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<br /> TOOE"fHEiR WITH aU thc impro��cmcnts now or here�Rcr crcctecl an the pro�f�i"I und a c:�.w=nxnts,iippuitn+w.nscs,nas�
<br /> fixtures iww an c�rcaftcr u purt of ihc prupeny. Ali rcpluccnxnts +u�d i�ld�tiuns shaU idsa bc cuvCral by this Securiqr
<br /> Insirument.All uf the foregoing is rcfcrrai tu in tl�is S��curity Insttunknt ag thc"Pru�:�ty."
<br /> IIORROWER CnVFNANTS�haii Ikirrowcr is luwfully scisal�if thc c:uutc I�creby convcYccl u►xi h•rs thc right to gri►nt und
<br /> cunvey the Prop�ny u�x1 that t1� Prop�Ry is unencumberal, except liir encumhraixes uf r�r:urJ• [3urrowcr wacrants:uul�vill
<br /> dcfcnd gcncrally the title to the Prop�ny agaiitst uU cluims utxl dcnu�xis.subject to uny encumbrnnres oP recY�rd.
<br /> TNIS SECURITY INSTRUMENT�ambines unifcmn rnvenunts Pnr nutional use u�xi non-unif�rm crncnunts with limitad
<br /> variatlons by jurisdiction to constitute u unifarm security instrunxnt cavering real pmperty.
<br /> UNIFORM COVENANTS.Borrowerand Lender��t n��i�B�C„��°��rower shell promptly pay wheii duo tha
<br /> 1. Psyment of {Mncipal and Inttrest; PreppY
<br /> principal of and in►erest on the debt evidenced by the Note und any prepayment and lute churg�s due under thc Note.
<br /> 2. FLntly far Taxes And Inwt�nc�.Subject to applicable law or to a written waiver by Lendcr, Borcower shull p�y co
<br /> L,erder on the day monthiy payments are due under the Note,until the Notc is paid in full,v sum("Fwxts")for:(a)yearly taxes
<br /> and ass�ssments which may attain priority over this Security Instrumrnt as u lien an the Prop�rty:lb)year�Y�eaxhold pwynxnts
<br /> or ground rcnts on the Property.if any;(c)yearly hazard or propeny insurx�x:e pron:lums;(d)year�y tle�d insura�ice premiums,
<br /> if any; (e)yearly mortgage insurance premiums, if any;and(�any sums p:+yable by Borrower to Lender, in accordw►ce with
<br /> the provisions of pa►y►Rcaph 8, in lieu of the p3yntent of rr�ngage insurance prcmiums. These items ura cailod "Escmw ltems."
<br /> l,ender may. at any tima. colle�:t and hoid Funds in an umoant ►wt ta exceed �h� maximum arnaunt a lender far a federnlly
<br /> relatad rtwrtgage loan may require for Bc�rrower's escrow account under the federal Real Estnte Setdement Procedures Act of
<br /> 1974 as amencled from time to time, 12 U.S.C. Section 2601 et seq. ("RESPA").unless anot�her law that applics to tho Funds
<br /> sets a i�sser amount. If sa, Lendcr may., at any time. collxt and hald Funds in an amount not w eacad th� losser amaunt•
<br /> Lender n�y estimas.e the amount of Funds duc on the baszs of cunent data iu►d rcasonable estimatos of exp�ndituccs of futunt
<br /> Escrov`items or o1��wise 9n accordance �+ieh s�+Plicuble i.�s�•
<br /> "�'�e Funds shal! be held in an institution whose ctic�sits are insured by a fedcral agency, instntmentaliry. or entiry
<br /> (inc�u�iing Lender,if Lender ia such en i��sutution)or in an}�Federal Home Loan Bank. Lender shall apply the Funds ro pay the
<br /> �scr��►v Items. Lender muy not rha�'8�Bonower for holding and applying the Funds.annually analYz�nB the c�scrow accouM�or
<br /> verifying the Escrvw Items,unless Lender pays Borrower interest on th�Funds and epplicabl�IAw permits Lender to make such
<br /> a CIS�..�jc.HviticYi7. I,CAt��T tK3j^�s'W'c �`-'n^wPr�o Qay a one-tirne charKe for an independent real estate tux rcporting service
<br /> usod 4�y Lerder in connection witti this laan, unless applicable law provides otherwise. Unless an agreemenc �s rnaoc or
<br /> applicable Iaw requires interest to be paid,I,ender shalt not bc requirod to pay Bormwer any intcrest or eunings on the Fuods.
<br /> Bocrower and Lender may agra in writing, however,that interest shall be paid on tho Funds.Lender shall givo ta Borrowa.
<br /> without cherge, a�^am►ual accow►ting of the Funds. showing credits and debits to the Funds and tho purpose for which each
<br /> debit to the Funda�vas mado•'The Funds are plodgod as additional socuriry for al!sums secured by this Security insuumrnt.
<br /> If the Funds held by Lender exaed th�amounts permictod to be txld by applicable Iaw.I.ender shAll account ta Borrower
<br /> for the eacess Funds in accordancr wieM the nxluinments of applicablo law. If tha emount of thn Funds i►eld by I.ender st any
<br /> time is not sufficient to pay the Escmw Itemo m�ke uUethe deficienc Borrowe�shal�ertuk�Pt'the�����'c rt°°mo�th�
<br /> stu�il pny to L.ender the arrtount necasary P Y•
<br /> twelve monthly pryments,at Lender's solc d'+scretion.
<br /> Upon psymttit in full of all sums �c:tred bY this Security Instn►ment, Lender shall promti%Gy c+efund Ro Bc�rrower sny
<br /> Fnnds held by Lender.If.unda p��21�Lencf�r shall acquire or sell the Property,Lenda.prior to the acquisition or sale
<br /> of the Property. Shai1 ePP�Y�Y Fu�s held by Lender at the time of sequisidon ar iwlo ns a crodit against the sums secural by
<br /> �hia Security Instrum�ent.
<br /> 3.AppBntian�o�P�7mmts• unless a�+�+'��able law provides othrrw:s�,all paymeats reoeivcc,i hp•Lender under psragraphs
<br /> 1 uid 2 shall be�fied: first, to any pzt�?'rx►�»�charges due under dx Note; sccond,to anwunts pxyable under paragraph 2:
<br /> thfrd,to interest due;fourth. to�rincipal due;nnd last,to u►y late charges due under�f.ne Note.
<br /> 4.Gharges;L1ens.�oYro'v�x s�l pxy all tuxes,as�essments. cherges, fir�cs ar:rdi umpositions anributable to atx Property
<br /> which rtay attain prioriry over d�is�ecurit�+ Instrumcnt, and leasehold payme�xs vr gmund rents. if any. Borrower shall P�Y
<br /> these obligatluns tn the mwu�er provida�in�augrc+ph 2.or if not paid in that manner,Borrawer shall pay them on time diratly
<br /> ' to the person owod paynxnt• Bomow'er shx�:D�rompdy fumish to Lender all notices of anwunts to be pui�under ttus paragraph.
<br /> if Borrower makes these payments directly.Borrower stiall promptly fumish ro Lend��r receipts evidencing the payments.
<br /> Borrower shall promptly dischuge any lien whici�Y,ac priority over this Secur�ty 4nsmrment unlas Bornower:(a)agras in
<br /> writing to the payment of the obligation secured by the ii�n in a manner accePtable to Lender;(b)contests in good faith the lien
<br /> by, or defcnds �,sinst enforcemem of the ►iea in. legal proceedingc which in the Lender's opinion operate tu prevent t6e
<br /> enforcement of tt�e lien;or(c)accurcs fivm 2fiz holder of the lien an age�ement satisfactory to I.ender subordinating the lien tv
<br /> thfs Security instcument. If Lender detemrir�es ihat any pare of the Properry is subject to n lien which may attain priority over
<br /> �his Security Instniment, Lcmder uwy gi�e Horrower a nocuce identifying the lien. Bocrower shall satisfy the liue o�take one ur
<br /> more of the actions set forth above wittiin IO days of the giving of notice.
<br /> Form 302d slSO
<br /> Ppe 7 ot e
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