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<br /> 5. Not.�trd ur Nrnperty InsurAixr. Ikrcrawcr tih�ll kccp thc improvcmcnt� ni.w cxi,ting, ��r ha•cuCtcr crcctui cm thc
<br /> {'ropcny in.rurcd a�uinst lu,s by tirc, haiards includcJ withiu thc tc�m "rxtcndccl ruvengc" und any utlrer hni:ini+. inrluding
<br /> flaxls or Aaxling. fur whirh l.cndcr rcquireti intiurancc.This in�uronce tih.►II I�r mx�intxsiu:xl in thc nntt�unts�iid ti�r thc E�eriu:is
<br /> that l.cndcr rcquires. Thc intiurancc carricr pn�viJing thc in�un►ncc shall bc chi�sc�i by Rurro+�•er ,uhjrct tu l.cndcr'�.ipprovul
<br /> WIIIiII �haU not bc unrcasonahly �vithheld if F���rruwcr (ail+iu maintuin a�vernec Jcurih.d atn�ve. l.rndcr mu}�. at l.eextcr'+ �
<br /> uptio:i.ob[uin covcragc t��pracct Lendcr's rightti in thc Prnperty in accordanrc with par:igrupl�7.
<br /> All in.rurancc policies ;uid rencwals �hidl tk arccptablc to Lendcr and shall includc a standard ntaartFagc�I:�uac. Lcncicr
<br /> shall h.�vc thc rishc w hold thc palicics and rencwals. If l.etxier requires. Borro�•cr shall prompUy grvc to Lcixier:ill reccipt,of
<br /> paid premiums and renewul notices. [n the event of lass,Borrower shall gh�e pmmpt natire to the insuntnre cti�rier und Lcnder.
<br /> l.ender muy make proof of loss if not nmde promptly by Borrower. —
<br /> Unl�s L.ender and Sonower otherwise ngrec in writing.insurnncc pmceeds sh�ll tx appliod to resturUiun or rcpai�oP thc
<br /> Propen.y dnmaged,if the restotation or repuir is cccmomically fcasiblc and I.ender's security is not lessencd.If the rc+tor.�tton or
<br /> r�pair is not economically feasible or[.ender's security�ould be lessened,the insumrtce praceeds shall be upplied tu the sums
<br /> sixureci by this Security Iastrument, whether or not then due, with any exccss paid ta E3orr�wer. lf'Borrower ab;uidons the
<br /> Propcny, or does not answ•er within 30 days a notice from Lender that die insurana carcicr has affcred to settle a rlaim,then
<br /> Lender may collect the insurance praceeds. Lender may use the proea�ds to repalr or rcstare the Praperty or ta p:+y sums
<br /> ucured by this Securiry Instniment,whether or not thon due.The 3Q,day period will begin�vl�en the notice is given.
<br /> Unless Lender nnd Borrower oA�rwise asr� in writing. any applicatian of praceeds ro pri�i�a.l shall not extend or
<br /> postponc the due date of the monthly payments rcferred to in pamgmphs I and 2 or change the amount of the payments. [f
<br /> under paragraRh 21 the Property is acquired by I.ender,Barrower's right to miy insurance policies and proceeds resulting from
<br /> damage to the Property prior to the ucquisition shall pass ta Lender ta thc extent of the sums secured by this 5ecurity Instrument
<br /> immediately prior to the acyuisition.
<br /> 6.Occuppncy�PrGServatbn,MsintenAnoc And Protectian ot the Pro�crty: Borrower's LoAn AppUcrrtiun;Leaseholds.
<br /> Borrower shall occupy.establish,and use the Propeny as Bormwer's principsa t�sidtnce within sixtp d�ps sEtc.T the eaecution of
<br /> this Security Iastrument and shall rnntinue to occupy the Property as Bottawai s principal residence for at lwst ut�y�.3r after
<br /> the date of.occupancy.unless Leoder otherwise agrces in writing,which consent shall tat be unreasonably withh�lcl,or untess
<br /> extenuating circumstances exist which are boyond Borrower's control. Bornnver shall not destroy, damaBe ar impAiT the
<br /> Property. allow the Ptoperry to detcriornte. or comnnit wasto on the Propeny. Borcower shall be in dtttxalt If any forfeiturc
<br /> ac[iun or praxo�iog, wi,otiw� c+�ii �<<�r�itta:, ds�.gstt il�w'in Ler.der's oc�fni�.h juAg!�xnr cnuld re_sult�in fodciture of the
<br /> Property or otherwise materially impair the lien crated by this Security Instrumeat or Lender's security int�tanest.Bormwer may
<br /> cure such a defeult and reinstate,as provided in paragraph 18,by causing the sction ar pmcced'+ng to be dismissed with a ruling
<br /> that, in I.ender's gaad faith dUemtinallon, prexludes forfaituro of the Borrower's inurest in tl�e Propetty or othcr xnatCria!
<br /> impairment of the lirn created by this Security Instn�ment ot I.ender's security interest. Dorrower shall alsa be in default if
<br /> Borrower,during tho Ic�n application process,ga��e m�terially false or inaccurute inform3tion or su+tements to L.ender(or failod
<br /> to provide Lender with any material inforn�tian)in oomx+ction with the loan evidenced by the Note�including,but not limitod
<br /> to, repmsentations concerning Borrower's occupxcuy of th�PtaFert��as a principal rcsidence.If this Security Inst�ument is on a
<br /> leasehold, Borrower shsll camply with all the pmvisians of ttr.+ loase. If Borrower acquires fee tiNe to the Property, thc
<br /> leasehold and tt►e foe titlo sh�ll not mcrge unlass L�rx�'agroes to th¢merger in writing.
<br /> 7.Protection of I.ende.r's Wghts in the Property.If Borrower fails ta perform the covenants and agroa.ments contAined in
<br /> this Socurity Instrumrnt, ar there is R legal proceeding thac atizy significantly affffect Lender's rights in the Prope�ty(such as a
<br /> procading in builcruptcy, pmbxte. for cond�mn�tion or forfdnire or to enforce laws or regulutions),then I.ender may do and
<br /> pay for whuever is rxcessnry to pmtoct tlx valut�af thc Pto�+eity and Lender's rights in!he I'ropecty• Lender's sctibns may
<br /> include paying any sums socurai by a lirn whirh•has priority over this Security Inst�u�nent, appearing in oouct. paying
<br /> rcasonable attomeya'faes�nd�ntering on the Pcoparty to make rcpa{rs.Although I.ender m�y take action under this p�.-agraph
<br /> 7, Lendsr does not htva ta do sca.
<br /> ;,i,iay,v�wunts disbuisod hy f.tnder undu thi�. parngraph 7 shall become addition�l debt af Borrower securod by this
<br /> Securiq�l:nstrument� Un3a�s Borrower end Lerder agree to other tem►s of payment, these amounts shsll bear inteccst from the
<br /> datc of disbursement wt•tl�Narto rnto arrl elull.be payable, with interest. upon notice fmm Lc�eder to Borrower re�esting
<br /> paym�nt.
<br /> g,Mor�t�ago insnranee.If l,tnder ruqvared m�rtgago insurance as a oondition of making the lwn secuted by thi�a,Security
<br /> Iirtramr�t. Borrowcr sh:illiply ttrt prumi:uns �quirod to muntain thc mortgage insurarwe in effoct. If, for any resiaan, the
<br /> mongab�e insurence rnveraga mqv,irod by l,ender lupses oT aases to be in effect. Borrower shall pay the premiums rcyuired to
<br /> obtain coverag�sub�uuntiallj�oquavalent ta tt�e mortgage insurance prevtously in effect,at a cost substantially oquivalent to the
<br /> cost to �3orrowu of tl�: mort�e insurance ps'ev��wsly in cffoct, ftom an alternate nwrtgage insurer approval by Lender. If
<br /> substantially oquivatr.x mongage insurancc oovcrs�c is not availuble,Borrower shall pay to L.endcr cach month a sum equal to
<br /> one-twelfth of tt�¢yearly mortgag,c ingumnce prcmium being paid by Barrower when the insutana coverage lapsed or cea5ad to
<br /> be in ef�'oct. Lender will acapt,use and retain these payments as a loss reserve in lieu of moetgage insur�nce. Loss reservo
<br /> Form 30Ze 91�0
<br /> Pp�3ofe
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