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201202001 <br /> ADJUSTABLE RATE RIDER <br /> (1 Year Trcasqry Index- Rute Caps) <br /> THIS ADJUSTABLE RATE RIDER is mado this 13 th day of March, 2012 <br /> and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed <br /> of Trust, or Security Deed (the "Security Instrument") of the same date given by the <br /> undersigned (the "Borrower") to secure Borrower's Adjustable Rate Note (the "Note"I to <br /> EQUITABLE BANK <br /> (the "Lender") oi ihe same date and covering the property described in the Security <br /> Instrument and located at: <br /> 13320 5 Hwy 11 <br /> Wood River, NE 68883 <br /> fProperCy AddressJ <br /> THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN THE <br /> INTEREST RATE AND THE MONTHLY PAYMENT. THE NOTE LIMITS THE <br /> AMOUNT THE BORROWER'S INTEREST RATE CAN CHANGE AT ANY ONE <br /> TIME AND THE MAXIMUM RATE THE BORROWER MUST PAY. <br /> ADDITIONAL COVENANTS. In addition to the covenants and agreements made in the <br /> Security Instrument, Borrower and Lender further covenant and agree as follows: <br /> A. INTEREST RATE AND MONTMLY PAYMENT CHANGES <br /> The Note provides for an initial interest rate of 5. 000 °/o. The Note <br /> provides for changes in the interest rate and the monthly payments as follows; <br /> 4, INTEREST RATE AND MONTHLY PAYMENT CHANGES <br /> (A) Change Dates <br /> The interest rate I will pay may change on the first day of Apri 1 2017 , <br /> and on that day every 12th month thereafter. Each date on which my interost rate could <br /> change is called a "Change pate." <br /> 2400D620 <br /> MULTISTATE ADJUSTABLE RATE RIDER - ARM 5-2 Fannie Mae 4-215-2/6-2 ARM <br /> Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3111 1/01 <br /> VMP � VMP822R (0804) <br /> Wolters Kluwer Financial Services Initials:. ����Sv,� Page 1 of 4 <br /> V' <br />