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<br /> The Funds xh�!I t►n hrld A� en insdtution wl�nsc depn�its iire Insurod by a falerul ugency�'i�tn�mcntidity. ar entity --
<br /> (inclucling lxixicr,if I.ciHJrr is tiuch an insdWtiunl��r in zmy Fttier.d Hutnc I.��.ui Bunk. l.c�xlrr shul)upply thc Fu�xtx tn pu>�thc
<br /> E:+crow Itcros. 0..cndcr muy nal churgc aurn►a•cr fur finldins and applyinK thc f�uixl,.ur.nually unal��iing thc 4�rr�►w i�rci,unt. ur
<br /> vCeflying the t;scfow IICms,untes�i.cniicr paya au�i.�wc����::.��.,.zn ttse 4•ttttel�pt?d g�►li::�hic Is�u���ennua LCntiCi ta Inake�uch �
<br /> a churge. Haw•e��er. l.erxier nwy requfre li��rruwer tu pay a nue-thne chur�e ti�r un inJe�ndent reui c�tntu tux r►r�x�ning�erv�ce
<br /> u�+xl by� Letxler in cumxtiliun with tl�i� luus:, unletis upplirahlc luw nr��Y+a�� uthcrwi�ti. Unitss cm n�;r�nwnt is m:Kfc ur
<br /> applicablc luw rcyuires intcrctit t�►tx paid, l.c�xicr tihall iH�t hc rcquira!ta pay 8c�m�wr.r uny hucr�wt ur carnin+s u»thc f��uxlx.
<br /> Borrowe�uncl L.ci�ler nu�y agree in writing. Ix�wcv�:r,tliat intcre+t yhall be paid rni thc�wx1c. IA�xlcr:+hall g
<br /> v�to &mowrr,
<br /> witheiut churgo, un unnuul accounting ��f the Funds. �h��wing creclits a�xl dcbits tu thc Funds a�x1 thc purp��se fin which cu�:h
<br /> dchit to the Funtt�wu}+u+rfe.T�'�ru�kis ura plcdgcd a.r•additinn:+l tiecurity litt nll sunts sccural bp tfd�S�.wuriry Instrument.
<br /> If thc�und�held by Lrrxlcr cxcccYi the anx�unts permittc�l to bc hcld by upplicable law,Ixixirr shull aruwnt to Bortow•cr
<br /> far the excess E�unds in attv�ntance�vith thc r�yuirenxnt�of applicuble luw. If�he unmunt nf the Fur�is held hy Lrnder ut any
<br /> titne ir�nat sufhcfent t��q�the 6u:r��w Iletns when due.Lender n�.�y so ix�iify 8arro�ver in writing, �u�d,in such caK Borrower
<br /> shall pay ta l.ender the a►nx�unt ne��eswry to make up d�e deficienc:y. Borrower shail make up the d�ficiency in no nxue than
<br /> twelve itxmthly puymcntc,ut I.axlcr's u�le discrctian.
<br /> Upon puynxnt in full af ull sums Secuml lsy ihis Srcurity Instniment. I.endc� �hull pmmptly refund to Hurrower any
<br /> uf the Pmpe yl sl nll apply any F rxis held by l.encler nt�th�ti�tne`�►f ncquisiti nror�.�u e a�u cn.�iil ugain+th he sums secu�reci by
<br /> this Security Inst�imcnt.
<br /> 3.A{�tllcAtlon of 19yments.Unless npp�icable:luw pr.r�vi,l����+It,�cwise,all pnyments recoived by [.enifer.undec�arUgraphs
<br /> 1 nnd 2 shall tw onpliecf: fint. to any prepayn�ent rhaixt��rJoe ui�dcr.�Jne Note: second.to umouui.s�xr.y:ibl.e unxt�:c pan►graph 2:
<br /> third,te�inturcst due:I'vurth,ta princip:l�4�U.C:.J.i1�I IJtiI,tcr ar.ey I,cce���f?.u�es due under the Nutc.
<br /> 4.CMaty;es;4fx�k�..13�ir:rowcr sh:d1,��+t.y all t:�KC�s,asx.�sii��tits.cl�argCS. fincs und intpusi�i.ons at:t:r'r.bu.cabLe t:v tl�c Properiy
<br /> wi�ich nwy nttain prioii.i,x uw.x this Sr�.'ur.itp Fi.�st��ra�.imn.t.:u?d l�:ESChuld payments ar ground renr.s„ ul',v�.y. Bv�ruwer shall pay
<br /> thesc obtigatlom in th��tianr�:��r;�r.uvl�kri iit�;�r;�sb.2,m�i.f ncir n•�4i in that mnnner.Burrower aJ�aJ�D's5 tt�em.�a+�time direcUy
<br /> to the persnn awed�►�ay�.���Tat,iF,��tawer siYali.�r.c�+n�+.[p €iir�T.i.sis.i.�a i:.eurlc�all notices of amau►iry r.a lae�aid un�c r]�is p:rr�,�rnph.
<br /> If Barrowor mHkes thc5e p�fM..nis directlX.,T�wr.row4r J�aiC gm+n�:l.p C�r4�iish to Lender receipts evidi�r*.rcing th�p:�ytnenis,
<br /> dorrotver shall prc�+r�)v dischati•ge anv l:�:.ti wh?:1°:�'a,�pnon.�.y.n�;�t,^.t�zis Securlty Instrarn�n:rtmA:>�&�rruw•er:�:�)�n.•es iiT,
<br /> writing ta tho p�7��nt of the obligation secured by the lien in tt tr�urr.u:r.�u���ptuble to Lcnder:t�+1��Y��•nE-:�i�i�,��d laith ttic lin,�,
<br /> by, or defends vgninst enFarrem�nt of the fien in, legal �rocerdings��3iich in the Lender't <;^�=yt,�%•�+tkr.+ur �a Qrcvent th. _._
<br /> enfoe+cement o!'d�e lien; or(r)xecures i'rom the holder af the lien an pgr�eement satisfactory to[.en4er sulwrai�t�iro�1,z:the lien to
<br /> this Se�:urity Instrumcnt. If L.cnder detcrmines that any part of the Property is subjcxt to a lien which may att�iau p�riority over --
<br /> thiq Security Instrument, Lender may givc Borcowcr a nntice idcntifyin�thc lien. Hc�rrower shall satisfy the lien�►►•take one ar
<br /> more of the actions set fonh abave within 10 duys uf the giving af notice.
<br /> s. Hytsxrd or prop�rty �nsuerncY. Borrowcr shatl keep the improvements pnw csxisting on c�rcxfter erecta! on the
<br /> prupeny insured agatnit loss by firc, har•rnis included within the term "extended�overnse" a►xi any other huzards, including
<br /> flrwds or flooding, fnr which l.etxier requires insurance.This insurance shall be mnin2uined in the anwunts and for the periads
<br /> that Lender requires.�1C II15U�a�xc�af�2i'�1z3t1t�=nS.h= =n`-��`-"'`�!='�� �chosen by Borrower subject to Lcnder's approval
<br /> which shal! nt�l be unreasonably withheld, lf Borrower fsits tu m�intain covera�e desrribed above, Lender may, at Lender`s
<br /> opti4n,obtaiq eovernge ta protect l.ender's rights in the Praperty in aci:drdance w�th paragraph 7.
<br /> All insu�Ymce policics and renewals shall be xceptable to L.ender und shaSl include a standard mortgugc claust. I.endcr
<br /> shull havG the riRhR to hoW thepc�licies anc!rcnewals. If l..�nder requires,Bonower shall pmmpdy giva ta i..endec ull roceipt�;�f
<br /> paid preniiums a►xt renewul naticxs.In[he�vent of Inss,Buxu+wer shall give prompt notice to the insurunce cnrrier s►nd l.ender.
<br /> Lcndcr may mskc pmo{'•af loss if not madc promptly by�nrrower.
<br /> Unless L.cndcr and&►rrc»vrr othurwiW dgree in wtiting. insurance procccds shall be upplied ta re�toratfon or repair of tho
<br /> prpperty datnuIIed,if the nstoratiun un Rpair Is econumically feusible nnd l.ender's security is not lessenal.If thc restoraUon or
<br /> repair is not economicully feuible or Leneler s security would be Icssened.the i�surance proctxds shall bo Appliod to tho sums
<br /> �ured by this Security Instrument, whtther or �t thon due. wlth any excess paid to Borrowar. If Borrower abandans the
<br /> prpperty, o�das noe xnswer within 30 days a natico from I.ender that ihe insurunce carricr hac offerod t�o sr.u�e�`�cluim.$hmn
<br /> l.endet may col�ect the insurunrc prcxeods. Lencler may ure the procrods to repair ur rehtore ehe Pra rty P�Y
<br /> secured by this.Security Instrument,whether or nut tfien ciue.The 30Klay period w�U begtn when the�wtice is Siven. .
<br /> Unle'ss I.cncicr and Barrower othervvise agra in writing, any application of praceods to princiPa� shall not eatcnd or
<br /> postpone the.du�dute af the nx�nthty payment� rcferrod t�in paragraph9 1 and 2 or changc the�+►nount of thc payments..�f'
<br /> under paraBrAPh�1 the Property is acquirc�by Lende�.�nrrc�wer's right to any insu►unea po�ieies ancl pres...�+edF resulting from
<br /> dwnuge to th�.Pcuperty prior to ti�e ac�uisition shall pASS ta I.ender to the extent uf thr sums securcd by this Security Instn�m�ni. .�
<br /> inunodiate)y•.pdor to the ucquisition.
<br /> K.Oa� aaCy.�vAtMn,AiaMtenance s�nd Pc�tcxtion uf the Prc►pertY,�urcnwer's Lout Applicatinn;l4easeholda.
<br /> gprn,wer alµI{��ccupy.establish,a�x1 use the Pro(xrty as'Barrower s principal resid�nce�vfthin aixty day��Rer the executton of
<br /> this Socurity�lnsttument:�nd shall co�dnue tu occupy the Pm�erty as Borrower's prinCipal resittenca for at least one year after
<br /> tt►e date of o�:cupancy.unlass Lender otherwise agms in writing, which rnnsent sNsdl nat be u4re�.�unably withheld,or u�ilcss
<br /> cxtenuating circumstunces exist which sue beyond Borcower's control. Borrower shall not destroy. damage or impair the
<br /> �Prnperty, Kllnw the Property to Jetcriorate, nr commit wastc on the Propeny. Borrowcr shall be in default if any forf�iture
<br /> actian ur proceeding, whbthev rivil or criminal. is begun that in L�Rixler's good faith judgmnu cautd result in forfeitun af the
<br /> property or aherw�se materially impuir thc lien rrcated by this Security instrument or Lendcr's security intcrest.Bon'ower muy.
<br /> cure such a default and reinstate.as proviJed in paragraph 18,by csusing the action or praceeding to bc dismissod with a n►lin�
<br /> that. in f..ender's gaxl faith detern�inatlon, prccladcs forfeiturc of the Honower's intcrest in the Property or othcr matariu�
<br /> i�tpsirrnent of the lien crcatcd by this Sccurity 7nstrwne►�t or Lcnder's sccurit}.lntenest. 8orrc►wer shall alsb he in default if
<br /> &�siower.during thc loan applic�tian pnxess.gavc mntcrially falsc or inuccurx:�fa�for.matiun or statements ta 1.�.�r.�der(or failed
<br /> ep�pr�ov�Ck i.ender with uny�rwteriul infbm�atian)in�ronnection with ttu:loun csvi�WA•�ed by the Note,including.but nut limited
<br /> 'ti�,�:�,'�,xt��ns co�x'erning Iiumuwcr's occupancy nf the Propeny as a prin�-�pal rrsiden�c.If thi�Sccurlty instrumtnt is on�
<br /> ��z�,9.,•�Dorrower shall compiy with �II the provisionc of the Iease. IF &�rc��►��zr uc�ai,:,.� fce tidc to the Prupeny, thc:
<br /> a�wi�,aa�-�rnd the fee title shull not ttxrge unless l..ender ai�rro cr fe I�to�x:i�o+m�:�e co�ec�w^sut�nd eBree►nents rnntained in
<br /> �,�Fr�rk�tc;tiun of I.ender's ltights in the Pwperty
<br /> t?�is$tcutet3 Instrumer.a.<�r therc i+a legal pr�a.-�.�:�.6����e that may si�nificand'y:ni;l��c�,Lender's ri�ti!s in tFee Propeny(such as a
<br /> ;mrc�caeQi!r�:�?ta.hdnktuptc}+-�robatc. for cn�d�rn�n�ri��+t.w:-fiirPciwre ar tv cnF«r�.�:�9res•, rn regttlati�*.i.�1.c1T�^i7 L.�andcr m:iy do aixl
<br /> �ay frM wEuaa.<<c�is nccessary to proua.^t� i11e v:�lu�t�ri thc Prnpert�< :►ru! L�.~n►fcr�a r.g�lts in th�&�ir{.��. Il.r,iutrer's;kti�ir.�.i�r:iy,
<br /> inclu6c G��im�' trny sums sa:urod by ;► lie� cc,il�:h has priont����:sr ah��.,,�ah t��er�.u���.taJ�.+.;.�a.�:�ui uncier��g:ur,�ra��
<br /> reau�a4�fa�t'�erilYyS' fccs an0 entering�m�ne�,�R;�.�y iv��d.�....�...t:....�...__o.. . . _
<br /> 7.I.cExi�tr Gces nnt hzee t��do w.
<br /> Any atmwnts ati:shu:i�caf by l.cndcr wxf�:+• rhi•ti��aragraph 7 �hall bccomc additional cL.�Ur.r�f'ii��U�n�wcr. secure�l by this
<br /> S�cu�tit)� f��,trmnent. Unle�s gorruwcr und Lcr+�fia'atbi�to nthcr tcrms of nayment. theu•amcri+nts`F»ll�In^:u�'rntrrer.t from the
<br /> d•rcc uY assUursemcnt at thc N�HC rutc:uxl tihull Ix payablc. with intcretit, upon noticc i'min r;.��7�i��• e.� l9ixrowcr requcsting
<br /> �.�aynxnt.
<br /> 8.AtortRage It�suronce.li'[.c�xler rcyuireca�mmgage insuruncti a�a�Y�nditinn of nwkinu�l��Ir�un a:�.�is�c�.l by this Saunly
<br /> [nstrunxnt. 13orn�wcr shw11 pay the prcmiums requircd to maintain thc mortgage insurancc in efC�ct� C7`. fi�r any reawn. It�e
<br /> mcirtgage insur�nce coveragc reyuieeJ by I..encler Inpscs nr��ticw tu be ic�effe��.�n��w'�r shall pay tt►e p��rniums reyuienl to
<br /> nt►tain rnverage tiubvtantially cyuivalcnt ro ttu� morigage insurance previously in effect. a�a co+t�,ub�tantially equivalent w the
<br /> rost tu Burrow�cr uf thc martgagc insurancr prrvious{y in cff�Yt. Irmn an altcrrutc nx►ngagc ins�rcr approv«l by Lcndc�. If
<br /> np�Jo1•
<br /> Form 302b Yl90
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