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<br /> '('OGETIakiR Wi'�N all ihe impruvements ixrw ur hereaQer erected on dte property, und all catir�nenis, uPPurtenances. n�xl -
<br /> fixwrc� nuw ar hi:rcaftcr u �art of thc pruperty. All rcpluccnxizts n�id ndditiony tihull �dti+� hc covcrcJ hy this Sccurity
<br /> In,trumcnt. Al) of th�:furcgoing is refcrr��t tu in thiti Sccurity Intitrumcid i4+Ihc"Pra�xrty.'
<br /> ypKRpW(;K COVI'sNANTS that tA�rruwcr is I.►wfully sci,ci!��f�hc- c�tatc hcrcby ciarvcycd mi�l ha�thc right W grunt und
<br /> rui►vcy thc f'n�pcny a�xl that tho Pmpcny is w�cneumt►cral, cxcept fnr cixumhrun�tis ��f mcurd. W►rriiwcr warrants:uid will
<br /> dcPcrtd bcncrdly ihe titic a�thc Prop��rty ugai+i.rt ull cluimy:uxt cicmand5,�.ubjcct to;►ny encumbru�iccs of rccurd.
<br /> 'THIS SECURI"CY IN5'CRU�IENT�ombin��uniform a�vcnantw ior natiuuul u,c ucJ uun unifor�n cuvcnunt, with liinital
<br /> variatiuns by jurixliction t��cunstitutc a unifurm u�rurlty in�ininxnt cuvcring rcal pro�c�ty.
<br /> UNI�ORM COYENANTS. ik�rruwcr atxl l.ciul��ment�xnd'�L.�ttef Gh�t�as.�Barrowcr shull prompUy pay when duc the
<br /> 1. Pavment of Principw{ ond lnteresl; Prep�y
<br /> principi�l uf+ux1 intercst on the debt evidenceJ b)�che Natu and uny p��epayment a�v1 latc chur�es due under the N��te.
<br /> 2. Fonds[ur Twxes�nd inwr�►ncc. Subjcct tu applicablc law or to u writtcn wuivcr by Lcixlcr, Borruwcr shall pay to
<br /> L.e�xler on the day nwnthly paymcnts urc duc under the Note,until the Nate is puiJ in full,a sum("Fuads"?fur: (:+)yearly taxes
<br /> and assessrnxnts whicl�may a!tain prii�rity over this Security Instrument u�u lien an the Propen�'b)�e�yns�nce prem upms,
<br /> or grou�xi rente,on the Proper.y,if uny:(c)yearly hu•rard or pru�xny insuranse premiums:(d)y y
<br /> if any; (e)yearly mortgoge insur.ince prcmiums, if any; a�xl(fl anY sums puyabfe by &�rmwer to L,e►xier, in accordance with
<br /> the provisions of p:►ragraph 8, in licu of the PaYme���uf mongagr,insurarice pttmiums. These items are c�lled "Escrow items."
<br /> L,ender may. at any time. coll��ct and hold Funds in an amaunt not io exccal thc maximwn amount a lender for a faierally
<br /> related nwagage locin may n.�quirc for Bur�wer s e.scrow xcount under the federal Iteal Estate SetUement Proceclures Act of
<br /> 1474 as amcndod from tima ta time, 12 t1.S.C. Section 2601 er seq.("RE5PA"), unless another law that applics w the 1'unds
<br /> s�:ts a lcsscr aunount. If so, [.endor mny. at any time,coUcct and hold Funds in un anwunt not to excad the lesser amuunt.
<br /> Lender m•ry estin��te the anwunt of Funds due on the b�►sis of curcent d�ta and reasonablc estin�ates of expenditurts of futuce
<br /> Escrow ttems or otherwise in accordunce with npplicable law.
<br /> The Funds shall b� held in an institution whose deposits an;insured by a fcderal agenc�. instru�e Fands tor ant e
<br /> (including I.ecrder,if Lender is such ctn instiwtion)or in any Federal Honx l.oan Bank• L.ender shadl upply P Y
<br /> Escrow Items. l.ender may not charge Borrower for holding und applying the Funcis,annually analyzing the�scrow account,or
<br /> verifying the Escrow Items,unlass f..ender pays Rorrower inte;rest on the Funds and applicable law permits Lender to make such
<br /> a charge. However. l,encier may require Borrower to pay a one-time charge for an indep�ncfent real estate tax rcportin8 service
<br /> usod by l.rnder in connoction with this loan. unless aQplicable law provides otherwise. Unless an agroement is made or
<br /> - ,q,�,=iN;:,t:.;aw,..�sis�inum_sr��1,e naid. Lcnder shall not be requira� to pay Borrower any interest or eamings on the Funds.
<br /> &�rcower and l.ecxler may:�rce in writing,howcver,d�at interest shall be paid on the Hun�s. Lendcr'��it�"f�r whi h each
<br /> � v;i�cExwut charge. a��annu�l accoanting of►he Funds, showitUs credits und debi[s to thc Funds and the Wrpos�
<br /> debit to the Funds was made.'I'he Funds are plodged es t+dciitional saurity for all sums secured by this Security 1nst.tvment.
<br /> �� If the Funds held by Lender excead the amaunu permittod to be held by npplicable law. Lender shall account to Borrowtr
<br /> �� for the excess Funds in accordance with the cequirements of applicable law. If the amount of the Funds held by Lender at a»r
<br /> ` time is not suffieient to pey the Escrow it�ms when due. Lender may su notify Borrow'er in writing.and.in such case Borrower
<br /> ; shall pay to Lender thn amoume necessarY to make up che deficiency. Bocrawer sha1�� enrlc�up the deficiency in no more chin
<br /> t twelve monthly payments,at S�.ender's sole discrctean.
<br /> t Upon payment in futt of all sums secured by this 5ecurity Insttvment, L.ender shall promptly refund to Bor[ower any
<br /> } Funds held by T.�ndcr.If,under paragcaph 21. Lender shall acquire or sclt the Praperty,Lender,�xior to the scquisition or sAle
<br /> ' of tt►c Prop�rty.��aPPiY any Funds held by Lender at the time of acquisition or sale as a craiit against tht sums sex:urod bY
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<br /> ' t�,is Securiry Irutrument.
<br /> ' 3.Applkatbn o[Pay�lts.Unlcss applicable law provides ahetvrise.a(I payments roccivea�y ndcr r�r��� s
<br /> ' 1 ar�d 2 shall be applicd: 6rst.to anY PrepaYment charges due under ttn Note: second.to�u►�ounts able under 2:
<br /> 4 third,to Interest due;founh,ta pdncipa!du�;and�ast,ta eny late chargss due under the Note.
<br /> 4.Ch�r�es; I.iens•BarcUwer sh,al!pay all taxes. assessments,charges,Cnes and impositions attributable to the Prupe�ty
<br /> ; which tmy attain priority or�er this Security Instntment,and Ica.seho[d payments or ground rcnts, if any. Borrower sha1�WY
<br /> these obligations in thc rt�anrter providod in paragraph 2.or if not paid in that munncr.Bocrower shall pay them on tinte diratly
<br /> �o�pers�n o�,od payment. Borrower sha11 promptly fumish to Lender all mtices of amounts to be paid under this pYragrspt►•
<br /> ' If Aorrowcr mal;es these payments dircctly.•Borrower shall px»mptly fumish to L.cnder ra�eipts evidencing the paymtots•
<br /> ` Bomawer shall prompdy dixharge any lien which has priority over this Security Instrument unl�s Borrower:(a)agras sr�
<br /> ; w�riting to the p�yment of the c�bligation secural by the tien in a m�nner aeceptable to Lender;(b)contests in good faith th�lien
<br /> ' by, or defends against enf�v�c�t�ntent of the lien in, leg�1 pcocoodings which in the Lender's opinion operu�so p�e�ent the
<br /> onforcemrnt of the lien;or(c)secures fmm the holder of the lien an agreement satisfactory to Lender subordinating the lien to
<br /> ' this Security Instrument.If Lcndcr dMsrR:ines that any part of ehe Praperty is subject to a lien�'hich may attain priority over
<br /> this Sa:urity Instrument,L.endcr may give Borrower a notice identi(ying thc lien.Borrower sh�il.i satisfy the licn or take one or
<br /> more of the actions set forth above within l0 days of the giving of notia.
<br /> Porm 3028 8/90
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