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<br /> 97-�05�3'�i N_...
<br /> 'I�(XiETF1gR W1 i H all tha Mprovements now or hataftcr crecced on the proputy.and all easements,eppurten�ncca,and -:
<br /> fixwre�now or heraaPtu e pert of thepropeity.AU replacements end addlUons shall also be covered by this Securlty Instrumen� :.
<br /> All of the foregoing is ref�rrod W in t�b Sxurtry Instrumsnt e�s the"Property." -.
<br /> BORROWTR COVF.IVANTS tl'iat�orrower is lawfully seised of the estate hereby conveyed ancl has the right to grant and �'•�
<br /> convey the Property ead thu 1he PmprxcY is unencumbered,except for encumbrances of record. Boaowu warrants and wlll
<br /> defend generally the tlde to the ProPat9 aII+�s��clalms+nd demands,subject to any encumbrances of record. -
<br /> THIS SECURITY INSTRiJN�Nf combines uniform covenanta for national use and non-unifonn covenants with limiud
<br /> variati�ons by jurisdlcdon co consdtutaa uniform aecudry insuument covuing real property.
<br /> U1VIIaORM COVSNANfS.B�rxower end Lender cavenant and agrea a4 follows: when duo the
<br /> 1.Payment of Priaclp�l and I�nttre�t;Prepayment ud LAte ChArges. Bonrower shall prompdy pay =
<br /> principal of and interest on Ihe debc �Yidenced by the Note Nd any prepayment and late ckarges due undu tt►o ATote.
<br /> 2,Fonda tor Taxes and Ineursance. Subject to applicabk law or to a wrltten waiva by Lendu,Bocrowu shall pay co
<br /> Lendu on tho day monthly paymers�u are due under the Noue,until the Nota is paid in full,a sum("Funds")for.(a)yearly taxes
<br /> and essessments which may attain prloritY over this Secudty Insuument as a lien on the Property;(b)yearly leaset►old payments
<br /> os ground rents un tha Proputy�lf ainY;Cc)Yearly hazard a propescy insurance premiums:(d)Yearly flooA insurana pcemiums�if
<br /> �Y;(�)Y�IY m��� �surance Premiums,if any;and(n any sums payable by Borrowcr to I.enda,in eccordt�nce with the
<br />, provisions of paragr�ph S,in lleu o[the paymau of mortgage insuraucs prrmiums. These iums are called "Escrow Items." _
<br /> �nder may�at any time,collect u►d hold Funds in an amount not w excad the mazimum amount a lender for a fedaally relatod
<br /> mortgege loan may requin for Bo=mwa's escrow accowt under the federal Real&tate Scultrna�t Procoduns Act of 1974 ug
<br /> emendod from qme to timo,12 U.S.0 Scedon?,6a1 ec seq. C"FtE5PA"),unless another law that appli�s to the Funds scts a lesser
<br />; amo�nt If so,Lendor may,at any time,colloct and hold Funds in an amoum not to exceod the lessar amoun� 1.atdu may
<br /> estim�te the emount of�unds due on ihe basis of current data and reasonable c.�timates of ea�pendiwns of future Esr.row Items or
<br /> otherwise in accordance wilh apQlic�ble law.
<br /> Tt�e F�nds shall be heid in an ins6tutbn whose depo�ts are insorod by a fedaal ege�cy.iasuumentality.or eatity(inclading
<br /> I�ender.if I,endtr is such an iruriauuon)or in eny Federat Home Loan Bank. Lendu shall apply the Funds w psy the Bscrow
<br /> Its�ns.I�ender may not clnrge Bomoxer for holding and�pplying the Funds,annually analyzing the esarow account,or verlfying
<br /> tbe Exmw Items.unless I�da psya Bo�ro�+a int�xest on the Fands end applicabk law pamita Lender co make such s charge.
<br /> Fioweva.Laxia ru.j� ;c.tjGlr L.»^-7C�'C!o gs;8�a!�'• r.hAr�e fix�n inden�.ndrs►t resl estste tax rq�orting setviCC used by
<br /> l,p����ion a+ith this loau�,unkss applicabk l�w pcovidrs otberwlse.Unless an agr�ament is made nr applicable law
<br /> - requires intarst ta be paid,Lender sl�all not be roquired a pay Bomnwu any intuest or e.�mings on the Funds.Sorrowor and
<br /> IR��,agree in writ�ng,hoNOVa,thu inttrest shall be paid on the Funds.Lenda shall givo to Barowa.without charge,ao
<br /> �nnwl�nting of the I1�nds,sha�ing aedits and debitt w the Funds aad du p�upose for•vhich each debit co the Fwids was
<br /> made.'lt�e F�nds m pledged aa�ddi�onal sxurity fot all aums socured by this Sacurity Inst�uneAt
<br /> If d�e Futrds held by Lrnder excaal the amounts pecmiuod to be beld by upplicabb law,Le�det shail�count w Batrower far
<br /> tha exc�ss Funds in accorcLnce with Ihe roquiranents of epplicabk law.If the amo�nt of the Funds hekl by L,a�der at any drae is
<br /> . not mt�cia�t w pay the P.scrow Item�wt�u►due,Lender may so notify Borrowar in wrlting,and,in such case Barowu stWl paY
<br /> to I.ender the unount neasstuY t+o make up the de5cia�ey.IIocrowu shall malce up the de6ciency in no moro thu� tvvelve
<br /> � ��Y PiY�ts.u Lenda's ao{e dLscrctlon.
<br /> Upon payrnan in lull of all s�uns sacural by this Seaiaty Insaument,Lender shail procr,pdy rcfnnd w Bocrowa any Funde
<br /> held by Lan�let.If.under pera�aph 21.Lender shall ecquire or seU the Property.Lenda.Pri:or w�he acquisidoa a eale of tho
<br /> pmpuiy�sha11 apply any Funds heid by Leada at the t;me of acquisi6on or sale a�s crodit against the sums secured by thls
<br /> Socuriry InstrumenG
<br /> 3.AppUcati�n of Payments Unless applicabk law provides othawise,aU paymeats receivod by Lenda unda p�regraphs
<br /> 1 and 2�htll be apylied•tus�w anY PtepaYment chatges due unda the Note:second.to amounLS payabla under para�wph 2;
<br /> d�d�to intcrest due:fanrth�to principnl due:and last,ta�ny late charges due unda the Nou.
<br /> �.Clwrges;LiPas. Borrower sl�ll pay aU ta�ccs. asszssments. charges,fines end imposidons atMbuu�blo to the Pcoperty _
<br /> which may awin priodtY over thix Security Instruma�t,and leasehold paymeats or grow�d reab,if any.Barcroaer ah�ll pay thd�
<br /> obligations in the manns provided in paregrs�h 2,or if not paid in that manner.Barower shsll pay tdan on dme dirocdy to the
<br /> pK�on owed paymart, Bomawa shatl promptly furnish w Lender all nodces of amounu to be paid woda thia peragraph. If
<br /> Baro�rer m�lces these paymenU disally.Borrowu shall promp►ly furnish to Lender roceipts cvidaicing the payments.
<br /> Barawa sdall promP�Y ��8� �y �w� �I�O�ty ova this Soeuriity Insteument unless Bacmwer.(a)agcas in
<br /> � writing to the paymau of�he obliga�on secund by the lien in a manner acxeptablc to Lender;@)conusts in good faith the lkn
<br /> - by. or defends against enfor�an�nt of the lian in, lag�l proceedings which in the Lenda's opinion operate to prevent the _
<br /> enfoccement of the lien; a(c)secures from the holder ot tt�e tia►an agrament sadsfactory ta Le.nder subordinating the lien to
<br /> this Securlty Inst:umenG If Lender ddr�n►ines thet any Pazc of the Pcoputy is subject to a lim �hich may aaain ixiority ovu this
<br /> Sxurity Instrument,Lenda mty give Horrowa a no[ice idenafying the lien.Sarowu shall saasfjr the lia►or take one or more
<br /> of the�crions set forth ubova withia�10 days of the giving of noace.
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