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<br /> . `�:ti�.:..< :�� 5. Hazard or Pcogesty Insa�aase. Borrower sdari keep the im�mvement.s arnv exiscin��r hercaQtr cmcECd nn the
<br /> ° :%,s:°;�`,;��`��`'� Praperty iruur�d against lass by fire,haraids iacladed wit6In thc term. eatended mtic��e'and nny aihcr ha7acds. iacluding . _
<br /> � .�:`„�N:�;;?.; t3oods or Saoding.far wbic6 Lender�quires insumnre.'t9�is insurance shatl be mvntsinod in the amount:�urtd fc►�tfle periade
<br /> �. �%~� '.`-;��.` ' . that Lender�quires.The iasurance cs�rier pr`ovidmg the insurnnce shail be chorea by.8orrowrr�bjest ta•landcr'�appravcil
<br />.;•;:.�,�'� �.���i;`;� which shall not be�����ah1y withhela. If Borrower faits m mainCain rnyerage d..^sctihed abave. I tnder may. ut l.cttdet'a -
<br /> x '�• ^��.':` option,o6tain coverage to protect Lender's rights in tke Pcnperty in�sbordance�vith�a[qqraph 7. _
<br /> `` ` All insL*+�++�poliaes and tette�vals shall be acoeptable to I.ender and sA�3! inciru':a standard mongage ctause. Lettder _
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<br /> , shalt have the right to ftotd tke polic�es and rectewals.lf I.ender requines.Sorronrer ek�ii promptly�vc to i.cndez ail recei�ts of
<br /> .:`:, .. .,: ��� ;;'�i@ premiums sud renetva2 notices.In the event of loss,Borrower shalf give promps t�atioe ta tfv�insurance catriet und t+ettdet. _.
<br /> `i`:.�_:���••" :; `°::.��r�y make praof of Eoss if not made ro d b Borrower. .
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<br /> . ` �s..;� ��::,:,�.;;.�Leader and Sormwer atheravise agree ia writing.insurance proceet�skall b�apptted to nstoratfon or repuir oF the.
<br /> • ' Pra�iiji damaged,if[he r�moration or repair is eootzu�icaUy feasible and Lender's security is nut iessened.If�the�estaration or _
<br /> `':.. t�pair is not econnmfc�lty�easi6ie or Lender's����imuid 6e�sse�d.the ins�uattce pr�s sha116e appfl�e�to tRs sums -
<br /> , ,. . � -,:t:, secured by this Securtty Insaument.wt}�ther��o�<;�i:e�, wit4s any.exoess paid to Borrower. lf Borrawer abundons the
<br /> . `-' , .; �, piu,perty.or does aot answer wittrin 30�s��.�r�r.;�;�der that the insurance carrier has offered tascttte u cluim.then �
<br /> �' `` � • Lender .
<br /> may collect the insuraace pc�nceeds:���'vse the prooeeds to nepafr ar restoie the Pcoperty or ta pay sums .
<br /> �•�.�,` , &��yY�,�tY inctrnmer�t;whether at.�3��:"ciue.The 30-day periud will 6egin when tbe norice is�ven.
<br /> . �`. �� Uale�s:t��and Bomower otheerwisa;a�'ka.:svriring, any apglicaaoa of Proceeds to principal shall aot eatend or -
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<br /> , ` .postpane�;�ae;date of the monthlY IsayR�ts,;;..a�to in pamgiaphs t and 2 ar change the umount of,ehe payments. If
<br /> �''..'•` under �a;2!the �s -�". �ormwer's a to any.iasurauce pollclRs and raaceds resulti � fmm .
<br /> � � par��i Property' acq�ire��b�;. :._...� 8� P �S
<br /> ��<,.�:' , dsmags ai��'mpertY Prim'to the acquisiaaa��SS w Lemder co the extent of the sums secured by this Security Iastrument
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<br /> Y ` .���,,�.,,;. 6�Qr�.a�.L uc9.Pres�rvaHon.Matatenaace ac��rotedlon of t6e ProPert9;Borrawer•e Loaa Appllt�ttton;l.e�seIIotds.
<br /> • �. :��':;. Boirowe��:�oocuPY,establish,and use�the PropeMy'as Borrower's princapai residertce tiviUun siaty days afier the ea[eattion of`
<br /> � . � � ttis Secu�?�=k�stiument end sball continue to aceupy�he Property�s Borrower's priacipal residence for at least one year afder. -
<br /> _ �,_ i::: � the date o��x�c�rpancy,nnless i.ender othenvise agrees,in writing.which maseat shalE nut be ortmasnna6E�wIthhetd:ot unless . :.
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<br /> ' . ;: `: eatea¢ating:;ar�stances exjst �vhfch are 6cyond:�r's oontrul. Bmrower shal��not dasuoy, damage ot impai[ the
<br /> • �.. ,' ��: . Praperty�;�ei,��"v'the Property to deterioiate,or ca�,o�a.�e�siie Praperty. Sorrower sh�11:6e ia defaWf if any forfeituie �
<br /> `':�:,�F, ..�; ,, actton or proceeding.whether civil or ctimit�l.ia R��,t����xx:�tder's gflad fatth judgmem oould result ia for€�ittue of tt►e
<br /> • Propeny or otheiarise materialty impair the lier��.76��'t;•'�,�rity�nstrur�eat or IreMer's security interest.Bprcower may
<br /> . . � cure such a defaWt aud reimrtate,as providEd s�;�,��,�..����,.�e��tsing the action or pro�eeding w be dismissCd wlth a nsling , �
<br /> . ��:�;'•.' _ - tfiAt. in i,ender's good faitb,determinat'san.pr�c?�3es fi�^�n.''s��E i4�e-$orrower's latemst ln We Property or other matedal
<br /> '. lmp;ilrment of ihe lten cre�ated by tlus Seaz�z�=�.�e��r:��r`s.securIry intet+est. Borrower shall also 6e in default if -
<br /> . � Borrower.during ttie.loaa application process,,�ay��:e��rx���se�,oi�ii�accusate�infortnation or statements to Lender(or faited _
<br /> ' to provide Leader wiE�a any cnaterial informar�u!�:;�v��car�vit6 the loan evidenced by the Note.includiag,but noi limitcd'
<br /> . . � � ta.cep�sent�tions q�,�zming 8orrower's occa��ui�,��;!',tha Fi�gerty ss a principal residence.If this 3et'orIty Insuuaaent is on a •
<br /> '��.''. � . lease6old. Borrowec'i�a11 comply with ali shc;�a'�;frsians.�v�:�e tease. tf Borrower acquires fee tIfle to the Property. the .
<br /> � � (e�sehotd and tho fee ptte shall not merge unless�ier agr�s so the merger in writing.
<br /> � . .. . . '9.P�+ofectiote of I.euder's Rlgttts in the Pi�op�rty.If Borrower fails to perForm tha aovenants and agreemenis contained in �
<br /> � : �. thls Security lascrwneat,or there is a legal pmaeeding that may sigaifcaauy affect Lender's�rights in the Pcoperty(sucb as a
<br /> praoeedtng in.banlQUptcy,pmbate.for condemnation or forfeiture or to enforce laws or regulatIona).ihen I.ettder may do and�
<br /> ' .. p�y for whasaver ia•r�acassary to psotect the value of the Properry and Len�ler's s�ghts fi the Froparty. b.ender's actio�s may
<br /> ����'� tnclude a
<br /> • ,•r Fayt g�a�s =� secured by a lien whldt has prior±y over this Securiry Instrument. aPpmrin8 in obwt, payiQg
<br /> . . � reusombie attomeys'fee.s and.entering on the Fr�y ta m.:�s.ceg��irs. Aitl�oir,�h l.ender may ea�Ce action undet this parugreph .
<br /> . �`: � 7.�er does not Q►ave w drsso. ' �
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<br /> � � � ,.:; Any araount�disbwse�f fioy.l.ender �i.-t�s�tt�r`�;."�.?.`�`.a�.�8 edd�tional debt of Bosmrower secured by this
<br /> � Sccurity 1.nstmment. Ualess B�uer and I�-�r�to�a�r.r.�a��E�iay�nent.these amounta shall bear interest f►rom the
<br /> � . . `, ''� date of disbursement at the No���s and sk�:�•�:�gayable.`�s::��irr,��e.:�u�on notice from Lender w Sonower req�esting
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<br /> , .. . . � 8.1�Ior�a�e Insyr�3toe.If'�u�;t zetluire�9 c'ie.o�,gage insurance as�:�"c�u.''�t'�.�an of mnking the loan$ecuted by this 5ecurity
<br /> � • fnsWment. Burrower sh�Sl pay t;���emiums r�r��f to mai�tair►t�c istor�s insurance in effea. If, for any reason.the .
<br /> mu�g�v insurance coverago tequiiel��y.I.endea lapses or ceas:s*.o be ua c,�acit,��orrower shall pay the premiwns required to
<br /> - . . •..:"5 nblafn aiverage substantially eyuivalent to the mortgage ia�ua-amv�,.�r'r,eb;ir.x:::T�%�effea,at a cost substantialty eqnivalent to the •
<br /> . � c�st t�Bmro�vtr of the mortga�ge insurance previously in e�:cc.��:n•��."�,r.late mortgage ins�rer approved by Lender. If
<br /> � �� ;�. � c+ubxtnnlfalty equlvatleni murtgage en.�uz~4acce coverage is not available,F�rn�'.�z�.hall pay to Lender each montb a sum equal to
<br /> .. _;�� anc•twciflh AP tho ycariy mortga�e in:»tcg premium being pa�d by Bo�a�i�r t;�¢n the insurance coverage lapsed or ceased to
<br /> � � Ro tn cffcct.i.cndeY wilt ecoept►us�awi�u���ayments as a loss r��E,� tie.� of mortgage insurance. Loss reserve
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