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<br />in the Property and rights under this Securiry Instrwnent; and (d) takes such action as Lender may
<br />reasonably require to assure that Lender's interest in the Properry and rights under this Securiry Instrument,
<br />and Borrower's obligation to pay the sums secured by this Securiry Instrument, shall continue unchanged.
<br />Lender may require that Borrower pay such reinstatement sums and exgenses in one or more of the following
<br />fotms, as selected by Lender: (a) cash; (b) money order; (c) certif'ied check, bank check, treasurer's check or
<br />cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a
<br />federal agency, instrumentaliry or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Bonower,
<br />this Securiry Instrument and obligations secured hereby shall remain fully effective as if no acceleration had
<br />occuned. However, this right to reinstate sha11 not apply in the case of acceleration under Section 18.
<br />20. Sale of Note; Chenge of Loan Servicer; Notice of Grievance. The Note or a partial interest in the
<br />Note (together with this Securiry Instrument) can be sold one or more times without prior notice to
<br />Borrower. A sale might result in a change iu the entiry (known as the "Loan Servicer") that collects Periodic
<br />Payments due under the Note and this Securiry Instrument and performs other mortgage loan servicing
<br />obligations under the Note, this Securiry Instrument, and Applica.ble Law. There also might be one or more
<br />changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer,
<br />Bonower will be given written notice of the change which will state ihe name and address of the new Loan
<br />Servicer, the address to which payments should be made and any other information RESPA requires in
<br />connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a
<br />Loan Servicer other than the purchaser of the Note, the moRgage loan servicing obligaxions to Bonower will
<br />remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the
<br />Note purchaser unless oWerwise provided by the Note purchaser.
<br />Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an
<br />individual litigant or the member of a class) that arises from the other party's actions pursua.nt to this
<br />Security Instrument or that alleges that the other party has breached any provision of, or any dury owed by
<br />reason of, this Securiry Instrument, until such Borrower or Lender ha.s notif'ied the other party (with such
<br />notice given in complia.nce with the requirements of Section 15) of such alleged breach and afforded the
<br />other party hereto a reasonable period after the giving of such notice to take corrective action. If Applica.ble
<br />Law provides a time period which must elapse before certain action can be taken, that time period will be
<br />deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportuniry to cure
<br />given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to
<br />Sectiou 18 shall be deemed to satisfy the notice and opportuniry to take corcective action provisions of this
<br />Section 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances
<br />de�ned as toxic or hazardous substances, polluta.nts, or wa.stes by Environmental Law and the following
<br />substances: gasoline, kerosene, other fla.mma,ble or toxic petroleum products, toxic pesticides and herbicides,
<br />volatile solvents, malerials containing asbestos or formaldehyde, and radioactive materials; (b)
<br />°Environmefztal Law" means federal laws and laws of the jurisdiction where the Property is located that
<br />relate to health, safery or enviromnental protection; (c) "EnvironmentaZ Cleanup" includes any response
<br />action, remedial action, or removal action, as de�ned in Environmental Law; and (d) an "Environmental
<br />Condttton" means a condition that can cause, coatribute to, or otherwise trigger a.n Enviromnental Cleanup.
<br />Borrower shall not cause or permit the presence, use, disgosal, storage, or release of any Hazatdous
<br />Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do,
<br />nor allow anyone else to do, anything affecting the Progerty (a) that is in violation of any Enviromnental
<br />Law, (b) which creates an Envitomnental Condition, or (c) which, due to the presence, use, or release of a
<br />Hazardous Substa.nce, creates a condition that adversely affects the value of the Property. The preceding two
<br />NEBRASKA-Single Family-Pannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 302B 1/O1
<br />VMP � VMPB�NEI 111061.00
<br />Wokers Kluwer Financfal Services Page 13 of 17
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