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<br /> '� S.HAZard or Property Insurance. Borrower shull kcep the improvements nnw existina ar horcafrr,r crcctcd on the Pr�perty
<br /> ,, :� lns�red against loss by firo,hazords included within the t�ern► "extendo.d coverago" and nny other ha•r.nrda, including floods or �.
<br /> flooding,for which Lender requires insurance.This Insurance shall be maintninsd in the s�r►ounts and fu�tlia pe�tnds�hut Lendu
<br /> �quites.The insurance caaier providing the insurance sh:ill be chosen by Borrower subject to Lender's approvnl which shall not �__
<br /> �� be unreasonnbly withheld. If Borrowec fails to maintain coverage described above, Lender may, at Lender's opdon, obain
<br /> ��,. coverage to protect L,ender's dghts in the Propercy in Accordnnce wAth paragraph 7. __
<br />��`.�..•�+ All insurance polict.•s and renewals shall be acceptnbin W 1.end.er and sh;ill inGlude a stnndard mortaege clause.Lend�shall
<br /> =--��� have thc right to hold the policies and renewels.If Lcndtr requires,Hor�o�++er shatl promptly givc tn I.sndcr all reccipts of paid
<br /> • .,''� premiums and renewai noaces.In the ovent af loss,Borrower shaU.give prom�t�cn�e tr d�s ine�ur:ince cunr,Ar and Lender.Lendu
<br /> : • ' may make proof of loss if not made Frempdy by Borrower. -.
<br />`'"'��" Unless Lender and Borrowu othenvisa agcee in writing. ins�r��cc�nvcceds slwll ba n�;7ie.d w restararion or repatr af the
<br /> :1'..tY
<br /> pmperty damaged,if the restoration or repair is econom3cally feasib�e and Leruler's sxurity i�nct lasse�ted.If the restorauon or
<br />"i��,e:��"� repair is not economically feasible or Lendu's securiry would be lessened.L.`�e i.nsurance proceeds shall be applied to the sums
<br /> _4.,:�
<br /> :} ��� secured by this Security Instrumen4 Whethu or not then duc, Rith any excess paid co Dorrower. If Borrowu abundons
<br />=:s.ar! property,or does not answer within 30 days a nodce from L,endlea that the insurance carriw'has offered to seWe a claim,then
<br /> -,!�'. .., under may collocc the insurance proceeds.Lu►dcr may use the p+�occeds to repair or rcstore[he Propeety or to pay sums secured
<br /> .;�;:.;:'' wUl begcn whcn the noticc is given. _.
<br /> by this Sceurity Insuument,wbetha'a not then due.Tha 30�day�:+�d
<br /> Unless Lendec and Bwxower otherwise aSree in'xrlt�nB��Y aPP��on of procads co prirccipal shall ndt exund or postpone
<br /> �' eha dut tkiu of the monthly payments referred w in P�raB�P�i and 2 or change the amount of the paymenu.If under paragraph
<br />�"ti''��� 21 the FYoputy is acquired by Leadcr, Borrowu's right w any °insurance policirs and proceeds resulang from damage to thz
<br />_"_��;�;�"` Prnp�ty g�rier to the acquisidun shall pass to Lender to thc eaoe-nt�of the sums secured by riiis Security InsWment immediately
<br /> _� prior to the acquisitio+a. 18arrower'a Loan A Iic.�tion;Leaseholds.
<br /> —= 6.Occupancy�Preservabloa►1�'iaintenance aad Protection mf t'�i Prcpe���; PP
<br />�_-- Barrower shall occupy.establish,stnd use the PropertY as Baroa�er's uri�ci.�al Qesidance within siaty days afur the e�cecution of
<br /> — thL4 SavQiry Inswmtnt and shall cantinUe to occupy the PropeiL}'�s�°'�'wer's prie�dgaII cesidence for at least one year aftes the
<br /> ��:.�"�� dase of occupancY. unless Lendcr othc�vise a�ees in w�'��US• v�hich coascnt shall not•t� unreaSOnably withheld, ar unless
<br /> :-'"�= eatcuuarimsx cineumstnnces taclst which sue beyand L�ocscTwer's conaal.Scxc�wes shali not de.stmy.dart�age�r impair the Psnperty,
<br /> :_-- albw tt�e Avpaty tQ deteriorate.ur cc�mmit wasa�an ii�a �icya�i'i, y.,•^-��er .^,}�.sL �ir. d•_f?t21r if any forfelnue acdon or
<br /> -_-- —= procading.�rGethu civil or crimina�,is begun tttes in Let�der's�t�od lai�rt,jax�.g�ment coukt ttsult in forFeipue of tt�e Pcnperiy or
<br /> _-�-- otherwise materlally impeir the lien cre:ted by this Secuciry Iasn azaent a�Lender's secari:ty i�ta�est Bomowcr msy ciu�e such a
<br /> default and reinstate,as provided in paragcaM► 18�by cautang dia action or proccedinB to be dismissed with a nilIng that.in
<br /> I,qukr's good f�ith daucmination.Pre�ludos forfeiwro of the Barnower's intmmt in thc pneperty or othu matciial lmpairment of
<br /> the lia�created by this Security Ineuvmant a L�endu's securlry interest Baix�v�wer shall also M:in defanit if Aortnwu,dudng the
<br /> lo�n appliation proce.is.Bave auteriallY fal�e a inaccurate infamation or snttaments to Lender(or failod to provide L.a�de�with
<br /> �Y �� �f��� � connecdon with the loan avi�enced by the Nou, lncluding, but not limited w. cepresenn8ona
<br /> concunln�Bamwer'�occuPancY of��y�a P�c������.If thls Sxurity Inswment is on a les►�ehold.Borrowdr
<br /> sh�ll comply with atl the provisions of the lea�e.If Hormwu acquires fa title to the Property,the leasehold and tha feo dtle shall
<br /> not merSa unless I.eader�6rees w the cncrger in writing.
<br /> 7.Pratectios ot Lender'a Riq6tn in the Propert7. If Barower fail�to perfocm the covens�nts ond�grecmr.nts conttir�od in
<br /> thu Security Insttument,or thore i.q a 1uga1 proceedin6 thet mnp signiflcandy affect Lendor'a rights in the Propaty (such as i
<br /> pcoeacting in benkiuPtaY.prob��far candemnada►or focfoitura or tm enfocce laws or ragulb�ons)�then Lcnder may do and paY
<br /> for whatavar is noeessary w pcotuct thb vrlue of the PropatY ond Lender's dghts in the Propercy.I,e�dec's ections may include
<br /> WY�B �Y snma sxwmd by a IIon which has prlority ovcr this Socurity Icistn�mcnt,ePPearin8 in court.P8Y�8 ��k
<br /> attomeys' fecs and antoring on.tho Pmperty to m�e rep�irs.At�hough L,a�der may ralce acdon �u�der�his peragraph 7,L�ender
<br /> does not have w do eo. � h�bhal!bocpmc addltional debt of Borrawu socured by this Security
<br /> My amounis disbursed b) Le7sdcr undcx this paregtap meot� thcse unount� shell bcar intarest from tha data of
<br /> Insttumcnt Unkss Bormwer and Le,nder s►8rx co ot�a�°f P�Y
<br /> disbursunent at the Note rate and shall be payabk.with intaest,upon n�ce frvm I,endex to Sorrower requesdn6 PaYment
<br /> a.Mort;age In�urana. If Lender requirod mortgage insurance as�ooe�diaon of making cha loan secured by this Sxurity
<br /> - Instr�cnent, Boernwer sball PaY tha P�'�miuma roquired to maintain the moctgege u�surance i�i effsc� If� fa any reason�the
<br /> --- mortgage insurance covaage r�t►�red bY I.endu lapses or ceases to be in effect,Borrower shall pay the premiums�uired�
<br /> � -- obt�in cova�age subsmnCrally Wuivalent to t1��mortgage insarance previoasly in effec4 at a cost substandally oq
<br /> cost W Borrowu of the mortgage insur�u�ce previously in effect,fi+em aa alternata mortgage insucer approved by Lender. If
<br /> � - substantially cquivnlant cnatgaBo�nsuranc��vuage is not aveilable.Barower shall pay ta I.ender exh month a sum equal to
<br /> -- - - ona-twelfth of the yearly mortgage it�surance pcemnut►bein8lP�d by Borrower when tho insurance covuage lapsed or cessed to
<br /> . :;r=:;.,.■"� bo in eff�� I.enda will eccept, �sc and retaLi these paYments es a loss rc.urve in liou of mortge8e insurance.Los�reservc
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