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<br /> 97M 1C)49i5
<br /> • . S, �ia�rd ar prope�ty Insur4nce. Bonower shall keep the improvoments now exiating or hereafar erected on the
<br /> propecty insurcd �$�lnst loss by fire, h�zards included within the term "eatended coverage" and any other h�ard�, includiag —
<br /> floods or flooding,for which l.en�er requires insurance. Thie insurance sh�ll be m�intained in the Amounta ar�d for the period�
<br /> that LenQer requins. 'The i�nsurw�ce curier providiug th.c lnsurunce �hall be choRCn by Borruwtr aubject to Lcnder's eppmva� �
<br /> which sh�ll not be unrcawrably withl�eld. It Borrower t�ili to rr�int�in coveru�e doacribed above. Lender may, at l.�nder's
<br /> opeion, obt�in cover�ge to protect L.ender's ri�hte!n the Property�n accord+ux;e with pauagr�ph 7.
<br /> All Insurance poUcla �nd eenewale �t►�1� be accePt�ble to Lender u�d ah�ll include +�stand�rd mongage c1RU�e. Lender
<br /> ehdl hsve tha ri�{ht to hold the policies u�d rcnewtl�. If Lender rcquires, Borrower shall promptly give to Lender dl rocripn of
<br /> p�id promturtu u�d renewd naica.In the event of loss, 1lorrower sh�l�ive prompe notice to che insurAnce curier u�d l.ender.
<br /> L,ender nuy�n�ke pcoof of losa if nat nude promptly by Borrower.
<br /> llnless Lender Rnd Borrower otherwiae�groe in writinA,insurance prceoeds sG�ll bo appliod t�nssor+�tion or rep�tr of tho
<br /> pr,uperty dam�ged,if the r�toration or rep�ir ia ocononiic�lly feaslble end I.ender'a socurit;+is not lesseaed. If the restorAtian or
<br /> rcp�Jr is not economic+�1�Y feuible or LendePs eccuriry woald be leuened.the iasuru�ce procceds shall M'aPP�ied to the sums
<br /> secund by this Secudty Iasuvmcnt. whetbcr or not thtu due. with+my oxceso p�ld to Borrower. If Borrow�r abandona the
<br /> Property,or does not wswer within 30 d�yya a notice fmar Leader thu the insurance carrier ha4 offerod to settl T I�cl�m, �
<br /> l,ender nuy coilxt the insurnace proc�ads. I.eader may use the proceeds to repiir or restore the PropertY P Y _
<br /> secured by this Securiry Iastrumeat�whether or not thcn due.Thc 3 U�y pe d o d w i i l b egW when the natice ia given.
<br /> Unless I.enda and Borrower ott�eiwise agrx in wdtin8� wY +�PPlicatioa of pmceeda to princip�l sh�ll aot extend or
<br /> postpone the du�date of the anonthly payments referred to in pAragr�phs 1 and 2 or changa che auwunt of the payments• If
<br /> under pu�gnph ZI the Property is accluired by Leader. Borrower's right to�ny insurance polictes and procoeds asulting from
<br /> du�ge to the Property prior to the acquisition shall pass to Lender to tha exteat of the sums secured by chis Sxudty instrumca�
<br /> immediuely prtor ta the xquisition.
<br /> 6. Occupwacy►Preservation,MAtatenaace xnd Protectba ot t6e�ropa'ty:Bon'ow�er'a Laaa ApplicaHon;I,.eaedwlds•
<br /> Bonower nhall oceupy.establisb,u►d use the Propercy as iiorrower's prineipal resideuce within sGcty daya afler the eaecution of
<br /> tttia Security Insqument u�d sh�ll continue W occupy the Property u Borrower's principal tesideace for u lesst oae year after
<br /> the dete of oxupu�cy,anless LRnder otheewise ugras ia wdting, which conser►t sh�ll not be onreasonably wlthheld.or unless
<br /> eateauatln8 c��� exist which are beyond Borrower's control. Borrower sti�ll not destroy. dam�e or impair the
<br /> Property, allow the Pcoperty to deteriorate. or commic wasce on cne F�upc�iy. �r.���r�h:lt w� s!e°, t:f�nv f�rfeitttre
<br /> •cdon or proceed�ng,whetber clvil or criminii,is begua that in I.eader's good faith judgment oould rault ia farfaiture of the
<br /> I�roperty or otherwiae uxt�dally imPair the lien created by tht�Security Instcnment or I.eader's securiry Interest.Borrower m�y
<br /> cun such a default aad nialtate,au pm�ided ia PuaBruPh 18,by causing the uction ar pmcxoding co be dismis::ed with a ruling
<br /> thAt, In Lender'a good futh daer�nination, precludes forfciture of the Hormwer'a intorest in the Property or ntha materl�t
<br /> imp�irmeut of the Iiea cceuod by ttda Security Instrumcnt or I.�nder's sxudry interest. Borrower ahdl also te fn default if
<br /> Botrowa,during the lwn�pplication procesa.�eva mst�rially false or in�ccurace inforaiation or stfltements to Lender(or failed
<br /> to provlde l..e�xler with aay m�teri�l informuion)ia coanection with the lw�n evideaced by the Nc+te,indudiag.but not liIIdted
<br /> to,tepraeat�tions conoeminB Borrower's oocupurcy of the Pmperty u a principal t+esidence. If thls Sec�rity Instn�ment i�on a
<br /> lrasehold. Borrow�r shail comply with �ll the pmvisions of the le�se. If Borrowcr acquires fa tide to tho Pmperty. tl�e
<br /> Iwehold u�d tho fx tide ahall uot merge unlas Lender agra�to the merger ia writing.
<br /> 7.Prota�lon ot I.ender's Ri`6Rs tn the Propa'ty.If Borrower fAils to pecfornn the coven�u►ts und agc+oements coataiaed in
<br /> tbis Security Instrumeat, or there is a legal proceeding t6at may significantly affect Lender'a right�in the Prope�ty(auch�a a
<br /> proceoding in buikivptcy,prob�te. for wndemiation or forfeiture or to eaforce taws or cegutadons), then l.eader miy do nsd
<br /> and Lender's rights in the Propercy. I..ender'e aaiona nuy
<br /> pay for whuever is necessary ta procect the v�lue of We Propeity ���� �y�
<br /> include paying �ny ewns seautad by a lien which h o P�e� airs.Althou��l.�nde�tak�e actip on�under this pu�Bt�ph
<br /> rr,uon�bie utomeys'fas and entedng oa the Propeccy rep 8�
<br /> 7,Lender does not have to do so.
<br /> An,y �mouats disburaed by Lender under thia puagraph 7 shall become additioaal deht of Borrower socured by this
<br /> Securlty Insuumeat. Unless Borrower and Lender agne to other temns of payment, these amount�shall beu iaterest from the
<br /> d�te of disbursement at thc Note rate and shall be payable. with interest. upon notice from Lender to Borrower requesting
<br /> p�yanenc.
<br /> 8.Mortgage Irour�nce.If Lender required mortgage insurance as a condition of making the loan sccurod by thls Security
<br /> Insunment, Borrower ah�ll pay the premiums required to maintaln the mortgage insuraace in effxt. If. for wy reaion, the
<br /> mortg�ge insurance coverage required by Lender lapses or ceases to t�e in effect.Borrower sshall pay the pnmiuma requited to
<br /> obtain coverage substantir�ly equivalent to the mortgage insurance previously in effect, at a cost substantially equiv�lent to the
<br /> cost to Bonnwer of the mortgage insuranoe previously in cffect. from an alternxte mortgage insurer+�ppmved by Lender. If
<br /> substandally equivalent mortgage Insuranoe coverag�is not avallable,Borrower sba11 paY to Lender esch moath a sum eqwl to
<br /> one-twelfth of the yearly mortgago insurance pramium being pud by Borrower when the insut�nce coverage Iapsod or a�ued to
<br /> be ln effoct.Ueader will accept,use and retain chese paymrnts u a loas resecvo in liou of mortgage insurance. Los� reserr�
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