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<br /> . 97- �n 1
<br /> S.Hasard or Property Iasurance. Borrowa shall ketp tho improvements now exisdng or hueaftcr erect�o�Jid Pro�srty
<br /> insured against toss by tiro. h�zards incluQed withln the tcrm "oxtendod coverage"end any othu t�ezard�,lncluding Eloods or
<br /> fiooding,for which Ler�der roquirea insurAnce.'It►Lt insurance shall be m�lntsined in d�o amount�and for the periods�tutt I.et�der
<br /> requires.The insurance carriu providing tho insuranco shail be chosen by Borrowor subject to L.endu'�approvs�l whkh sh�U not
<br /> be unreasonably vrithhcld. If Dosrawer fails ta maintain covera�e described abavc, Lender rnay. at Lcndcr's opdon�obtain
<br /> cova�ge to protxt Lsndu'�dghu in the Pcoperry ln eccordanca with parag�aph 7.
<br /> All inswanr,c po�Ciw�nd renewal�slwll be ecceptabla to Lender and sh�U include a stendard mortgage clause.Lenda shdl
<br /> have the dght w hoW the poUcies and renewals.If Lender requires,Bocrowu sha11 prompdy give to Lender all receipta of paid
<br /> premiums and renew�l nodces.In the cvent of loss,Bocrawu shall give prompt nodce to the ins�uance caaIer amd I.endar.Lcnder
<br /> rtw►y make proof of lou if not made prompdy by Borrower.
<br /> Unles�I.ender aad Bomnwer othawise egree in writing, insurance proceals shsll be applial to restoratian or repair of thc
<br /> Property dam�ged, if tha restaation or np�ir is economically feagible ead Lender's securlry is not lessened.ff the rwtortwioa a
<br /> npair is not xonomi�ally fessibla ar I.ender's seciulty would be lessened.the insurmce proceeds st�all be applied w the sums
<br /> secuced by Ihis Socurity Instrument, whetfkr or not then due, with any excess paid to Borrower. If Horrowu al�ndons the
<br /> Propaty�or does not u�swa within 30 days a notice from L.ender that the ins�nce cania ha3 offued to settle a cleim,tt�ai
<br /> L�enda may colkct the ins�urances proCeeds.Lender may use tha procads to reptir or cestore the Propaty or to pxy sums secured
<br /> by this Scciuity Tnstrument,whntha or not then dua'IUc 30-day paxiod will begin when the noticc is given, �
<br /> Unks�Lenda and Bpmower ahrnvise agree in wridnB�anY ePPlicadon of procads to prinaipal shall not extend or post�ona
<br /> the due date of tho maitlily paymaus refcrred ta ln paragraphs 1 and 2 or change the amount of the payments.If unda paragreph
<br /> 21 the Property is acq�irM by Lender. Borrower's right w any insurance policies and procoeds resultiGaig from damage to fhe
<br /> Propaty pdor to the�cquisition shall pass oo I.endu w tl�o extent of the sums securod by this Security Inswment immediatciy _
<br /> pcia to tha acquiiition. _
<br /> 6.Occupancy��'ressrvatba,Mainteaance and Protectbn of t6e Property; Borrower's Loan Applkation;LensehoW�.
<br /> Bomowu slull oocupy,e�bltsh�end use the Propr.�ty as Borrower's principal resldence within sixty days aftu tfie execudun of
<br /> this SecurIty Instrumpit and shall continue to occupy the Pnq�erty as Bo�rowcr's principal residence fa et leatt one yau atl�i the
<br /> date of occupancy. wk.ss Lender otherwLte agreos in wridng, which cansent shall noc be ar�reasonably wid�hald,or uaYe�
<br /> oxkauatiag cincumst�noes wcist ahkh�re bayond Barower'a canorol.Boirower sdall not destroy.dre�wBe a impair the Prop�ty,
<br /> ellow the Pcopaty w detaiowte.or commit wa4te on the Property. Borrowu shall be 1n default if any fafeiwro�cdon ar
<br /> p�ocoaiing,wiiaixr civil or criminat,is begun ii�si in Lender's good iaith judgmeni couid re.soIi in iafeiaue oi ine Fropaiy or
<br /> odkrwise m�tesi�lly impair tda 1ia�c�tod by this Security Inswmeat or Lender's security int�rat. Bacrnwa rnAy c��nci�a
<br /> default aod nin�te�as A'ov3dod!n paragr�ph 18.by c�wsiag the ectIon or proceeding to be ditmiued wlth A ttiling dut. in
<br /> Laxkr's good faith dae:minadon,preclndc,v forfeiwre of tt�e Bormwcx's interest in the Pmpaty or odia material impairmait of
<br />� the lia�crealed by thit Securiry Insnuma►t a Lender'a�ocurity 3nt�atist.Bomowa shalt aL�o be in default if BomoM+er.durlag tdn
<br /> ��PP�P�.8s�e mataially[alse a inaccur�te lnfamadon a steteanents to Lenda(a faibd w pcovide LaKla with
<br /> any m�raid Wam�bn) in connectfon wItd the lan evide�ced by tha Nooe� Including, but not limited w. repeweaadon�
<br />; concaning Baerower'a occupency of the Property av a principal residaice.If thi�Socuriry Instnimtnt i�on a lasehold�Barowa
<br />� ab�ll oomply witb W tbe provisiona of the lense.If Bamowu acquires foe dfla W the Pcopaty.the leivelwld and the fae Hth nball
<br /> not m�rge w�les.i I.ender agcap oo the merRa in writing.
<br /> - 7.P�rotectiod of Lender'�Rishts h tLe Propertr. If Barower fails oo pafam the covaunn�u�d�eats cantained�n
<br /> � this Securlry Inswment, a d�a+e}s a k8v P��B��Y��dy�ffect I�enda's rights fn the Propaty(euch its a
<br /> D�nB��P�Y�P��.fcx condemnation or forfeItun or Go cnfarce laws a reBuWions)�thdn I.uider may do aod P�Y
<br /> fa atistever Ls necessry to procect ttie value of the Fro�erty aad I.a�der's rights in the Propaty.La�d�r's�ctions m�y includa
<br /> PaYu►8 any suzns socurod by a llen which has piiocity ova this Sxurity Instivment� �ppe�rin8��.P�Y�B nasaublo
<br /> . attomeys' fees and entering or+the Property to malce re�aira.Although I.asdes nuy niro�ction unda this p�sgaph 7. La�da
<br /> daes not have to tb soo.
<br /> Any art�ounts disbuesed Uy L.ender under th�s par�graph 7 sUall become addidonal deM of Borrower socurcd by this Sear�iry
<br /> IiulrwnenG Un3ess Bo�wrr and Lu�dtx agroe to other tenns of psyment� tlxse amounl�si�U bear intaest from tho d�te of
<br /> disbursement at the Nae ntc and st�all be payable.with interest,upon notice from Lenda oo Borrowa i'e4�B P�Y��
<br /> a.Mort��e Insuranca If Lender required mortgage ins�uance as a condidon of mal�ng the loaa secured by this Sauriry
<br /> Insmunau, Bnrrower shall pqy tbe pruuiums roquirod to caaintain the mortg�ge insurance in eEfoct. If. fa any craso�� tho
<br /> . moctg�ga inswbnee caverage nquired by Leader Iapses or ceasw to be in efiFect,Sarowa shW pay�he pcemi�uns required to
<br /> obtain coveraga subsqntiaUy equivalent to the mortFABe insu�aace previo�sly in effec4 at a cost subatanrially.equivala�t to ttre
<br /> � cost to Borrowa of ihe mortgage insivancc previously in effect, from an altanatc mcxtgage insuru approved by I�. Tf
<br /> substa��ially equivdent mortgage insuru�ce coverage is not available,Bormwer s1�aU psy to Lenda each month a sum equal to
<br /> , one-twelfth of the yearty mortgage insittanca premitun bciag paid by Humnwer when tNe insurar►ce covuage lapsed or aasecl to
<br /> be in effect Lendec wiil accept, use and retain these payments as a loss reserve in lieu of mortgage insurance. Loss rosorvo
<br /> �•ORfNE7toz�x�.o� PaQ•oo�• Fnn N�2�O/a0
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