whieh the Property.is located• Tn tha event that any pmvision or clause oP�I�ts Securiry Instmment or the Noto
<br /> cnnflicts�vith applicable law,sucl�cunfl ict�hull not afTect othcr prov�slons of this Secudty'instNr�xnt�r thc Nute whtch ran be
<br /> given Cffcct withouc tiee conflicting provisian.Ta this end the provisions of this Securlty Ilisttu►nene nt�d tho N�te ure dx�ated
<br /> to be sov rabla:; �� of the Note and of this Sccurlty ll��trumenc• '
<br /> �.(.�nt'row�r s�uPY•&�n�wcr shall bn given ono conformed copy
<br /> 1�1.,7'raltsfcr o[the Property nr A&neticial Interest i�o iBorroNen!f ull or any part af thc Property or ra�ty intcrest in it
<br /> is scilc�o�transferrcd(ur if a lxneficial intcrest in Borrower is srtW or�ransferrat and BorroK'er is not a natural person)without
<br /> Lender's priot written consent. Lender may., ut its option. require immediute payment in fuil of afl sums socurod by this
<br /> Security InstcumCnt.Howcver.this option shal!�iot�be cxerciaed by Lendcr if exercise is prohibitcd by faleral lnw�s of the date
<br /> af this Securiry In.stvumcnt. •
<br /> If Lendcr ox�rcises this option,I.ender shuQB�ive Bortrwer notia of acceleration.The notice shall provide a pericxl of not .
<br /> Iess thnn 3�days Smm the �Aa!� tho notice is deli�e►rad a�: m�►4lod within which &►�oa�or must pay all sums sxured by this
<br /> Security Instru,t�xatl�t��w;er:�:uls to pay thetie sunrv,�p�;'r�nc��r¢���the expiration of thi,s�peKamd,[.ender mny inv�ke:u�t remedies
<br /> permiucd bX eh�,§.'���a4aty tr���utni�'�t withotnt fs,rther fir�,u�nr:��c,a�,,camund o�t Bormwer. . .
<br /> ig, Bp[Tro���v�t��'Rtght to Rd�te.. A6 9&�[�w�w,ri-•m�;�ue cerumr:�r�s►�ditions. �orrower shidl have the.�,��w:.to have
<br /> tnfurcement al.'�lf�iis•.Sccurity Instrument d'es�nJ��ufim%�a����'3'i'�m��n�•`.��.'+fnt�lier of: (a) 5 davs E s+�ch o'.�t���w��� ,
<br /> ��, eursuant to an wer r,�SnJe cidr�ltls�d in �1lv��:.:
<br /> applicable ia�u i�any�specify for reinstatenaerrih be2'�cpt�e :saUG�dS the 3're�p��: � Y�►
<br /> SesK,�x•i�iy TitGt�vi�a:n::or(b)ena�r of a jud@ayctu+:nQ�•�l�,:aca�iihie.S2CURtY Il7SttlilT.CI:!•�(Tt15C COtldlltOOS II(L"�5t��1,7�S�YCS:;Q��pAyS�
<br /> 4.��ri.fer u9t su�s v+��►ich thern we�nle3 be due �urki,�t t�n;;r.'S�wurity IInstrument an8 t��n I'd'ui�:.e ae if no accelerdticn�i�:�,;1'mccu.�r.�ed;(Ny '
<br /> � uFCCS sny ekC�wda,r,f,any ottver cc�vetw���s��r z�r��r,z_ir��n.s. ��.pays:ill ex�en�2ti n�na'Wiar,ad iat enfor�cing Ihis Sie.wr�r.:;i 3tLcltuttK:N.
<br /> ineluding. !�e mc�•t�i.�ited to.n:�shnal�l'e zat�c�:rne;��ti fees: anei(d)takes bia.��+frc�a��+n,��11i.erder mzy r�e�.was►ably req:.i•r�to asucr�:
<br /> thac tl�e li2iv mt'WE;us��ecurity,"i,nsiretrr➢e��c'u[.c:�►�a o�h�llnna r pt�t�tite��u:i r,��l�s�1.1°�n ar�;�svp�ac1►thin �:n y Instrumcnt�a�d 1'?,�ru�
<br /> [n',�;a 7Q;Ty"[j�p' evlOilLtTR.tn �
<br /> o�sf,i��a�ixm:�xosur��.�i hes¢6y�1Tall� een�ain tully effective as�if no :ic��elerat ian I7:�►�e���.,v:�1,�6:. Nowever.tnis ngni to reinsraic�i�
<br /> �n�c a�s�7Cy irt cl�w c;+^s;z nf�,a:cleracion undcr paragraph 17.
<br /> ��„ ��on;W►te;C'W�rt�gr ot L.�n Serviar. The Note or a pattial incrr�:� in thc Note (togethcr with this Seaiitit)�
<br /> Instmn�enc�ina�+P�:�old one or marc t9me.ti without prior nniice to Hurcc�wer. A sele may result in a chnnge in the entity(knn��<n
<br /> ��}�"�,�xKt�ervirer")thut collects manthly payn�ents due undrr the Nnte a�xl this Securiry Instrument.'Therc ulso maY b�e��ia�' •�
<br /> or m►m changes of the Loan Scwiccr unrelated to a sale of the NMe.If there is a changc uf the Loan Servicer. Borrower w(ll'L1►:
<br /> given written twticc�f the changa ia:�wrdaix.�e with paregraph I� �M�ve ut�d applic;+ble law.The notic:will state the namc and
<br /> acldress of the cx:w L�n Scrv�cer eixi the address ta w�hich payments tihould bc madc. 'Y'hc noti�� will also rontain any other
<br /> inforn►at(nn rcquin.d by upplicublc law.
<br /> 20. H��►us Sub�tat�c�es• Borrowcr shall not wuse nr pennit thc prcsen�x. usc. dispos:il, storagc. or release of dny
<br /> Hau:ud�ws 5ub+tances un or in thc Property• Borcow•c� stwlt n�t Jo. �wr •rliow anyonc clsc ta do, anything Y€fcxtinE thc
<br /> pmpcAy that is in viul�tinn uf:uiy Envirnnmental Law. 'I'Ix prccc+linF�wo se���nces cha�� ��P�Y tn the prcse�k�c, use,or
<br /> st�r�ze on the Pr�►pcny uf small quantidrs of Narardau�Substanres that are gener�lly recagnir. to be�ppropriate tu normal
<br /> rcsfdcntial uscs a►xl ti�n�amtenancc of thc Propchy.
<br /> �}„���,. �m so2e srso
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