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<br /> ' ��4` TO(3EfHER WiTH all the improvements ttnw or ltereafter�ed aa the pmperry.ans�all����e�nents,sPPurtenan�•aad
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<br /> 6xritres now or 6eceaftet� patt of the pm�rerty. Ali cept2�ments aad ad�litioas shali atso 6e covered hy this Secwity �.�..:
<br /> � . ' .���?�`;��� I�utnmien�Atl of the fongoin$is r�Ferred to in thisSecuriry Insmmneatas t�e°Pmgerty." �=--�
<br /> `` °�' `'- ` `�^ BORItOWER COVENAMPS thaz Barmwer�s lawfttUy seised of ihe estate herebY coave ed and t�as the ri t to and
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<br /> ' ooa�ey the Prapetty aad that fhe Ftaperty is urtsctcumbered.except for ens;umbraaces a�rerord. Borrower warranis aad cvill �:'�:.
<br /> defe�d generalty tke tide to the Propeny agaiast all claims aml demauds,su6j�t to any eacumbrancxs of reoard. �
<br /> .,�;: - THIS SECtJIti3`�W�FLtUMEi�T oombiaes wtifoim co�enaats for natiaqrat sse and ao�uaifocm ca+�eaants wish 2imite� � ;
<br /> ... .� '� ,� variatioAS by juiisdic,tion to com�tiwte a aaifo�sec�ity insaniaent oovering�al pra�ercy. . � �,..�;
<br /> ',,`�;' �:: ` UNiFORM C�VENAN7'S.BO![O�YCf SIW LCII�EI ODYC03A�8IIa SgfCB 8S�OIIOWS: • �:,;,_:'
<br /> ''; 4� 1. POpment oP�Slndpal and Iuterest; �PaYmeat aad I.�te C6arg�.BaF��►�� PI'o�3��!'.wben due the i� .,_
<br /> `.��,:,,. `�., principa!of and irterest.on We debt evidenced 6y the Note and anY P�PaY��a�d fate charges due under t��f�te. �»- .
<br /> ••�� 2.Fimds�or Toxes aad Insvrauce.5ub,ject to appHcable taw or to a writtea waiver ii�:•.i�nder:'��'et�k�y to � -_
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<br /> . ,�.� Lendet on the day moathlY PBY��s aze due under the Note.unu'I��!tote is paid'ut fall.�`��}FuncEs")t�".ia?3�'�3�i'4��s �.,,P-.
<br /> � ` and asseSSU�eats whids may attain priority over this Seciuiry instrui�eni as�a•�eII on the Fro ,:�b)�y���o t t��°�S. . :=•-
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<br /> c.:.:�; or ground rews on tt�e Propeity.if any.(c)YeartY havard or pmgeny insaianc�„�,�i�tns:td)ye�r�X floc��ur�'°,��pr�i�s. � ��.
<br /> ': . if any and(�any sums�ay�tz�.�'4`�f��a���i t6 I.e a d�;'6�`�xo r d a i i C��::�'i� �;
<br /> ;_, if any;(e)Yearly'atortaaage inwranoe pieminms. . -
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<br /> ,' t�e pmvisioas of par�gaph�8.in Ueu uf the payment of mortgage�ace p�:�s'a��ns�re c�Y�scc���." • � ��
<br /> « Lender may,at any time�wllect and 5���-Fands in an�nonut aot to excee�:.��riTr"�c�innat a�te�i..dr fo����IY. -
<br /> `� ` ", - m�ated martgage toan may cequire far�wec's�row accoaat uader the�a�'.� ��ettie��ieoedtues�Pict�of� �-
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<br /> t „�� . �974 as amended fiam wne to time. li U.S.C. ���a Z602 et seq.("F2BSP��K�nless ano�r taw tit�:�Iies to the Funds. �._
<br /> �-.:°: s�s a tesser antonnt< I�so. I.ender amy,at�ay iia�;colIest and huld.Faads��s an amo�,t�2t 4o eaccee�#`�e Iesser autount. ; � � '� -
<br /> ` I,en,der c�ay estimate the amount of Funds due_on the 6asis of curreat data at�°�asonabl�-�of eapeaditures_of futn�e ,..
<br /> �?-. Fscro�r Items 4r otheiwise in s000rdanCe with appllcable law. . �;.� � ��`
<br /> • �� Tde Fands s9a11•6e hetd in an instimtion ahose d sits ate Insurect #s�•a federa� �Y
<br /> `.�: n epo sgencY. instrumeatalIty. or end �.�-,.:
<br /> .�Y��: (inctuding Iender.if[.�ader is such an institution)or in any Federal Home����'ank.I.eader'shall a�ply the Funds to pay the :_ _
<br /> ::, anal the cssrow-aa�ont.or �"°�- .
<br /> �.;�;'� _�. .:. : Escrow Items.L.ender taay not charge Borrower for ho2ding and applyiag tII�ie�ds.annuallY Yzing -aa, —
<br /> s�j,;''`;::� 4 ' .verifyin�the Escrow Items.unless Lender gays BomRVer interest aS��.the Fand�and appiica���aw pemoits Lender to mak�.'�uct� ... --
<br /> a charge.Homever.Leader may requi�Bomower to�pay a ons-ti�,sharge f�s an indeper�3i�ieai estate tax�parang-s'c,��?ce
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<br /> .:,f��:. , �� ased by I.eader in coffiectiou with thls loan, wiless applicak�i�taw pravides Qthesa�se,;�aless an agreemenC is�or
<br /> -'�� , apPlipbte!aw requirps interest to be.paid,I�r.sG�l aPt be i+equired to pay t3Arrower erp i�serest or eamings oa the Funds.
<br />-. ' ;$orrower and Lender m�r agme in writing,ha*��e+�-�:.hat iAterest shall be g��.��ia the Fur�is:�I�ender s�-u3�ive w 8omawer; -
<br /> . '.•�' �. without charge; a�annual accounring of the Fwsd�;9nbwing cr�.'ts and deb�ca�t6c Fus�.t�d the purpose for wtuch eaFh �°
<br /> ' • , •:: � debit to the Funds was made..The Fuas�s are pledged ac addittona#szrurit3►foi�a�I:su�ns secui�t ipry:this Sacusity Instrume�t. , _
<br /> ' ' If the funds�held by Lender cxceed the amounts permiued to be hetd lsy�pl�cabte law,Le.nder shall aa�ount to Bonmwer ' -
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<br /> ,;:�;fur�tHe excess F�s m aocsr�t+ae arith the requicra�+ents of appl'tca6te Iaw.tf t�a�ount of th�FEt�tds held by Lender at aagr =
<br /> � •'' ��,'� ��'�� :.:�iime is not sufficieni to pay the Escrpw Items whe�due.Ixnder may so nodfy Borrovrer in writiag,aitd.In such case Borrower _ . -�_
<br /> • `' ' ��shal�pay to Lender the amnnnt aecessary to make up the deficiency. Bormwes shall make up the deficiency in no more than ' �:.
<br /> , �:. �� ;' twelve ment2ily payments.aYLe¢der's sqte discreuon. . , .. D�--
<br /> ��. ,j +�� ;.,,i Upon payment in foU of all sumg secured by this Security Instniment. Lender ehall promp8y�fund to Bortower aay �
<br /> `,� ,.�, . Fands heid Sy Lender.If.nnder paragraph 21,i,en�r shall acqnire or sell the P�pesry.Lender.prior to t6e acquisition as sale �
<br /> ' �;,; ; .of the Pcapetry.shall apply any Fnnds held by I.e�i at ths time of acquisitlon or sale as a credit egaisrt dtr:sams secored by -
<br /> � :�:, this Seauity instrumen� , . . , , . � � : �,_.
<br /> . —'�i �:-` 3.A�pllcaito�af Payments.Unless applieable law provide��.tt�wise;al!gayrneats a�il�sed by Lender under paragraphs . � -
<br /> ` �.:'.����•:� � 1 and 2 sbatl be epplied:first.to aey Pr+epayment charges dus��:tt�e Note;seCOad;to�i�rmta payable under pa:asraph 2; , —..
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<br /> • thlyd.W interest due;fourth,W pri�ipal due:and last,to any late char$es due�i.�der th�e Nate. ---
<br /> . . �. :;f ;; 4.C6acges:Lteas.Borrawer shall pay all taxes.assessments.charges..�'us�s an�1 imgositipns atuibutabie to the.Proyert3+ „�. _=
<br /> • . ;{�'. • wtuch may at4vn priarity over thfs Security iastnuuent,and teasehold payme�'�s or ground rents. if any.Borrower shall pay ,�.: `�
<br /> - . � tLese obligat�ons in the manner pmvided in paragraph 2.or lf aot paid In that aianner,Bor�'�r shall pay them on time directly ---
<br /> � ...'' «���,'�. �' ': to the person owed pa}ment.Borrowcs shall pmmptly fumish to Lender all notices of ama�to be paid under this p�.�aDb. �.� �.
<br /> . �' : IP�orrower rm�tces these paymenis direaly,Bomn�+es ahafl promptty fiums6 to Lender rereipts evidencing the payments. , �-�
<br /> -- � � • ; '� Bosrower shall promptly dischazge aay lIen�aiii�,sh has priority aver this S°,writy Instrument anless Horcrswer. (a)agrees in . ;� �;___
<br /> ° '' � 4 ' .� writing to the payrttent of the obligatton secvred by.�.�lien in a manner uoceptaDie to Lender;(b)�ntests fu•�ood fatth the tIcn � �" �T:
<br /> � .. �,;. .:;�': � by. or defends ag'ainst enfozcement of the lien ie. legal proc�edings which in the I.ender's opinion a�erate to�gt�oar�th�' '; �-':
<br /> �,:,�,�� :. � enforcemenc of the Ilen:or(c)secunes fmm the�oider of the tifn an egeement satlsfaetory to Lender subordina8r.�dr:�Cfen to �
<br /> . �s�Gg"��r: .:: ' this Sectuiry Insmiment.If Lender deteimines that any part of the Progerty is su6ject to a liemwtict��may attain pric!,i1�over �-
<br /> ����'�'''".�:'� �� . ', '-this Security Iastiumqdtr Lender may�ive Bonovrcr a not�ce identifying the i�r�.Bortower shall sadsfy 11ne[ien or take one or_ ___
<br /> - ',��:;�'�t�,Y1�4 � �; � more of the�actions sef fotth abwe with9n 10 days of the givi�$of notioe. ' . ,
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